Chapter 1

I woke up to the sounds of the maid in the neighbouring house washing clothes. As I stretched and yawned, I realized I had a morning wake-up hard on again. “Oh man”, I thought to myself, “I need to do something about this today.”

Every morning, for years, I’d been invariably waking up with a raging hard on. I am Jignesh, a nineteen year old, who had just finished Class XII, having missed an year, and was waiting for his results. Summer had set in, and I was getting tired of masturbating at least thrice a day.

As I got up, I saw that my dick had made a tent in my pyjamas. Clutching my rigid shaft through my pyjamas, I shuffled to the window of my bedroom, and glanced out. Our house was in a colony of tenements, and my bedroom overlooked the backside washing area of the other adjacent houses, which was separated by a shoulder height compound wall.

The two young maids in the house behind ours were at their morning tasks, one washing clothes, and the other washing utensils, in the wash area that occupied most of the courtyard at the backside of each house. The girls were from the nearby village, and most of the villagers there were cattle raisers, supplying milk to the nearby households. The younger of the two girls was an eighteen-year old named Pushpa, with a lithe slim brown skinned body. She had just graduated to wearing a ghagra, blouse, and choli, the most commonly worn attire by the village women, and her budding breasts just about managed to fill her blouse.

Pushpa was a talkative little thing, and had a certain cockiness that irked me no end. She had a half smile on her angular face all the time, and loved to make flirting eye-contact with boys and men around. “Now that’s a cocky little bitch I’d love to fuck, “ I thought to myself, as I slowly rubbed my cock through the pyjamas. The two girls were chattering away gaily, as they went about their work, sitting on their haunches, with their ghagras raised up above their knees.

But it was the older of the two that had my attention. She was a new one in the colony, and had been working as domestic help in the house behind for a little less than a month now. I hadn’t heard her name yet. She was a dark skinned girl, with big round eyes, and thick pouting lips. What had grabbed my attention was the way her breasts strained against the thin cotton blouse she wore.

These village girls never wore a bra, and so the natural shape of their breasts could be seen in the blouse. “Now that’s probably a 32-C, “ I thought to myself as I continued to watch. The older girl was of average built, and her breasts were of the firm mango size, with a conical shape to them. She had long black hair that hung behind her back in a single long braid. She too wore the same attire of a ghagra, choli, and blouse.

The girls often bathed in the courtyard at the washing area next to the water tank. This was normally in the afternoons, when most of the people in the house were asleep. I had accidentally discovered this one afternoon, and ever since I made it a point to watch them bathing every afternoon. The girls normally stripped down to only their ghagras while bathing. The effervescent Pushpa had the slim body of a blossoming teenager, with small perky breasts. While rubbing soap on her body, she would playfully cup her lemon sized breasts, and giggle while pinching her small pinkish brown nipples.

But it was the other girl’s breasts that I was fascinated by.

They were dark like the rest of her body, and unbelievably firm. Shaped like a ripe mango, they stood out on her chest like twin peaks. The highlight was the large black areolas, and her incredibly long pencil shaped black nipples. My mouth watered every time I saw those nipples, and I dreamt of sucking on them hard.

While Pushpa was brazen enough to strip to her panties, the other girl was very conscious of being partially nude in front of another girl, and therefore never took off her ghagra completely.

Pushpa, on the other hand, would playfully squeeze the other girl’s breasts, and pinch her nipples. As she slapped Pushpa’s hands away, I had heard Pushpa laugh, and say “When will mine become as big as yours, Rani?” “Oh, so her name is Rani”, I said to myself.

As I watched them go about their work, my hard-on started throbbing painfully, as I thought of how they looked while having their bath. I pulled myself away from the window, as I needed to relieve myself. I had discovered that my morning wake-up hard-on subsided once I had taken a pee. As I dragged myself towards the toilet, I remembered I had yet again forgotten to buy milk.

I was alone at home these days. Due to some rather recent astonishing developments, my parents had gone to their home town, and would be there at least for a few months. My maternal grandmother had passed away recently, and she had left behind in her will, an unbelievably large amount of money and many acres of land to her only daughter, which was my mother. This had changed the fortunes of my family overnight, and from an ordinary bank clerk, Mr. Desai, my father had suddenly become a crorepati.

