It is the real story of my first experience of having a sexual encounter. I had just completed my Degree and joined a company in Mumbai as Junior Executive in Accounts. I was around 22 was in my full youthfulness. I searched out a paying guest accommodation there, as I did not need a separate house since I was bachelor. I was living as a paying guest with one Mr.Varma, a retired Army Officer in one of the posh colonies in Yari Road, Mumbai.

They provided me a big room on the first floor. Two other rooms on that floor were kept locked. They lived on the ground floor. My room was well furnished with a double bed, chairs, table, almirah, etc. There was an attached bathroom. Earlier used that room for their guests who visited there for few days from outstations. They themselves lived on the ground floor. Mr.Varma had two sons and a daughter, all of whom were married. His elder son was working in Dubai while his daughter was in Jaipur with her husband. There were only four members left there in their family, as the younger son lived with his father who worked as a sales executive in a company. He was married for about five years and had no issues then. His wife generally used to be at home as she was a not a workingwoman. Her name was Meena. I called her as Meena Bhabhi. She used to prepare food and did other household chores, and as such she shared much of the responsibilities in the house. Her in-laws were free. They generally took rest at home or go to their relatives for pastime. Many a times Meena used to be alone at home, as her husband generally went away for two weeks in a month.

She was a free and frank woman. And it was only Meena who used to serve me the tea, breakfast, lunch, dinner every thing. So I had more communication and interaction with her than any one else in the house. Meena used to come to upstairs for hanging their washed clothes or keeping there some other things for drying. Meena was a very young looking woman. She was aged 27. She was a graduate in Literature with a modern outlook and attitude. She was fair enough and attractive looking. She had a beautiful face. Her lips were very pouting. Meena resembled to a great extent with film actress 'Manisha Koirala' of Hindi film. She looked quite buxom. She had an attractive, appealing and inviting figure, and could easily termed as very sexy figure. Meena 's breasts were remarkably eye catching and were well developed and fleshy. Her full sized breasts were in proper shape. The look of her opulent breasts was such that no young man could afford to resist from staring at them lustfully. She also had a perfectly well shaped navel. Her hips were quite heavy and sides of her pelvis were very wide that made them look prominent. Her breasts bounced and hips shook as she walked. In a nutshell we can give 100% marks to that sexy body. Ever since I got the paying guest accommodation with them I was too much fascinated towards her.

Since I was a bachelor a young guy of 22 I had some sort of strange and weird desire especially for young women. But I had to suppress my desire and in the case of Meena also my desire had no bounds. Very soon Meena came close to me. I observed that she started taking interest in me and intentionally engaged me in talking all to me as long as possible finding the suitable situation. I also wanted to be thus entertained by her. She started talking me directly looking into my eyes. Step by step Meena came closer to me. She later started coming to my room without any inhibition. I did her small works also that she requested me from time to time, and in course of that she called me to her room, particularly when no one else used to be there in the house. In fact I felt pleasure in it. So I had also chances to go to her room. Gradually I found her gestures progressively transformed, perhaps in a well-intended way. There used to be a kind of thirst in her eyes when she looked at me. It was clearly noticeable. That stirred and enticed me. She appeared to be bold in her talks. She freely and frankly talked about films, heroes, heroines, models, etc. She also started talking with intent about the provocative dresses of actresses, adult films, TV programmes in which young actresses expose generously, etc. I liked such talks by her. Her talks made me hot more and more. That created some sort of lava within me.

