Chapter 331

There was only one thing left on Friday's agenda and that was to meet Linda Koons at her house. We needed to be there at three. She decided she wanted an attorney there, who was a friend next door.

We left Morton at 1:30 and landed at Lancaster Airport at 2:15. We six girls, Jason and Jeanna made the flight. The paperwork for the CD's needed to be signed and witnessed by a bank officer. Marcy did a quick audit on the MAAR site there then we took two cars to the Koons' house.

There was cautious talk; none of us wanted to upset Linda or the children who were there. The attorney friend was in his early 60's. After we were seated at the dining room table I opened my portable office and began.

"Linda, here is the check for Albert's life insurance that was part of the JBG benefits. It's $275,000.00 made out to you as beneficiary. I need you to sign and date the sheet attached to the check that acknowledges you received the check," I said.

"JBG started a college fund for your two girls. JBG employees donated $150,000.00 dollars to the fund. JBG added $50,000.00 to make it an even $200,000.00 so each girl would have a $100,000.00 head start for college. If they go to college they can draw against it for tuition at age 18. If they do not go to college they have to wait until they are 26 to draw against the funds," I added.

"There are 2 CD's - Jeanna has checked all the places you need to fill in and sign in her presence. Jeanna is Executive Vice-president of Midwestern Bank, the holder of the CD funds. Jeanna has to witness the signatures," I said.

"Next is a check for $50,000.00; it is for the rest of the year of Albert's base salary. I am sorry that it is in a one lump check. A lot of taxes were taken out but that is the only way we could do it," I said.

"The final item is health insurance for you and the children. The last thing we want is to see you get hit with massive annual premiums for that or end up on the Obama care plan. We had several lengthy debates in order to come up with a way to be able to continue insurance for you that we could get past the insurance company auditors," I said. "This is what we came up with."

"Here is an application for part-time employment at JBG as a regional consultant. The salary will be one dollar but it will carry full family health insurance as a stipulation. Should you get a full time job or remarry and have other health insurance available, you will have to change over to it. If it stays under JBG the girls will be covered by law until they are 26."

"The one kicker in the thing is you need to come as soon as possible and go through the hiring process to make it official, the physical, interview and HR paper work and an ID card that will qualify you for discounts and other employee perks," I said and then added. "You will not fail at any part; it is one of those cover your ass kind of things if someone from the insurance company ever challenges it."

"Those are the things we came up with to help you out of a horrible situation. With proper financial planning you should be OK. I would suggest that you find a competent financial planner who is not going to rape and pillage your funds with excessive fees or risky investments and tell you the proper things to pay off and sequence to do it," I said.

"Any questions?" I asked. I looked at her and the attorney; both shook their head no.

"OK then, please fill out the CD information so Jeanna can witness it and notarize the signatures. Here are our business cards should you need to contact us. Please - as soon as possible - schedule a visit to continue the insurance. If we can connect your visit to one of our flights close by, you can travel by plane. We will even pay for a hotel for you and the kids to stay overnight in if you like," I replied.

We were there another hour and back home by 6:30 to call it an evening. The Rochester group was home and those of the rapid response team who were close enough to go home went. The others stayed in the motel.

Other than some strenuous exercise in the gym and of course, a real workout in the basement that left everyone exhausted, the weekend was quiet.

Hanna hand delivered all the film Saturday mid-morning to the house and wanted us to watch the edited piece she had put together on DVD. It was really very good; whoever the editor was had cut everything out should have not been there.

It opened with Hanna boarding the chopper "This is Hanna Page, today I am embedded with a JBG hostage rescue team on a mission to rescue two hostages held not far away in cooperation with the local police agency, two officials were kidnapped yesterday," then a shot of the thermal images. Then there was the cut to Capt. Peters describing the mission plan and boarding the chopper. The JBG logo on the Black Hawk was in full view over her shoulder.