Kate books the cheapest tropical vacation she can find for her friends Lindsey and Miranda. Without Kate doing any further research the girls arrive at the island and are quickly informed on what Free-Use Island is all about.
Raised in a strict, Christian home, 14-year-old Lisa has never been in love. That all changed when she met the man of her dreams while visiting her cousin and the older, handsome man completely swept her off her feet. The charming and charismatic stranger quickly had her under his spell and she was soon willing to do anything for his love.
Robbie, 17, has been dropped by his date at the theater. He goes to his favorite diner, where he meets Helen, 21, a fascinating woman who proves a delightful dancer after she feeds nickels to the jukebox.
Cherry is a single Filipina mother supporting her 23 year old daughter Jane while she finishes her studies. However, sparks fly when Jane discovers what exactly Cherry does to earn enough to allow them to live comfortably. But anger turns to curiosity and the lives of the two women change forever.