Meena started coming to my room very frequently with one pretext or the other. So for that reason I also used to be in my room as much as possible except for going to my workplace during the daytime, that was five days a week. On holidays I generally preferred to stay back in my room only. I had found an apparent change in Meena with regard to her clothes and dresses. She used to expose her cleavage generously and also the upper curves of her breasts, whether she was in her sari-blouse, or in her salwar suit, or even in her nighty. While she used to be in my room Meena intentionally and cleverly let the pallu of her sari or her chinni fall down from her shoulder. She very shrewd to let it fell down regularly and remained on her fore arms, that gave me a glimpse of the exposed and peeping out curves of her fleshy voluptuous breasts and also an overall idea of their roundness, shape and size. That way I was able to have a glimpse of her deep valley like cleavage. So I also wished her to come frequently to my room and remain there as long as possible. Even at other places also she used to expose her cleavage and breasts when only I used to be there before her. Those gestures of her had too much of arousing effects on me. I liked aged ladies who smartly exposed their breasts. I had many times fantasized in my bed about having sex with her. I had masturbated also fantasizing about fucking her. Many a times I felt like grabbing her in my arms and kiss her, press and squeeze her voluptuous breasts.

I noticed that Meena became too bold as she started exposing much of her breasts to me deliberately as she leaned forward either standing, sitting or half lying in my bed. She even started lying in my bed also while pretending to read some magazines. She looked very sexy in those postures. Since I was a young man my cock used to become rock hard time and again. And Meena 's gestures enhanced my stimulation too much. She used to borrow magazines from me. I was regularly buying many magazines on computer, films, polity, general topics like Computer Today, PC World, Star Dust, Filmfare, India today, etc. besides some adult magazines like Debonair, Chastity, Fantasy, Fun, etc. But I never gave her those adult magazines. One day when Meenakshi Bhabhi entered into my room I was in the bathroom. She asked me about the last issue of the Star Dust coming to its door. I told her that it might be on the table. She searched for it, but could not found. She again asked me where it was. Then I told her it might be under the bed. She searched for it under the bed. In fact several magazines were kept there under it, including the recent issues of Debonair, Chastity, Fantasy and Fun. She took out all of them. When I came out after taking my bath I was a little embarrassed to see that Meena was sitting in the bed keeping those magazines in her lap and was engrossed in looking at the nude pictures of models in the magazine Chastity taking it in her hands. The pallu of her sari was down resting on her hand. She was wearing a blouse that had a wide and low cut neck.

Thus the roundness of her fleshy breasts and deep cleavage were exposed to a great extent. She leisurely and reluctantly closed the magazine. She put down those magazines on the bed. She stood up on her feet in front of me. I was still in my towel only. She looked into my eyes and then to those adult magazines lying on the bed. Meenakshi Bhabhi gave a meaningful and sexy smile at me. She was still exposing her breasts. She did not take trouble to readjust her pallu. I was getting excited. I had not put on the underwear to hold my cock well and I was feeling some strain and tension in my cock. So it was a difficult situation for me. I got into the bathroom, put on my underwear and got out again. She had gone by that time. From that day on Meenakshi Bhabhi used to tease me very often by generously exposing her breasts. She also let open the upper hooks or buttons of her blouse, kurta or her nighty in her move to tease me. She also used to expose her body down her blouse to her waist where she wrapped her sari. She always tried to expose her sexy body as much as possible. Her boldness was much to my likings. It developed me a strong urge to have her.

I also started eyeing her breasts in lust. And many a times she had deliberately rubbed and pressed her boobs against my shoulder and arms while seeing some magazines sitting in the bed with me. At that same time we were cautious also that no one should watch us in that situation. On two occasions I saw Meena completely drenched also. Once when I had gone to her room to get back the recent issue of "India Today" magazine that she had taken a couple of days ago. She was washing some clothes in the bathroom, which was open. I asked her about the said magazine. She asked me to wait a little. When she came out she was completely drenched. Her nighty was fully wet. It had clung to her sexy body. The material of her nighty was so thin and light coloured that it had become transparent. It revealed her sexy body fully except for those linings only that were covered by the netted cups of bra and its straps and her small panty. With that the shape of her body had become clear and noticeable. Her fully wet netted nylon bra was not able to conceal the roundness of her breasts. Her pointed nipples were also looking distinctly. The outline of her body had distinctly come to the fore. The roundness of her breasts and hips were looking prominently opulent. The bulge of her breasts was lucid and clear and their curvature was observable. Her crotch and thighs were also distinctly visible. I could not take my eyes off from her sexy body. She was looking too sexy. I went on staring her in lust. She saw me looking at her like that. She smiled sexily at me and remained there in that condition only. She made some deliberate movements that caused her breasts bounce and sing sexily. I could easily guess that she might have poured water over her in order to drench herself. I feeling hot lava within me and was getting excited to see her in that condition. After getting back to my room I immediately masturbated there.

