I Never Saw It Coming
Copyright© 2026 by Rachel 42
Chapter 1
Erotica Sex Story: Chapter 1 - A story of a young married woman committing adultery for the first time.
Caution: This Erotica Sex Story contains strong sexual content, including Ma/Fa Consensual Heterosexual True Story Cheating Illustrated
The day started like any other day; my husband and I woke up and sat out on our deck enjoying the summer weather and having our morning coffee. The deck was closed in, and out of the view of our neighbors, so we could wear as little as we dared, to allow each other the view of our bodies. We had been married for only six months, so seeing each other naked or partially naked was still rather exciting for me, and my husband as well.
Sometimes he would be completely naked and sometimes he would wear a pair of his sexy undies, I enjoyed both. For me, it was either one of my sexier bra and panties sets, a see-through negligee or like today, nothing at all.
We enjoyed the sight of each other as we talked about what our plans were for the day. We had planned on meeting a group of friends at a Chinese restaurant for lunch, and after that my husband was meeting with some of his work friends for most of the afternoon.
We sat together for almost two hours on the deck, just talking about things and admiring each other’s naked bodies. I will admit that some of our conversation was a little risqué, and I did get a little on the hot and bothered side a few times. I was still young and I still loved to have my world rocked.
As noon got closer, we went inside and got dressed for our lunch engagement with friends. I was looking forward to it; I loved getting together with some of our acquaintances. We had friends of different ages, so I decided to dress very casually. Just a pair of blue jeans, maybe they were a little tight, and they did look pretty good on me if I don’t say so myself, and one of my favorite blouses. It was a floral print with five buttons down the front. I left the top two buttons undone so that just a small amount of my cleavage was visible.
This was a meeting with friends, so I had no expectations of anything other than just chatting, which admittedly sometimes got a little bit spicy, but normally it was just friends having a good time together.
We got to the restaurant, and I ended up sitting next to a man that was quite a bit older than I was. He was forty-four years old, and I was still only twenty years old. Next to him was his wife. Also at the table were two other couples that were similar to our age.
Everyone at the table knew each other, so there was no need for introductions or anything of that nature.
I began by chatting with the older man sitting beside me, his name was Clay, and he had been a friend of our family for a few years, he was still a good-looking man, with a good-looking wife. He asked how I was enjoying married life. I answered him by saying: “It is good, Robert and I are doing great, we are both working and settling into our new home.”
He asked: “Did you and your husband buy that house or are you just renting?”
I answered him: “We bought it about three months ago, and we love it, it is a little small, but as we get older, we hope to get something a little bigger by the time we feel ready to have children.”
As Clay and I continued talking, I got the feeling that he was enjoying the little bit of cleavage I had showing. I should say that I have a rather large set of boobs, I wear a 42D bra, and I only weigh 120 pounds. Most of the bras I buy lift my boobs and show them off, that is how my husband likes it.
My husband, Robert was chatting with the other people at the table, and occasionally I did as well, but mostly Clay was taking up most of my time, I had the feeling that he might be hitting on me. If so, that would be the first time a man other than my husband had hit on me since long before we were married. I didn’t know what to think of it, but I liked it.
I didn’t care that he was more than twice my age, I didn’t care that I was married, I didn’t care about anything other than my feelings, and my feelings were that this guy is showing an interest in me.
As lunch was coming to an end, and we were all just in various conversations, he started flirting more and more. Saying things about how good I looked, how lucky of a man my husband was, and he was paying more attention to my boobs too.
My husband got up to leave; he had that appointment with guys that he worked with, so he had to leave early. As fate would have it, Clay’s wife and one of our friends were going shopping together as well. After a short time, only Clay and I were left at the table.
He looked at me, and I could see that he had something on his mind, and I was pretty sure it was sexual.
I looked back at him and said: “What is it Clay, what is it that you are thinking of you can tell me.”
Clay was a little shy to say what was really on his mind but then he just said it: “Well Rachel, you are so fucking hot, and I was wondering what it would be like to take you to bed, I mean being with such a good looking younger girl, I would love that.”
I thought that he might be thinking something like that, but I pretended to be shocked, and answered: “Really Clay, you are a married man, and I am a married woman, have you ever cheated on your wife before, and are you wanting to cheat on her now?”
He smiled and answered me: “Yes Rachel, I have cheated on her in the past, and I would certainly love to cheat on her today with you.”
I answered him: “And you expect me to cheat on Robert?”
Clay answered: “That is up to you Rachel, you can if you want to, but if you don’t, then I will accept that, just know that if you do, nobody will ever find out, and if you don’t, then that will be okay too.”
I asked: “Tell me Clay, what did you have in mind, like where would this happen, and what would you want from me?”
Clay answered: “I will take you to a motel, and then whatever happens inside that motel is what will happen, we will just have to see how it goes.”