This is a story about a jilted husband who dies while driving, due to his distraction over his wife's affair. He haunts her after she makes the mistake of holding a seance.
This should perhaps be more accurately described as speculative fiction regarding the near future of the medical field. With everyone growing up with the internet and generally much more exposure to sex and nudity, I expect that a number of factors will result in a lot less bodily modesty and greater acceptance of public nudity and sex. And the economics of the huge expense of modern medicine may force a lot less concern for privacy.
After her husband's untimely death, Charlene Baker, mother of three teenagers, is informed by her attorney that she and the children will receive no inheritance. Everything will go to her husband's brother that she hates and despises. Charlene is forced to submit to his demands. Her and her two teenage daughters become family pawns along with other events that take place in their lives.