The story really begins about six years ago when my husband introduced a little fantasy to me in our bedroom. His latest dream work was to watch me and another man! Well I have to say that I was more then a bit shocked, I am not a prude or anything and have always encouraged my husband to openly talk about his fantasies but this one was different.

We were both about 35 at the time and married for almost 10 years so I don't even remember what its like to be with anyone other then my husband. He continued his story and I actually felt a little bad for him because he sensed my negative reaction and was looking kind of excited and embarrassed at the same time. I quickly figured that if I told him I thought he was just a tad sick I would risk him never sharing anything again so instead I played along.

He really wasn't looking for much all he wanted me to do was let him pretend to be a masseuse that would give me a massage and at some point make a pass at me. A massage sounded great so I figured why not. He had me lay on the bed in my panties and covered my back with a towel and proceeded to massage me for what had to be two hours. He would come close to touching me in a private area but never really on it, well this was driving me crazy! It must have been the longest session of foreplay we had ever had. He pretended to catch a glimpse of my body as I flipped over or as he moved the towel. Then without warning he started to massage my breasts and I playing the very turned on wife allowed him and said nothing. Well his fantasy ended by slipping his hand under my panties and I came in an instant after all the build up.

After the role-play we made love and it was great. He was so hard and the extended foreplay had me on overdrive. A few hours later we drifted off to sleep.

The next morning he left early to play golf and I just hung out at home. I thought a lot about our little role-play I found myself thinking of different scenarios to play out with him.

We continued to play out our little role-plays from time to time over the next couple of years. I found myself not only enjoying it but also using it to my advantage. My husband has never been a very big take-charge guy in bed but when we role-played a fantasy he would be incredible so whenever I wanted some good and long lasting sex I would bring up a role-play idea. We tried many different scenarios and as we did the fantasy would go further. We went from just the touching massage to oral sex and eventually we were role-playing me having sex with another. In his fantasy sometimes he would imagine himself watching from in the room or a closet or sometimes pretend I was just cheating and he was not there.

Then next stage of our little role-plays would happen after what at the time seemed like a pretty insignificant incident. We had a good friend named Mike that was staying with us for a couple of days while on a business trip. One morning as we were all scurrying to get ready for work he walked in to our bedroom to ask my husband a question thinking I was in the shower and to his surprise I was getting dressed and my husband was the one in the shower. I was sitting at the dresser fixing my hair wearing only a bra and panties at the time. He looked at me and his face turned various shades of red and then he said he was sorry and ran out. I didn't think anything of it since I wasn't naked and my bra and panties covered not much less then a bathing suit. Later that night I told my husband about it thinking that Mike was a bit embarrassed. My husband made light of it during dinner with him and I thought that was that.

Well was I ever wrong, later that night my husband wanted to role-play our little fantasy but this time he wanted to pretend it was Mike. This was the first time we actually gave a name or face to this fantasy guy of ours. I was a little spooked because I knew this was all related to him seeing me but I went with it and had a great time. During the role-play he wanted me to tell him word for word what happened, since the incident had lasted a second he asked me to exaggerate a little. So the story became more involved with me having on only panties and Mike lingering talking to me while we exchanged glances. Well once again my husband rewarded me with on great night of sex.

The next morning my husband made a comment that the whole idea of our Mike seeing me was so sexy he wouldn't mind it happening again. I was kind of floored by this and didn't know how to take it but the whole thing was making me feel pretty sexy.

I spent most of the day wondering what if anything I should do. Later that night a while after we had gone to bed I got a chance to do something and I surprised my self by doing it. My husband and I had been in bed for a while and I heard our Mike go into the bathroom between the master bedroom and the guest bedroom. Mustering all my courage, I decided to pretend to not know he was already in the bathroom and go out in the hall. I was wearing a short chemise that was a bit sheer with panties underneath. I waited till I heard him start to open the door and then walked to the door. The timing was near perfect as we bumped into each other in the dark hallway. Naturally he was startled and in the commotion his hand brushed against my breast. I almost fell and he pulled me into his arms to keep me from collapsing from the collision. He was wearing shorts and his body felt warm against mine. He was very surprised and a bit embarrassed but did sneak a nice look. I tried covering up a bit with my hands and giggled as he said we have to stop meeting like this.

Well hubby was ready to explode when I got back to the bedroom and so was I.

Mike left and we continued to have our role-plays but now they were more specific about people and how the seductions occurred. They also frequently had the theme that I was somehow caught partially nude to start. The partial nudity I had shared with our friend had turned me on quite a bit. I had never been a very sexy dresser or anything like that so I was surprised that I had enjoyed it. My husband had also liked it and I had a feeling he would want me to repeat it at some point.

A few months had past and we planned a short trip to Cancun, I was looking forward to a nice relaxing time but my husband kept talking about the topless beaches. I was not at all crazy about walking around topless but I also knew he would wear me down on the issue.