Her dying wish had been to ask her son-in-law to relinquish his job, and come and take care of their vast estate in the village. My father was more than happy to do that, and thus they had left for the village to take care of the legal work, and oversee some harvesting work in the cotton fields. My mother had obviously accompanied him.

But the clincher for me was the surprise my grandmother had left for him. Being her only grandson, she had arranged for a sum of 50,000 Rupees to be paid to me every month as pocket money! Fifty thousand rupees a month!

As I pissed in the toilet, I grinned to myself thinking of my good fortune again. Also, she had instructed his father to buy me the Yamaha RX-100 bike that I had been craving for so much. And today, I was to go to the dealer to pick up my brand new bike.

My grin widened as he thought of the immense potential owning a bike would open up for me. “Now I am sure that bitch Rekha is going to give me ‘bhaav’”, I thought to myself. Rekha was the hottest girl in the neighbourhood, and never gave much attention to me, as I could never afford to buy her gifts, or take her to the movies.

My mother was prone to gossiping with the neighbourhood women, and so almost all of them knew of the good fortune that had befallen the Desai family. And overnight, I had become ‘Jignesh bhai’ from just ‘Jignesh” for all the ladies in the neighbourhood, and their ‘ladla’. And this included all the ‘aunties’ I lusted for too. Kalpana aunty, Sarla bhabhi, Mayuri ben, and all the other neighbourhood ladies had suddenly become very concerned about how ‘poor’ Jignesh was managing all alone without his mother to take care of him.

Kalpana aunty was the 42-year old wife of Jatin bhai, who ran a business in the city of collecting and selling scrap. They lived in the house behind, and it is at their house that the two village girls (Pushpa & Rani) worked as domestic servants. Like most other low income group folks in the colony, they too were not very well off. Jatin bhai’s prized possession was a rickety old Bajaj scooter, which he had bought second-hand from another scrap dealer. He was a fat, overweight, potbellied slob, and I often wondered how he managed to have sex with his wife, with such a big pot belly in the way.

They had two children: a son, Dharmesh, who was 19, and was staying with his aunt in another town, and studying there; and Jigna, a daughter who was 16, and was in Class X. To augment their meagre income, Kalpana aunty cooked home-made food (roti, dal, rice etc.) and supplied it to near-by households. My mother had asked Kalpana aunty to provide meals for me also, and she came to the house to deliver the tiffin box, twice a day at lunch and dinner.

Kalpana aunty was a kind hearted woman, who often brought homemade sweets for me, along with my food. Getting a regular customer like the now rich Mr. Desai’s son was a boon for her.

I finished my bath, and was changing when I heard the door-bell ring. “That must me Kalpana aunty with my lunch, “ I thought. I hastily pulled on my jeans, and was about to pull on a t-shirt, when I thought of an idea. I threw aside my t-shirt, and picked up a sleeveless vest instead. I had been going to a gym for the last few months now, and had developed a decent physique. I was especially proud of my biceps; and I wanted Kalpana aunty to see them. I rushed down and opened the door to see Kalpana aunty standing there smiling at me, with a tiffin carrier in her hand.

She was a short, broad, brown skinned, heavyset woman, with a plump body, and a pleasant round face. Her hair was tied in a bun, as was the style preferred by most housewives. “Kem chho, Jignesh bhai,”, she said to me smiling. “I thought you would still be sleeping,” she continued.

I laughed, and taking the tiffin box from her hand, said, “Oh aunty, please come inside.”

As Kalpana aunty came inside, I noticed her wiping her forehead with the pallu of her sari. “Oh it’s so hot outside”, she sighed, and she sat down on the sofa in the living room.

“Let me get you something cold to drink, aunty”, I said as I went into the kitchen and fetched a glass of cold nimbu pani for her.

Kalpana aunty took the glass gratefully from my hand, and gulped down the juice thirstily. “You are very kind Jignesh bhai”, she said smiling her thanks.

I took the opportunity to hold her hand and said to her, “Oh aunty, please don’t call me Jignesh bhai ... call me Jignesh, like you used to call me when I was small.”

Kalpana aunty looked up at me and said, “Ok beta, as you say ... but you have become big people now...” and her voice trailed off, as her eyes went to my muscular arms and chest in the vest. She placed her other hand on my palm and said, “You are very nice beta, I will call you what you like.”

