He is trapped in a bank during an attempted holdup. The robber gets all the hostages to strip naked, and then the robber orders them to have sex with each other for his entertainment.
The story follows Danielle "Danni" Carter, an eighth-grader at Stephens Junior Academy, as she grapples with the looming dread of the school's infamous Mailgirl Program. This tradition, shrouded in mystery and fear, selects eighth-grade girls over the age of 14 to serve as mailgirls, requiring them to perform their duties completely nude, regardless of weather conditions. Danni, along with her friends Rachel and Carla, is terrified of being chosen, as the selection process is unpredicted
Some people are raised with the belief that sex is degrading, humiliating, 'a-duty-to-perform' and non-pleasurable. This turns out to be true for some people, BUT others learn that this is not necessarily true, even if they are forced into it by their peers.
Penny is a student at Barrett University. She was doing poorly in most of her subjects, and was recently caught after curfew, drunk on the campus grounds. The school decided to expel her. The meeting with the Dean Kenneth Richards to appeal against the decision leads to the most humiliating moments of her life.