The short four-day vacation started pretty normal as we spent the first day lounging at the pool and relaxing. In the afternoon I decided to play some volleyball so I went down to the beach while Ken went over to the bar. I stood and watched a few people playing and a younger very cute Hispanic man looked at me and asked if I wanted to play. He introduced himself as Carlos and positioned me on the team. Well we played a couple of games and when it was over Carlos walked back to the pool with me and I introduced him to Ken. Carlos left quickly and we finished our day with a nice dinner.

The next morning at breakfast we ran into Carlos and ended up sitting by him at a large table. We chatted quite a bit with Ken as usual just looking on. It turned out he was in the Navy and on some much needed vacation. He was feeling a bit lost because his buddy was supposed to come along but had to cancel at the last minute so he came solo. We finished breakfast and went our separate ways.

Ken quickly started to ask about going over to the south side of the beach and going topless. I wasn't that comfortable with it but knowing that I would never see anyone there again I gave in. We walked over to the beach and set some towels down and I removed my top. At first I laid on my stomach trying to hide a bit but as time went on I rolled over and didn't feel that awkward. Ken sat up trying to catch guys looking as they walked by. Then as I was lying with my eyes closed soaking up the sun I felt a presence and a shadow I opened my eyes to see Carlos standing over us saying hello. I started to blush a bit and was a bit tongue-tied. He simply chatted a little about the weather and how great the water was. I didn't know whether to cover up or what. Carlos stayed for no more then a minute or two and then left us. As he left I was feeling a wide range of emotions. I felt a bit embarrassed and at the same time aroused at being exposed like that. Ken started telling me how hot it was for him to have a stranger standing there talking to me with my breasts exposed although he was a bit disappointed because Carlos appeared to be a true gentleman as he didn't stare. Well I don't have to tell you that later that afternoon we had a very hot role-play which included Carlos and our beach scene.

After our sex session Ken started talking about how great it would be to watch me hang with Carlos on the beach and maybe allow something to happen. I was taken back a bit but he quickly stated that he didn't want anything crazy just some flirting. I dismissed it and we continued our day. At night while having dinner Carlos saw us and came over to say hello. As we chatted for a few minutes my husband to my surprise mentioned that he was going to take a tour of some historical sites that would last a few hours. Carlos asked why I wasn't going and I said I preferred to get some sun or play some volleyball. After a few more minutes Carlos left and ken and I had a little argument. I was a bit pissed that he took it upon himself to arrange for me to be alone like that but in the end it sounded like it might be fun and harmless so Ken said he would spend a few hours watching from a far and then I could fill him in on conversations and anything he missed.

Well the next day I was feely very sexy about what it would be like. Ken pretended to leave and I walked to the beach. I went over to the topless section of the beach and laid my towel down and removed my top. I lay out for a while and then I heard Carlos say good morning Carol. I opened my eyes and said hi. He laid a towel down next to mine and laid down, we proceeded to chat away like we had known each other for a long time, he told me about places he had been to with the navy. After a while I noticed that Carlos was a little different then he had been around my husband, he would glance at my breasts, and while talking with his hands would casually tap my shoulder or arm. Then he mentioned that I was starting to turn red, he moved behind me as I was sitting up and said he would do my back. He put some nice lotion on my back and massaged in quite well but never went any further but did brush the sides of my breasts just a bit. He watched intently however as I did the rest of my body. A while later he suggested a jump in the water and I went along. We swam around for a while and at one point splashed each other a bit, which cause him to kind of wrestle me a little and throw me under. When he did that he accidentally or on purpose brushed me a few times against my breasts and pretty much grabbed my ass. We went back to the towels and at that point I was pretty horny and wanted to go back to the room and wait for Ken so I mentioned that Ken should be coming back and I wasn't sure how he would feel about me being there topless alone with Carlos. He said he understood with a sly little smile and we headed back to my room. He walked me to the door and said goodbye but tried to kiss me, I was kind of surprised but was so aroused at that point that I returned it my opening my mouth for a few seconds then broke the kiss. I walked in the room and couldn't believe what I had just done. Ken came in a while later and we spent the next 5 hours in the room talking about what happened and having the hottest sex we had ever had.

The next day, which was our last, we saw Carlos and hung out with him for a while but I felt a little awkward about what I felt. Anyway we said our goodbye and traded email addresses. Now we have traded addresses with people before we have met on vacation and then when we got back to real life never had the time to stay in touch but Carlos would prove to be different.

We started exchanging emails with Carlos almost immediately after returning home. Ken was always busy with work and before long the dialogue was just between Carlos and me. We talked about everything in those messages. He told me about his mom's poor health, his sister's abusive husband, the places he had traveled around the world, and how homesick he was at times. In return each message I would give him words of encouragement and before long we were close, albeit long-distance friends.