“Thank you, aunty,” I smiled as I too placed my other hand on her palm. “It is you who’s so nice to me” he said to her as he looked down, glancing at her cleavage in the process.

Kalpana aunty had ample breasts, at least 38-D as I estimated, and were pressed together in her tight blouse, which was struggling to hold them. The pallu of her sari had parted slightly to reveal her blouse at the shoulders, and I could see the strap of her black bra on her shoulder, which had come out from below her blouse.

She caught my glance, and with a hint of a smile on her lips, stood up, adjusting the pallu of her sari. “I better leave now beta, because I have to deliver two more tiffins before 2’o clock,” she said as she walked towards the kitchen to put back the empty glass. My eyes followed her, and feasted on the gentle swing of her hips, as she walked.

This, for me, was the most desirable part of Kalpana aunty’s body ... her incredibly big butt. She had possibly the biggest buttocks I had seen on a woman, and I felt my cock lurch in my jeans, as I looked at her wide hips and fat butt swing as she walked, with the sari draped tight around them. I groaned inwardly to myself as I squeezed my cock through my jeans, “Oh, how I would love to fuck her from behind!” I thought to myself.

Kalpana aunty let herself out, and as she leant forward to put on her sandals, her pallu slipped off her shoulder again, and I couldn’t help but gaze with lust at her heavy breasts and ample bottom again.

She straightened herself, adjusting her pallu again, and reaching out, patted me on my cheeks and said, “Beta, please let aunty know if you need anything ok ... I don’t want to give your mother any reason for complain when she sees you again.”

I replied in the affirmative, and waved goodbye to Kalpana aunty, as she stepped out into the hot sun and proceeded on her errands.

As I closed the door, I decided I needed to do something to get Kalpana aunty into bed with me. My thoughts wandered to Kalpana bhabhi’s 16-year old daughter, Jigna, too. “Oh fuck”, I said to myself, “she is too young.”

I got dressed, and went to pick up my bike from the dealer who had promised delivery today. I got the bike, caught up with a few friends from school, and after showing off my brand new bike, decided to head back home. It was nearly 3 in the afternoon when I reached the gate of his colony.

On a sudden impulse, I decided to drop in at Kalpana aunty’s house. I paused for a minute, wondering what reason I would give for the unexpected visit, and then concluded I could say I came to show them my new bike. “I hope that Jigna is at home, “ I mused as I rode towards their house.

I parked outside and rang the bell.

“One minute,” hollered Jatin bhai from inside.

Jatin bhai, in his trademark lungi and banian, opened the door, and his face split into a big smile as he saw me. “Arre, Jignesh bhai ... come in, come in,” he said heartily as he took my hand and led me inside.

I told him about my new bike.

“Kalpana,” Jatin bhai hollered, “look who has come ... it is Jignesh bhai ... he has come to show us his new bike.”

“I am coming,” Kalpana aunty said from the bathroom, “I am just finishing my bath.”

Jatin bhai followed me outside, and complimented me on the bike, as he looked at it.

“You should soon buy a car now, Jignesh bhai,” he said, “you are rich people now ... then sometimes we poor people can get a lift from you,” he chuckled.

“Uncle, please don’t call me Jignesh bhai ... I feel so odd,” said I, “I am still the same old Jignesh.”

“Oh no, you are chhota saheb for us now ... How can I call you by just your name?” Jatin bhai said with all his false pretentious submissiveness,”No, no ... I insist on calling you Jignesh bhai,” he concluded.

Hearing the noises, their daughter Jigna, came out, and squealed in genuine pleasure, “Oh, Jignesh bhai has got a new bike!” as she bounded towards them clapping her hands in glee.

My face lit up in elation as I saw the sexy teenage girl. Jigna was a dark, but very sexy looking girl, with the same big eyes of her mother. Her body had developed beyond her years, and as she jumped in joy and admired the bike, I couldn’t help but look at how hot she looked in the school uniform she was in. Her hair was tied into two braids that lay on either shoulder, and she wore the beige skirt and white shirt of her school uniform, with a dark brown tie.

I couldn’t take my eyes off the way her supple, almost fully developed teenage breasts jiggled within the shirt of her uniform as she jumped up and down.

