Homeschool Annie's Divided Heart
Copyright© 2026 by Mathias Carter
Episode 3: Meant for Hubby
Erotica Sex Story: Episode 3: Meant for Hubby - Annie has built a full life on a rural Ohio homestead—married for 22 years, raising her 10 children, and settled into the rhythms of family and farm. A message arrives from her former boyfriend she hasn’t heard from in over 20 years. She tells herself it’s harmless. Just catching up. But will the door she just opened be the catalyst to something she can no longer control?
Caution: This Erotica Sex Story contains strong sexual content, including Ma/Fa Teenagers Consensual Reluctant Romantic Heterosexual Fiction Farming Restart Cheating Cuckold Slut Wife RAAC Interracial White Female Hispanic Male White Couple Exhibitionism Facial Masturbation Oral Sex Voyeurism Public Sex Slow Illustrated
Annie tightened her Samsung Galaxy S23 Ultra onto the tripod in the master bedroom, which was positioned on the floor near her nightstand, camera pointing away from the windows to get the best lighting.
Annie was good at taking pictures. A former model, she knew all the tricks to get a good picture. Lighting, angles. How to look into the camera. The former model in her knew.
“If only,” Annie thought to herself, “I still looked like I did back then.”
It was a common criticism she had of her body, that had borne so many children and nursed them with her own breasts.
Mathias begged to differ, which is exactly why he was always having her send pictures to him.
But today was different. It was a little after 1:00pm. Her conversation with James was still open on her screen. Daily texting with James had turned into a regular thing by now. It had been going on for the past 9 days, without missing a day, even if not much was said. James was careful not to push boundaries too hard and too quick.
Annie was ready to send some surprise pictures. She began to undress. First, her cute Cleveland Indians girls’ t-shirt with Chief Wahoo on the front. Her hair was double braided and she wore her black rectangular glasses that gave her that adorable sexy teacher look, that she didn’t try for, but it landed for others nevertheless.
Underneath she wore a newer bra she had bought at Pink by Victoria’s Secret, at the Mall. It was more and more difficult to find the really good lingerie, the kind that set Mathias on edge, at the cheaper stores. Target used to have a really cute bra line. She had to spend a lot more than she wanted to at Pink, but Mathias insisted it was worth it if she needed new undergarments.
The bra was red and low cut like her others, but this one shaped her tits in a way that was unexplainable. Annie knew these pics were going to be hot. Sizzling hot.
As the phone sat on the tripod, the phone gave the familiar jingle tone set especially for Mathias’ texts.
Annie clicked the back button on the conversation with James to return to the conversations screen in Messages. Then she clicked into the conversation with Mathias.
“Whatcha up to, wife?”
Annie smirked.
“Oh nothing really significant, baby. How is work going?”
There was no response from Mathias right away. Annie waited a minute to see if he would respond, then continued to undress. She wore a grey maxi skirt that clung tight to her shapely big ass and thighs. She pulled it down, almost pausing to turn for Mathias and do a slow tease. It was habit.
“Mathias isn’t here,” she reminded herself.
The matching red underwear clung to her body, underneath, giving her a stunning look. Typically Annie didn’t wear a matching set and Mathias will definitely be pleased with it, she thought.
She re-opened the texting thread with James and wrote,
“Mathias has gotten really into Mexican food since we’ve been married. You would be happy that at least I married a man who loves spicy food.”
“Alright, Annie. Focus on your husband,” Annie said in her mind, looking down at her chat with the man she used to belong to. This was not a good idea, she thought.
Annie clicked the home button on her phone, which minimized the other apps, and opened the camera app to get pictures ready to take for Mathias. She grabbed the S pen from the phone and climbed on the bed to get in position.
Whenever she wanted to take really good pictures for Mathias, she would use the S pen to snap the photos via bluetooth. This way she wouldn’t have to hold the phone or use the time delayed function.
She posed for the first picture, on her knees, hands on her thighs, her full 36c breasts pushed up in alluring fashion. She snapped a few in that position in case any of them didn’t turn out as well.
A knock at the door
Annie sighed. “Yeeees?!”
“Umm ... Do you think I can use your shower? The other bathrooms are being used.” —
It was David, their 3rd child.
“Not right now, honey.” Annie yelled.
“Yes ma’am,” he responded.
Annie thought about her next pose. She did a side angle, showing the curve of her tits still, but showing the curve of her ass at the same time.
She pulled on the band of her underwear to tease taking them off. Snapped a few pics in that pose.
Mathias’ jingle sounded again. She pulled down the quick menu to see a glimpse of what he wrote to see if anything was urgent.
“Just finishing a meeting...”
It didn’t look urgent so she swiped back up to return to the camera app. She would be sending him a lovely message soon anyhow.
Next, she angled the phone down a bit and got back on the bed. She spread her legs wide, revealing her thick thighs. The wetness of her pussy soaked through her new underwear. She snapped a couple of pics, eyes staring into the camera like she was stealing the viewer’s soul, but still the hint of innocence attached to her body language. The contrast would drive any man wild.
She reached down and pulled her underwear aside, revealing her pussy. Trimmed. Not shaved. Pink labia. Big, juicy. Wet. She placed her finger on her clit and gave herself a good rubbing, moaning.
“Ohhhh. Mmmnnhh.”
In the process she pressed the button to snap a few pics. Then she got up, and quickly switched to video, got back in the same position, and rubbed her pussy while recording, moaning.
“MMMMnnnn”
It was a little exaggerated but Mathias will still love it.
Another knock at the door. She pulled her underwear back and stopped, listening for a voice.
“Mom-my” — It was Belle, her youngest, whining.
“Go to Elizabeth, baby. Mommy’s busy!”
Annie had to cut the video off earlier than she wanted but she still had to get a few things done before Mathias gets home, so it will do.
She removed the phone from the tripod’s grip and placed the S Pen back inside the phone. Afterward, she edited the video and reviewed the pics. She deleted the ones she didn’t want, and clicked the home button again on her phone.
“Okay, send to Mathias,” she said to herself.
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