Joy After Hours - Payment in Kind
by jael
Copyright© 2026 by jael
Hello, I’m Jael and this is my first erotica piece.
The story is set in Nigeria, so you’ll find bits and pieces of Nigerian Pidgin scattered throughout. You’ll also come across the word ashawo which basically means whore.
Anyway, I hope you enjoy reading. I’m open to constructive criticism, feedback, and comments, so please don’t hesitate to share your thoughts.
Thank you, and happy reading.
“Fuck, I’m tired,” I said as I unbuttoned my shirt and flung it towards the bed. My bra went next.
My days were always exhausting. I woke up at 4 a.m. to catch a BRT from Ikorodu to Ikoyi, where I worked as a bank teller, before making the trip all over again at 6 p.m.
But today was a good day. I’d received my salary earlier that day and ordered a pizza, which should arrive in the next few minutes. So I stepped into the bathroom for a quick shower.
I had just finished when my phone rang. It was an unknown number, one I hoped belonged to the dispatch rider.
“Hello,” I said as I swiped the green answer button.
“Hello, ma. It’s the dispatch rider. You ordered a pizza?”
“Yes, I’m on my way.”
I hung up, put on a T-shirt and shorts, and headed towards the gate of my apartment building. I was already salivating at the thought of finally eating my hard-earned pizza.
When I opened the gate, I was met by an obviously grumpy man. He was handsome, tall and dark, with a sharp jawline and a low cut that was already dusty from the road. But his face was tight with annoyance, his delivery shirt clung to his sweaty body, and he held the pizza box as though he wanted to be rid of it.
“Good evening,” I said with a smile, hoping to ease some of the obvious hostility coming from him.
“Aunty, good evening. This is your pizza.” He handed the box over to me. “Delivery fee is 6,500.”
“Alright.” I logged into my bank app and input his details. The loading page displayed an error. I felt a lump form at the back of my throat.
“Oga, wait small. My network is acting up.”
“I have places to be. Hurry up.”
His tone was already hard and aggressive, and the last thing I needed that day was to be embarrassed in public over ₦6,500.
“Okay, let me go inside and check for cash. It’ll take three minutes.”
“Madam, you no dey go anywhere. You want go inside so you go lock door, abi? See, I no get strength. Just give me my money, make I dey go.”
He got off his bike and took the pizza away from me.
I started to panic. If this man caused a scene, it was going to follow me for as long as I stayed in this area.
“Oya, you can follow me inside. I’m not scamming you. I just want to look for cash.”
“No wahala, make we dey go.”
He pushed past me into the compound and walked towards my building. I followed behind him, but he stopped me as I was about to shut the door.
“Aunty, wetin you wan do?”
“I want to look for the money. Just wait outside for a few minutes, and I’ll be back.”
“Aunty, no dey speak grammar for me. I can speak English too. Just get me my money so I can leave this dump.”
He pushed past me into the living room.
I ignored him and went into the bedroom, turning it upside down as I searched for any cash I might have left behind. All I could find was ₦3,000. I was ₦3,500 short.
When I returned to the living room, he had made himself comfortable on my sofa.
“Oga, I only found ₦3,000. Can you wait a bit for my bank’s network to come back so I can send the rest?”
“I can’t wait. You’re not the only person I’m delivering things to today. You have to find a way to pay me, and find it fast.”
The lump in my throat grew thicker. I was stumped and didn’t know what to do.
“I don’t have any other cash on me, and this is really the best I can do.”
“Then you go find other ways to pay.”
“Other ways like what?”
He stood up from the sofa and stalked towards me, his eyes never leaving my boobs. They were slick with water from hurriedly drying myself and sweat from the sheer anxiety of the situation.
“Aunty, pull your skirt, make I see your pussy.”
“Are you mad? Oga get out of-” he grabbed me by the throat, cutting off my circulation.
“Since you can’t pay in cash, you’ll pay in kind.”
He smashed his lips on mine in a bruising kiss. I tried pushing him away but he was strong and still had a grip on my neck. He tried forcing his tongue into my mouth, but I clamped my lips shut, refusing to let him in. The delivery guy grabbed my braless breasts through my shirt and pinched one nipple hard.
“Ahh-” he used the distraction and forced his tongue into my mouth. I could taste his mint gum, and I found myself getting wetter as he pinched my breast even harder. With a huge yank, he ripped open my t shirt, sending buttons flying everywhere. My breasts were out in the open, dark nipples sticking out like udders waiting to be milked.
“Oga stop. I have a boyfriend.” I didn’t have a boyfriend, but I hoped saying that would maybe deter him.
“If your boyfriend comes, he’ll see you getting fucked like the ashawo you are. He’s not my business.”
He grabbed a tit and put it in his mouth, sucking it like a vacuum. He licked and slurped like a man who’d been starving for days while his hand caressed my other tit. I didn’t even know when I started moaning, all I could think was how good it felt to be touched after so long. I could feel my pussy juices pooling in my panties. My mind was screaming stop, but my body was powerless against his assaults.
“Oya, you have two options. You get on your knees and suck my dick, or I leave and report you for trying to defraud me.” This was my chance to escape, but as I look at the large print in his pants, I felt my pussy get even wetter. Maybe if I just sucked his dick, I could convince him to leave with reporting me to the bank.
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