Chapter 1

Having seen the film, "Indecent Proposal", again last night (1993 -- Demi Moore, Robert Redford, Woody Harrelson) -- it brought to my mind a lot of thoughts and fantasies about what it would be like for a young couple in financial straits to suddenly find themselves presented with this dilemma: The young, very attractive wife has been noticed by a very wealthy older man who has billions of dollars and who isn't afraid to spend it to get what he wants. This very attractive wealthy, older man begins to pay attention to the wife and makes no secret that he finds her very attractive and very desirable. The young couple are in a very serious financial bind although Mr. Big Money doesn't know that at the time. He just thinks they're a very beautiful couple, and he suddenly realizes that he has only one goal in mind -- to do whatever is necessary to spend one night with the young wife in return for payment of $1,000,000. Not only does Mr. Big Money have that goal in mind, but he actually broaches the offer to the young couple and asks them to give him an answer one way or the other -- Yes or No. Their question: would you be willing to let the wife spend one night with Mr. Big Money and retrieve $1,000,000 in cash upon completion of the arrangement the next morning?

The film proceeds to cover over the next 90 minutes what happens after the couple have considered and made their decision on what to tell the horny billionaire. Here's my version of what happens from the moment the couple begins to consider his question to them.

Ann and Ron looked in each other's eyes when they got back up to the hotel suite that night -- Mr. Roberts had offered them $1,000,000 for the privilege of having one entire night alone with Ann and the right to do whatever he wanted during that night. Ron looked at his young wife of 2 years and he could see why a man like Mr. Roberts would want her, would lust after her and feel that he could get into her panties by throwing a lot of money around. Ann was a nicely built and very pretty young woman, she had a beautiful face, sexy dark hair that came down to her neck, and her figure was definitely eye-catching. Her breasts were nicely large and rounded, at least a very nice D-cup in size and Ann had a very sexy body. Yes, Ron could see why Mr. Roberts and every other man on the earth would want her but she was his wife. End of discusssion.

"We could use the money, honey," Ann said as she tried to decide what they should do and to determine what her husband's feelings were about Mr. Roberts' astounding request.

"We're not going to do it, Ann, no way," Ron said as he almost felt ill at the mere thought of letting Ann spending the night with any other man. He wasn't about to share Ann, no way.

"It's only sex, Ron; it wouldn't mean anything. After all, we both slept with other people before we were married. It's just that now we're married, but it would be strictly physical and nothing more," Ann said as she tried to rationalize to herself that this was an OK thing to think about, but within her own head and heart she was struggling with doing this now that she was Ron's wife, and not just some girl he was dating.

"Ann, I can't believe you're saying this. Are you actually considering doing what he's asked; do you want to go spend the night with Mr. Roberts and have hot lusty sex with him all night long? No way, I can't believe we're even having this discussion," Ron said as he found himself becoming more and more confirmed in his own opinion that there was no way he would agree to give his wife, Ann, to Mr. Roberts for any amount of money.

As they sat talking, eventually Ann and Ron both came to the point where they made a turnaround and finally, they decided that they would actually take Mr. Roberts up on his proposal. Indecent proposal or not, Ann felt like for a million dollars in cash, they could not afford to pass up this opportunity. Ron was first concerned about his own willingness to even consider letting Ann be with another man for a night, but then he was even more concerned about Ann and how she must feel as he gradually came to agree with her that it was an unbelievable chance for them to remedy some major financial probelms they'd gotten themselves into.

They contacted their lawyer, and he met the next morning with Mr. Roberts and a formal multi-page contract was signed spelling out all the details. Mr. Roberts was more than pleased with the resulting agreement and when the document was signed by both parties, it was agreed that Ann would meet Mr. Roberts there in the main lobby of the hotel at 4:30 P.M. and she would be safely back in her hotel suite at 9:00 the next morning.

Ron and Ann spent the last hour before they went down to meet Mr. Roberts assuring each other that this was indeed the right decision and that it would all be all right. Ann tried as best she could to give Ron assurances that it meant absolutely nothing to her at all, and that she was only giving him her body, not her heart and certainly not her love. Ann showered and fixed her hair, did her makeup and picked out a nice outfit of pants and a top with a jacket over it to wear when they rendezvoused with Mr. Roberts. At 4:30 sharp, Mr. Roberts walked into the lobby with his personal assistant, Edward Bowling, and Ron and Ann were there along with their personal lawyer to complete the deal.

"Are we ready?" Mr. Roberts said as he knew that everything was legally and formally in place to make his plan with Ann come true.

"Yes, we're ready," Ann said, as she looked towards her husband, Ron, and leaned over to kiss him before she turned back and joined Thomas Roberts as he showed her to a nearby elevator. Ron could feel Ann's last kiss on his lips as he watched his lovely wife walking off with Mr. Thomas Roberts, and he suddenly realized that he and Ann had both made a terrible decision. Something told him that they should have gone with their initial reaction to Mr. Roberts' proposal -- they should have rejected it out of hand, walked out of the hotel/casino and headed back to their home several states away. Ron felt his stomach turn into knots of concern and absolute rejection of himself as a weak man at realizing that he'd actually sold his wife to another man for the entire night ahead. Ron looked urgently for somewhere that he could vomit; he felt like he could puke.

Ann walked into the elevator with Thomas Roberts and Mr. Bowling and they headed up to the penthouse floor. Ann felt her heart throbbing in her chest as she tried to make herself realize what she was doing and what she had agreed to do with Thomas Roberts between now and 9:00 A.M. the next morning. Ann had tried to dress nicely for her rendezvous with Thomas Roberts but she hadn't known quite how to dress. What did he expect her to have on, what did he expect her to do, what did he expect to do with her during the night ahead. Ann really wondered what Thomas Roberts did have planned for her because he'd been nothing but a perfect gentleman with her so far. She finally resolved herself to admitting that she and Ron had made a decision, and now she was actually in the situation that they had agreed to. She was going to spend the next 16 1/2 hours with Thomas Roberts -- and she might as well make the most of it.