She grabbed my hands and pleaded, “Oh Jignesh bhai, please take me for a ride on your bike ... please, please, please...!”

Jatin bhai chided her, “Not now dikra, Jignesh bhai must be very tired ... you can go with him for a round later.”

The girl’s face dropped, and seeing that I said, “It’s OK uncle, I will just take her for one round and come ... It’s no trouble at all.”

“OK beta,” he said, “but come back soon ... I will tell Kalpu to make tea for you.”

Jigna broke into a big smile, and clapped her hands in glee.

I kick started the bike, and asked Jigna to get on to the seat behind me. As she clambered on to the bike, and swung her leg over the seat, her skirt rode up high above her knees. She placed her hands on my shoulders and exclaimed “Let’s go!!”

I rode out slowly, but once we were beyond her father’s eyesight, I opened the throttle and accelerated on the empty road.

“Yes, yes ... faster, faster!” Jigna exclaimed, and she wrapped her arms around me from behind, and held me tight.

A current ran thru my body as I felt her young budding firm breasts press into my back. She was obviously wearing a bra, and I could feel my cock stirring again as I felt the hot young thing behind me pressing her body to me. I let go off one hand from the handle, and taking it behind me, placed it on her bare knee, saying “I hope you are not feeling scared Jigna.”

“No, no ... not at all ... I like going fast on the bike Jignesh bhai ... promise me you will take me for a long ride when pappa is not at home.”

“OK baby, I promise”, I replied as I swung the bike into the lane of their house.

I parked the bike, and Jigna ran inside to tell her mother all about the ride.

I went inside to see Kalpana aunty coming out of the kitchen. She had just finished her bath, and had a towel wrapped around her wet hair. She was wearing a sari, and her blouse was wet from the hair, showing the outline of her bra underneath. She looked incredibly arousing. She smiled at me warmly, and placed the tray with tea and snacks on the table in front of us.

“Don’t spoil Jigna by taking her out too much on your bike ... you must tell her that you will take her out only if she does her homework everyday,” she chided me playfully.

As we sat drinking tea, Jatin bhai kept asking me all about our new found wealth, and what we were planning to do.

I answered as vaguely as I could.

Jatin bhai started telling me about how badly his business was doing, and how he owed money to many of his scrap suppliers, and was unable to get any more credit. He blamed the influx of new people into the scrap trading business, who were willing to undercut on price just to get more business. He bemoaned the fact that the new traders were backed by co-operative banks who gave them loans, while he himself could not get a loan because he did not have enough money to maintain the minimum bank balance required to avail of a loan.

I sensed where the conversation was heading. “The bastard wants money from me. Alright, let me play along, and see what I can get in return”, I told myself inwardly. “Uncle, how much money does the bank require as deposit for them to give you a loan?” I asked with mock innocence.

“Oh beta, they are all cheats ... they say we will give you a loan only if you have at least 15,000 rupees in the bank ... how can I get that kind of money ... you know how little margin I make. And on top of that I need another 5,000 per month to pay the rent of my shop ... that greedy landlord has increased the rent from 3,500 to 5,000 now because the others are willing to pay more rent ... if I don’t pay him that, he will give the shop to another trader,” he bemoaned.

Kalpana aunty stood there silently, her head bowed slightly, listening to our conversation. I was silent for a while. I sure had the money. For the last 3 months, the fifty thousand rupees per month had been coming in steadily into my bank account, and I had barely used 5,000 rupees from that. I still had about 145,000 lying in the bank, and next month’s money were also due in a week’s time.

At that moment, the neighbour opposite Jatin bhai’s house called out for him, and said there was a phone call for him. Since Jatin bhai did not have a phone in his house, he used to receive his calls at their neighbour’s house. As Jatin bhai excused himself and hurried out.

Kalpana aunty came towards the table to clear the empty tea cups. I saw pain and helplessness written on her face. As she turned and walked towards the kitchen, I couldn’t help but once again gaze with desire at the way her massive buttocks moved within the confines of her sari. Jigna had been sent into the room to do her homework. I got up and followed Kalpana aunty to the kitchen.

