Homeschool Annie's Divided Heart
Copyright© 2026 by Mathias Carter
Episode 7: She’s a Good Church Wife
Erotica Sex Story: Episode 7: She’s a Good Church Wife - Annie has built a full life on a rural Ohio homestead—married for 22 years, raising her 10 children, and settled into the rhythms of family and farm. A message arrives from her former boyfriend she hasn’t heard from in over 20 years. She tells herself it’s harmless. Just catching up. But will the door she just opened be the catalyst to something she can no longer control?
Caution: This Erotica Sex Story contains strong sexual content, including Ma/Fa Teenagers Consensual Reluctant Romantic Heterosexual Fiction Farming Restart Cheating Cuckold Slut Wife RAAC Interracial White Female Hispanic Male White Couple Exhibitionism Facial Masturbation Oral Sex Voyeurism Public Sex Slow Illustrated
It was Saturday morning and at 7:02 a.m., Mike Miller, owner of Miller’s Auto, reached down on the floor to grab a set of keys. Only one set this time. The keys that Dale had dropped through the door chute yesterday evening after he towed Annie’s black minivan to his place.They were inside an envelope with the information about the vehicle and the owner.
Mike reviewed the information. Annie Carter. The tow company was Dale’s Towing.
“Dale Snyder,” Mike said out loud to himself. A note from Dale was included in the envelope that read:
“Hey Mike. It’s good a long time, buddy. Give me a call sometime.”
Dale’s card was inside the envelope. Mike would only be open until noon today, as typical for Saturday, and he didn’t have many cars on the schedule as of yet. He picked up the receiver for the corded phone at his desk and dialed Dale’s number.
“Hello?”
“Hey Dale, it’s Mike Miller”
“Mike! Great to hear your voice. How long has it been?”
“Too long. I see you still got the towing business going strong.”
“Yeah, it’s still going. Need to retire soon but I might like torturing myself a little too much to stop.”
Mike laughed in his usual rough chuckle.
“We need to get together soon. I don’t know if it’s been 10 years since I last saw you,” Dale added.
Mike and Dale had went to high school together in Rootsville, back in the early 90s. They both stuck around in the area. Mike had gotten married in his early 20s but he was now divorced, 5 years already. Dale married in his late 20s and stayed married, even if the marriage resembled more of the character of Al and Peggy Bundy from Married with Children. After Dale got married, he moved to the Youngstown area where his wife was from.
“You sure your wife’s gonna let you go somewhere?” Mike laughed in a semi mocking way. The way that good friends do that can bust each other’s chops.
“Don’t you worry about that. I’m the man in my house. What day are you free?”
“Why not today?” Mike suggested. “I’m closing up the shop at noon. How about you come back to your hometown and we’ll go to Bob’s Diner like old times.”
“I love that place. I’m sold. I’ll see you at one,” Dale said.
Annie stood in the master bathroom with the french doors open, because the bedroom door was shut. Most of the family slept in until around 7:00 a.m. because it was a later evening for Daddy’s birthday and all that had happened with Annie and the minivan. Plus, it was Saturday, and nobody had to work. Except that Mathias had agreed to work overtime from home for a few hours, playing a role in a service outage problem in the service territory. The overtime he would get was good money.
With Mathias upstairs in the office, Annie got ready for the day. The guilt from yesterday still in the back of her mind, mixed with desire for more of the same. She prayed quietly in her head to not give in to temptation yet again. She thought about how she had cut things off. All the times she attempted to, anyway. But fate seemed to work against her goals to stay far away from her biggest weakness– James Rafael.
Last evening she had crossed a line that couldn’t just be excused away. It wasn’t just a weak moment and a simple kiss. Not even a kiss with touching. But all of that, and much more. She initiated the kiss. She kept it going even after James seemed to cast a spell on her with the way he worked her body with his hands and his mouth.She orgasmed with Mathias, but only when he went down on her. And that wasn’t real often. The orgasm she felt yesterday was much more powerful, and yet all it did was remind her just how further powerful her orgasms were with James inside her when she was 18.
Annie stripped out of her tight maxi nightgown, dropping it to the ground next to the sink, in a pile where she and Mathias kept the clothes that needed washed. She stood in front of the mirror, eyes looking tired, in her black lace bra, low cut. Hands on the sink, and leaning over. No underwear.
Mathias never let her wear underwear to bed. She looked in the mirror once, then walked to her right into the walk-in closet. She grabbed her Cleveland Cavaliers shirt, wine in color with gold lettering. And a new skirt, because, well ... yesterday it got wet and it had to go in the wash.
