Chapter 3

Ginnie shivered deliciously as she pulled the tight fitting shorts up over her trim little hips. She wiggled a little, and turned around so that she could see the deep outline of the cleft between her neatly rounded buttocks. The hot pants were of a shiny satiny purple, and Ginnie enjoyed the cheap look they had about them. Everybody was wearing them, she knew, and the tighter the better. Her long legs looked just perfect, she thought as she surveyed herself in the bedroom mirror, and the high heels with the open toes set the whole outfit off perfectly. She wore a pink silk blouse over which she pulled a hand crocheted "pot holder" vest with many colors in it. She looked gorgeous... pretty enough to convince Jim Carroll for good that he ought to be going with her... just the way the note said.

She herself had mailed the note to Kay Carroll the evening after she had visited Jim at his office in the bank, and she smiled a little now as she thought of what its impact might have been on the young matron who was the banker's wife! Ginnie had heard a lot about Kay Carroll... enough to know that she was stuck-up and thought she was better than just about everybody in the small town of Granger. The teenaged girl had seen her, too, several times... the most recent, shopping at the A & P. and she had wrinkled her nose a little bit when she'd noticed her picking out items in the gourmet food department. As though regular food wasn't good enough for her. Ginnie was certain that Jim was not at all happy with a woman like her... She'd been certain about it for some time really, especially since that night he'd come to the Reordon house, and she'd seen him take off his coat to have a fast drink with her father before borrowing the snow-plow...

GOD WHAT A BEAUTIFUL HUNK OF MAN! That's what she had thought then, and that was what she still thought. And her emotions were even stronger now that she could bring back the delightful memory of Jim's tongue licking steadily and wonderfully up between her legs. She parted those same legs now, and placed her hands defiantly on her hips, tossing her auburn hair back as she posed in a super-woman stance. She wore thin transparent tights that gave her well developed legs a naked appearance while at the same time casting a peachy glow upon them.

"Tonight, I get to feel more of his tongue..." she mused. "Tonight I'll get it all! ALL!" She would show Jim that he would really be happy with her... she was a little young, true, but she knew that she more than made up for that in experience. She bet that that Kay didn't even know how to give him a good fuck! She visualized that she and Jim would go together for a few months... maybe even a year... and then after his divorce... (she'd make sure that there were sufficient grounds all right) well then, she'd be the new Mrs. James O. Carroll. She'd be a very sensible wife, and take care of Jim the way a man of his looks ought to be taken care of! They'd travel a lot... and they'd make love just about all the time. And when they got a little bored they'd go out to parties together... like the party she was going to get Jim to go to that night. It was always nice to have a little variety she thought, having read an article to that effect in Cosmopolitan only the day before.

"Where are you going tonight, Ginnie?" The seventeen year-old girl whirled around, immediately shaping her features to a far more innocent expression than the one she'd had on her face while looking at herself in the mirror and thinking about her plans for Jim. Her father's booming voice had just about frightened her out of her wits, and she felt her heart pounding in her chest.

"Oh... Daddy... you scared me... I'm going over to Betty's house to study. We've got a big test tomorrow, and I want to be up on it!"

"Well, you be sure and leave Betty's number right on the hall table, and don't you stay out all hours again!" Steve Reordon angrily tore his eyes away from his all-too-nubile young daughter. "And just answer me this... why do you have to be half naked to go to study at a friend's house?"

"Oh... daddy... REALLY... All the kids are dressing like this... You're so old fashioned!"

"Well, you may think I'm square, but when I was a boy, when a girl dressed to show her body it meant only one thing..."

"DADDY!" Ginnie pouted, a hurt expression crossing her features. "First of all the word square isn't used anymore, Daddy... and do you honestly think I'm one of those girls?"

Embarrassed by his own outburst, Steve retreated from his daughter's door. "Never you mind, young lady... you just watch your step. I don't want you getting into any trouble. I've got enough problems as it is!"

The door closed behind him, and Ginnie looked around for something to throw... She found a soft slipper and threw it against a wall that she was certain would not show any marks.