As she washed the dirty cups, she gave me a weak smile, and said “My husband is not a scrupulous man, beta ... he has borrowed money from so many people, and has not paid them back. That is why no one trusts him any more. Whatever money he gets, he spends most of it playing ‘matka’. And then he likes drinking also, and keeps buying cheap liquor from some bootleggers in the city,” she continued. “The only way we are able to make ends meet is because of whatever I earn ... he is telling you all this now just to get your sympathy and borrow money from you,” she stated matter of factly. “But you are a good boy, beta. My advice to you would be to not trust him. He will borrow money from you also, and then waste that also. I don’t want to unnecessary spoil the relation of our family with your father and mother.”

I was touched by her honesty and forthrightness.

I quickly made up my mind, and said to her, “Kalpana aunty, you have been so nice to me; this is the least I can do for you. I want to do something for you and your daughter. Here’s what I have in mind. Let me lend him the money he requires to get the bank loan. I will not give him the money personally, but will open an account and deposit it directly into his account. That way he cannot spend the money elsewhere. The only money I will give him in cash is the money he requires to pay his shop’s rent. Once he gets the bank loan, he will not need that also,” I concluded.

“But what about your money, beta? What if he does not return it? What if your father comes to know?” she resisted.

“Oh aunty, why do you worry about all those things? I am doing this for you, aunty. And also, I am going to give this from my money, not my father’s. And I am not expecting it back. If he is able to salvage his business, it will help improve your & Jigna’s life also,” I told her with a smile.

She was silent for a while, and twiddled with the pallu of her sari. Then she came towards me, and looked at me with deep emotion in her eyes. She placed her hand on my left arm said, “Jignesh beta, you are very kind. I don’t know what to say. All I can say is that I will do whatever I can to repay you for your kindness.”

“Oh you don’t know why I am doing this darling,” I thought to myself. Instead, I replied, “Come on aunty, don’t be so formal, after all these years, isn’t it my duty to help you when you need help?”

She just smiled, and squeezed my arm. Oh, if only she knew how badly I needed her to squeeze my cock ... and not my arm.

At that moment, Jatin bhai came back, and I headed back to the living room. We sat down once again, and I told him that about my plans to help him out. A big smile split his rotund face, and he came towards me and grabbed my arms and tried to hug me, thanking me profusely again and again.

“Arre Jignesh bhai, see how uparwala has send you to us ... how can I ever thank you?” Turning to Kalpana aunty, he said, “Kalpu, from this month onwards, don’t take money from Jignesh bhai for the food. That is the least we can do for him. And do whatever work he needs, and help him in every way you can.”

“The bastard, “ I thought to myself, “using his wife to repay a favor.”

Before Kalpana aunty could say anything, I interjected, “No, uncle that is not fair. Let us not mix work with personal things. What I pay for the food, I will continue to pay. I don’t want any debate on that.” I said with finality.

“OK, as you wish”, conceded Jatin bhai.

I took my leave, and stepped out. Kalpana aunty looked at me with deep affection in her eyes as I started my bike, and smiled at me. As the bike roared to life, Jigna came running out and waved me bye. I headed back home.

I finished my work-out at the gym, and reached home at around 8 pm. This was normally the time, Kalpana aunty came home to deliver my dinner. I didn’t change, but continued to do some free weights at home in my gym outfit of a track pant, tight t-shirt, and sneakers. I wanted to show off my physique to Kalpana aunty again when she came, for I thought I had sensed her looking at me earlier in the day. The doorbell rang within a few minutes, and I expectantly opened the door. But it was not Kalpana aunty. Instead, it was her daughter Jigna, with my tiffin box in her hand. I was pleasantly surprised.

She smiled at me, and told me she had come to deliver my tiffin. She was still in that school uniform which I found incredibly hot.

As I took it from her hand, she turned to leave.

I stopped her and said “Why don’t you come inside Jigna? Let us both have a Thums Up, which I have in the fridge.”

She seemed to struggle for a minute, and then brightened up and said “Oh Jignesh bhai, I love cold drinks!”

I fetched a bottle of Thums Up. As she drank from it, I noticed she looked a bit low and depressed. I sat next to her, and asked her what the matter was.

