Tom has been admiring the daughter of one of his co-worker's for several months. She puts the term "well-endowed" to new heights and Tom has been lusting for her and also wanting to find out her sexual orientation for a long time. A winter storm gives him a rare opportunity.
A very wealthy man decides to alleviate his boredom and loneliness by taking a woman as his captive pet. Complications arise when he has to take her daughters too.
Going on to twenty-five years of age, Max keeps his summer Ocean City beach lifeguard job because it gives him access to cute, impressionable, and seducible fourteen-year-old boys in skimpy Speedos.