On the other occasion, she had called me to her room for some help in her work. That day also no one was there in the house except for us. As I went to her room I saw her coming from the other room. She was in her sari and blouse. She was hundred percent dripping wet. Her sari had clung to her in such a way that it was revealing every curvatures of her voluptuous buxom body. Her breasts and hips had come to its full prominence. She deliberately slid her pallu down from her good-looking attractive breasts. The blouse she wore was also of light coloured and had become completely see-through. The straps of her bra were revealed clearly. Since she had worn netted bra the roundness of her plump fleshy breasts were distinct. Her nipples were clearly visible through her wet netted bra and thin fabric of her blouse that had badly stuck to her breasts. I was feeling like taking her in my arms and do every thing that a young man does with a woman in such situations, but I didn't do anything except for staring at lustfully. She again teased me by her sexy smiles and expressions. She let her breasts be visible to me more and more by leaning forward for one pretext or the other. While I stared at her breasts balls, she time and again saw at her exposed breasts and then looked into my eyes. She teased me too much. It was a clear invitation from her, but I some how managed to keep my cool. I very well knew that she had intentionally drenched her fully that time also, just to exhibit her sexy young body to me. I knew that she was trying to arouse me, again and again but could muster courage in me to take a step forward. So, each time I had to masturbate only. On a couple of occasions, on holidays, when I had requested Meenakshi Bhabhi to awake me during daytime as I had to go some where, she came to my room for that and leaned on me coming to my bed so as to give full pressure of her voluptuous breasts on my back or shoulder and awoke me. That way she used to put full weight of her fleshy breasts. I liked it very much and finding her pressing and slowly rubbing her breasts on my body, I also intentionally took some time to get up to feel the softness and sponginess of her squishy breasts for a longer period and also sense the heat of her sexy smooth body.

That made me fantasize about fucking her and masturbate in my room later. One day while I was engrossed looking at the nude photos of the models in those adult magazines sitting in a chair in my room, she sneaked in and stood right behind me. She took the magazine from my hands and stood in front if me resting with the table. Her legs were touching mine. The pallu of her sari had fell down. She was wearing a very low cut blouse. The two upper hooks were left open. She was looking very much tempting and inviting. Much of the roundness and curvature of her breasts were exposed. She was smiling very sexily looking into my eyes. She told me showing those magazines "... wow... so eager to see nude women and girls, my dear. So engrossed with nude these nude photographs..." She gave a sexy gesture and asked "... my dear, only photographs, and no reality... aren't you interested in real things..." She continued "... oh my dear, would you like to see live..." I was flabbergasted. I kept mum. I just some how gulped my saliva in utter confusion to see boldness and audacity of Meenakshi Bhabhi. She looked dazzling and inviting. Her words were enough to ignite me. She was taking the lead. In fact I had just fantasized her to be vivacious and potent and forceful. But she actually appeared to be so. She told me sexily "... my dear, wait for some time... I am just coming. I will show what all you desire... I also do possess these assets my dear... today you would be seeing a young woman in her full nudity..." And she stylishly giving jerks to her boobs and hips went out of the room. I had enough time to make myself prepared mentally for what was about to happen there with me. Meanwhile I was I was too much excited to think if she really did what she was telling me, I would be in the seventh heaven. My cock had stiffened too much. Meenakshi Bhabhi came back after about one hour. She was looking very sexy. Her pallu had again fallen down. Her breasts were being exposed generously. She came closer to me. I was standing in front of her. She put her smooth arms around my neck, pulled me closer. I felt her breasts pressing against my chest. The softness of her breasts was stimulating. She came further closer and kissed my lips.