She was silent for a moment, and then broke into sobs, crying “We are going for a 3-day tour from school, and all my friends are going, but pappa is saying I cannot go. He says we don’t have the money now,” she sobbed. “I asked mummy to give me money, but she does not have enough. The fee is 2,000 rupees for the whole trip. Mummy is also saying we are not rich like other people, so I cannot go,” she continued. “Oh Jignesh bhai, I want to go ... I want to go ... next year will be eleventh class, and then my school will be over ... this is the last chance I have to go with all my class friends. And when I started crying saying I wanted to go, he slapped me...” she cried, and broke down sobbing with her face buried in her hands.

I got up quickly, and closed the door which was open. I then sat down next to her on the sofa, my thighs touching her thighs, and put my left arm on her shoulders. Her skirt had again ridden up above her knees, and I placed my palms on her bare knee. I rubbed her shoulders gently, and tried to console her. She leant towards me, and continued sobbing with her head resting on my chest just near my shoulder.

As I continued to rub her shoulder and back, I could feel that she was wearing a petticoat (like a slip) under her school shirt. I took my hands off her shoulders, got off the sofa, and knelt in front of her. I took her hands in mine, and pulled her chin up and asked her to stop crying.

“Jigna, don’t cry. I am there no? I will speak to your pappa and mummy, and I will give you the money for your picnic. Don’t worry ok ... everything will be fine,” I consoled her.

She finally stopped sobbing, and looked at me hopefully with those big eyes. “Really, Jignesh bhai ... will you do that!” she asked incredulously. “But what if pappa & mummy still say no?” she asked despondently.

“Don’t you worry, baby ... I will handle them,” I reassured her. As I spoke, my hands were caressing her bare knee, and I slowly slid my hand a little up to her exposed thighs above the knees. I kept consoling and reassuring her, as my hands felt the bare skin of her knees and thighs.

I didn’t want to scare her off, so I stood up. She too jumped up and flung her hands around me and hugged me, saying “Oh Jignesh bhai, thank you ... thank you ... thank you so much,” she kept saying again and again.

Once again, I felt a current go thru me as I felt her hot firm body against mine, and her firm young breasts pressed against my lower chest. Her head reached only up to my chest, and she had pressed her cheeks against my chest and was holding me tight. I continued to caress her back, as I felt my cock grow hard in my pants. I took a chance and pressed my crotch into her body, as I continued to hold her tight.

After a while, she let go off me, and said “Oh, I need to run home now, or they will start worrying. When will you speak to them, Jignesh bhai?”

I was thinking about the same thing myself. “I will come to your house after I finish dinner, on the pretext of returning the tiffin box. I will tell them that I wanted to take the bike out for a spin in the night, and thought I might as well drop in and return the empty tiffin box” I replied.

She cheered up on my suggestion, and the smile returned to her face. “I will wait for you Jignesh bhai” she called out as she ran home with a spring in her step.

I showered, finished my dinner, and headed for Kalpana aunty’s house. As I rang the bell, the door was once again opened by Jatin bhai. He was surprised to see me, but before he could say anything I told him I had dropped in to return the tiffin. He was effusive in his thanks, muttering “Arre Jignesh bhai, you should not have taken the trouble ... but we are happy to see you again today ... if only you had told us earlier, we could have had the honor of serving you food here in our house...” He put his arms around me, and led me inside, yelling “Kalpu, see who is here...” He smelt of some cheap booze, and I gathered he had been drinking.

Kalpana aunty came out of the kitchen, wiping her face with the pallu of her sari, and a smile lit up her face when she saw me. Jatin bhai was in a garrulous mood, and soon he took me aside and told me in a conspiratorious tone “If you don’t mind beta, would you like to have a drink with me? I know you are young, and I don’t know if you will drink the desi daaru that I drink, but...” his voice trailed off with a sly smile playing on his lips.

I knew I had him there. Give a drinker a free drink, lend him some money, and you have him in your pocket. I replied in an equally sly manner, “Jatin bhai, I have drunk only whisky which my father gets home from his friends in the military canteen, and also I have drunk quite a few times with my school friends at parties. I would surely like to have a drink with you ... In fact I can go home and fetch a bottle of Scotch lying in my dad’s cupboard ... but I am not sure what Kalpana aunty will think...”

He responded with relief in his voice, and slapping me on my back said “Oh don’t you worry about her ... if you say yes, she will not object. Let me just run and get something to munch with the drinks ... you run home and get that bottle,” he said almost salivating at the thought of drinking some expensive foreign liquor.