Thomas was very courteous and polite to Ann, and as soon as they arrived at the penthouse level, Thomas Roberts offered Ann a drink or something to refresh her. She declined and then said to him, "Do you want me to get undressed now?"

"No, but please come with me, Ann, I want to show you something," Thomas said as he and Edward Bowling showed her to another stairway and they made their way to the heliport on top of the hotel. There, a helicopter waited, engines running and rotors moving at idle speed, preparing to depart the instant they arrived. Thomas Roberts and Edward showed Ann to the helicopter and they strapped in. No sooner had they done that than the pilot lifted off and they headed west. In a couple of hours, they were out over the Pacific Ocean and they headed straight toward a large yacht anchored on the horizon -- Mr. Roberts' personal yacht. When they'd landed and climbed onto the deck of the ship, Ann found herself in surroundings like she'd never imagined before.

Edward Bowling took her to the room that would be hers throughout her stay, and Ann felt herself drawn to look into the closet as she as she walked into the room. There she found a pair of shoes and a nice black dress hanging, obviously placed there with the intent for her to wear it for Thomas Roberts. There was also accompanying lingerie that matched the dress. Ann stood, looking at the obvious indications that Thomas Roberts was a man used to getting what he wanted. He hadn't become a million from being a weak-willed man and he had taken the liberty of picking out a dress and matching shoes and underwear that he apparently wanted to see her in and thought she would like.

Ann took a moment and tried to come to grips with what she was doing -- she tried to get her feelings and thoughts to settle down and then she reached into the closet, pulling the black dress, the shoes and the lingerie out, placing them on the nearby bed. Ann quickly got out of the clothes she'd worn for Thomas Roberts and replaced everything she'd met him in with the bra, panties, dress, shoes and stockings provided by him. She walked to the nearby bathroom, and looked into the mirror to see how she looked. She noticed that her body looked like the dress had been made for her, and she saw that her hair and eyes matched the color of the dark dress well. And she noticed that her figure showed off inside the dress as though she'd already tried it on.

Ann walked out of her stateroom and entered a large lounge where there were several ship's staff provided there to serve her and the other visitors to the ship in any way they could. Ann could see that here on Thomas Roberts' yacht, they would have all the privacy anyone could ever want. Everyone treated her with the deference accorded to an honored guest, and Ann felt herself becoming more comfortable with her surroundings at that moment.

Ann was soon joined by Edward Bowling who told her that Mr. Roberts was waiting for her up on the forward deck. He took her outside and showed here to where she could see Thomas Roberts waiting in a nice white suit. She walked over to him, and stood there as he looked at her and smiled. "I'm so glad you decided to be with me tonight, Ann," he said as his hand reached over and covered hers as she leaned against the ship's railing. He looked at Ann and said, "The dress looks very nice on you, Ann, and he said to her, "Come with me, I want to show you something," and he took her by the hand, leading her back to the other side of the ship where they could see the sun rapidly moving toward the horizon and the nearing sunset.

"It's beautiful and so peaceful out here at this time of day," Thomas said as he enjoyed the feeling of being here alone with this beautiful young woman. Then, he turned and looked at Ann, "I know you agreed to be with me tonight, and I assure you that nothing is going to happen that you don't want to." He paused to let his words sink in and then he said, "I tell you what, I'll flip my lucky dollar and if it's heads, we'll go ahead with what I've planned and if it's tails, we'll walk away and nothing will happen at all, Ann." He took the silver dollar from his pocket, threw it quickly into the air, and caught it, flipping the coin over onto his arm. He moved his hand away, showing the result to Ann and there the siilver coin lay -- heads up.

Thomas Roberts looked into Ann's eyes, and then he leaned over, kissing her gently on the side of her cheek. He'd known from the moment he'd first set eyes on Ann that being with her was something that had to happen. Now it was going to. He loved her smell, her perfume was just right and Thomas Roberts felt his cock growing very hard inside his pants as he was here on a waning fall evening with one of the most beautiful and desirable women he'd ever seen. And, he was with her now, even though she was the wife of another man, because she and he had both agreed that she would spend the night with her for $1,000,000. She was all his until 9:00 A.M. the next morning.

Chapter 2

"It's beautiful and so peaceful out here at this time of day," Thomas said as he enjoyed the feeling of being here alone with this beautiful young woman. Then, he turned and looked at Ann, "I know you agreed to be with me tonight, and I assure you that nothing is going to happen that you don't want to." He paused to let his words sink in and then he said, "I tell you what, I'll flip my lucky dollar and if it's heads, we'll go ahead with what I've planned and if it's tails, we'll walk away and nothing will happen at all, Ann." He took the silver dollar from his pocket, threw it quickly into the air, and caught it, flipping the coin over onto his arm. He moved his hand away, showing the result to Ann and there the silver coin lay -- heads up.

Thomas Roberts looked into Ann's eyes, and then he leaned over, kissing her gently on the side of her cheek. He'd known from the moment he'd first set eyes on Ann that being with her was something that had to happen. Now it was going to. He loved her smell, her perfume was just right and Thomas Roberts felt his cock growing very hard inside his pants as he was here on a waning fall evening with one of the most beautiful and desirable women he'd ever seen. And, he was with her now, even though she was the wife of another man, because she and he had both agreed that she would spend the night with her for $1,000,000. She was all his until 9:00 A.M. the next morning.