Annie walked back into the bathroom and set her clothes to the right side of the double sinks. She had to use the toilet first. The phone began ringing a strange tune while finishing up. She wiped, then flushed, and hurried over to see what the call was.
A knock on the door. “Mama, when do you think breakfast will be done?”
It was Ethan, her 18 year old son.
“Ask Elizabeth!” Annie called out, hoping it was loud enough for him to hear her. The phone continued and Annie grabbed the phone off the sink and quickly clicked the green answer button without thinking.
She placed the phone to her ear.
“Hello?”
“Hey babe!” – the voice was loud. Already on speaker phone setting, but Annie didn’t remember clicking the speaker phone button. She set the phone upright against the sink wall of the right side sink, and looked down to grab her shirt.
“James ... you can’t just call ... it’s...”
“Whoa! Stay just like that, babe!”
Annie looked at the phone, only now realizing that she was on a video call. That’s why it went straight to speaker phone and that was why the ringtone sounded so funny.
Flustered, Annie covered herself as her legs pressed against the bathroom counter. She saw James, and it looked like he was in a bedroom, shirt off, and the covers over his lap.
“James ... It’s Saturday and my husband is home. You can’t call,” she said, trying to yell in a whisper.
“Oh, shit, it’s Saturday already? I totally forgot.”
“Yes. It is,” she said, as she took off her glasses and set them on the sink. Then brought the Cavs shirt over her head.
“Wait, wait, wait!” James pleaded. “Take that back off please and let me get a better view.”
“No!” Annie said. “I’m turning off the video.” Annie reached for her phone and picked it up, with her shirt hanging around her neck.
“Annie ... Come on. Just for a second. That bra. Wow. Let me see again.”
Annie gave a long sigh, then lifted her shirt back over her head, then held out the phone in selfie style, holding the phone up and at an angle.
“That’s it, babe. You are so lovely.”
“Okay, you’ve seen enough,” Annie said sternly and turned the video off.
“Annie, you can’t leave me hanging like that. Not after you teased me from the start of the call.” Annie sighed again and reluctantly turned the video back on, then held the phone out with her outstretched arm, for a further distanced angle. James could see her belly button and the top of her pubic hair, which Annie had not intended to do.
“Wait ... you’re not wearing anything down there?”
Annie’s face turned red. “I’m ... not.”
“Annie ... show me a little more. Put the phone on the sink again and let me see.”
“James...”
“Come on, babe, just for a second.”
Annie looked toward the door, hoping Mathias wouldn’t be on a break and come through the door.
“Fine.”
Annie put the phone back on the sink in upright position, and angled it towards the left. Then she stood to the left of the counter and turned around to show James her thick and curvy ass; full, soft, the same shape he used to put his hands on when they were younger, just thicker. And he loved it even more now. Annie shifted her weight so the curve was clear.
“That ... Annie ... is the best ass ... In ... the ... world.”
“You’re crazy.” Annie said, giggling. She turned around again and gave her ass a little shake to tease him. Then she turned around, and covered her pussy area, and gave him a sly smirk.
“Thank you, babe,” James said.
James lifted the covers off his lap and Annie had to do a double take, as she saw his large cock, hard, and pushed to the side by James, as he held it gently.
“James!” Annie whispered another yell. “Put that away!”
“You weren’t asking me to put it away yesterday,” he responded, laughing.
“Be quiet,” she said, with a voice admitting defeat.
“So when can I see you again, babe?” James asked.
“I don’t know, James. This is hard for me. I don’t want to betray my husband.”
“You’re not betraying him. Just think of it as him sharing you with me.”
“James, he doesn’t even know. And you know it’s wrong even if he was sharing me”
“I know, Annie. It’s just– I know you feel what we have. Let me at least see you again before I go back to Texas. I don’t know exactly when I’m going but it will probably be soon.”
“I don’t know, James...”
Annie heard the creak of the bedroom door opening, and knew it had to be Mathias.
“Gotta go now!” She whispered, and hit the end call button a few times to make sure it worked. She shut off the screen with the power button, face blushed and feeling the heat in her face.Mathias walked in.
“Hey wife.” He looked at Annie, still in her bra. No underwear. Shirt and skirt on the sink.
“Mmmmmm ... you waiting for me?”
Mathias walked around to her backside, and placed his arms around her waist, holding her. Annie’s heart was beating fast.
“Something wrong, Annie?”
“No honey,” Annie denied. “Just hot for some reason.”
“You sure are.”