"Don't want you getting in any trouble..." she mimicked. Well, he did not have to worry about that... she was not about to get pregnant... not with the pills she took. Someone had said that they were bad for you, but she didn't really believe it. They had made her tender teenaged little breasts swell to even more beautiful proportions for one thing, and she could do whatever she wanted to without worrying about the necessity of telling her parents someday that she was pregnant. And there were plenty of things that Ginnie wanted to do. Not only that, she'd been doing them since she was 14, when Eddie Berman had screwed her silly in the back of his old Nash. She'd practically asked him to do it anyway, and it had hurt a little, but not enough to make her not want to do it again. In fact, Ginnie had quite a reputation at Granger High... but she didn't care what anybody thought or said about her. She considered herself better than any of them and smarter than most of them, and she would show them one day what she was worth.

"And Jim Carroll's going to help me!" she said out loud as she turned out her light and opened the door of her room. She moved quickly down the hall, pausing to write down a phone number at the hall table, and to pick up a couple of her school books. There were three "Bettys" that Ginnie ran around with, and she also knew that neither her mother or her father would remember any of their last names. It was all so stupid! She was glad that soon she would be able to leave the broken-down house that bordered on the better neighborhoods. Soon she would be living in a house like Jim and Kay Carroll's... Only then the house would be referred to as Jim and Ginnie Carroll's.

"Going out, dear?" Ginnie turned from the front door, which she had already opened. Her mother was coming toward her, her faded and sad face looking worried. Ginnie paused. She had hoped to get out of the house without seeing her mother at all.

"Yeah, ma... going to study... big test tomorrow." Ginnie waited.

"Oh, I see... well... take care, darling. I'm glad you're wearing your warm coat... it's getting colder."

Ginnie was positive that her mother knew just what she was doing... or at least she had a good idea. Once she'd overheard a conversation between her father and mother, during which her father had said, "I don't know, Ida... I think you'd better talk to that girl. She's running around like a cat in heat... and all these boys, coming around... sniffing after her... !"

"She'll be all right, Steve... She's a smart girl... she won't let anybody harm her. She's got brains at least... More than I had, that's for sure!"

It was really the only time that Ginnie had ever heard her mother saying anything cynical, and she knew what the older woman meant. By snooping in her parent's room and going through her mother's dresser, Ginnie had discovered that her mother was already six months pregnant when she got married... pregnant with her!

Ginnie rapidly bent to kiss her mother and went out the door. Yes... she was a good deal smarter than her mother... she would never marry a loser like her father... and a man that she didn't love to boot! As far as Jim Carroll was concerned, that thrilling few minutes in his office had told her that she really and truly did love him!

The cold night wind blew against her face, and she buttoned her long coat all the way down, covering the scanty covering of her stylishly outfitted body.

She walked all the way, and got to the house by 8:15. It wasn't going to be a terribly late evening... just intense, and Ginnie knew that when Jim arrived and saw just exactly who was there, that he'd stay.

Winthrop Morgan, the tall, graying, handsome 55 year-old president and chairman of the board of State National Trust... the only other bank in Granger... opened the door and welcomed Ginnie.

"Hi there, sweetie... Come right in. All alone tonight?"

"No... I'm being met... by someone who will be arriving shortly."

Morgan was already taking off Ginnie's coat, and the teenager could feel his warmly appreciative eyes on the tightness of her shorts, right there where her rounded little buttocks were so nicely cleft.

He whistled approvingly, and Ginnie remembered that the surprisingly agile banker liked to have his cock sucked more than anything else in the world. She had done that for him, and very well too, the last time she had come to his house, and she knew that he had not forgotten.

"Uh... about your guest... you do remember the House Rules?"

Ginnie smiled sweetly at Winthrop Morgan. "Of course I remember... no need for worry... this is a very discreet person."

Morgan didn't really care all that much. He wasn't worried about his reputation... it would take more than just hearsay to ruin him in this town. His name was too big, and his family had been too influential for too many years. The only thing that really mattered to him was that little Ginnie Reordon had come. The last time she'd been there, she had brought along a girl friend, and Morgan liked that. The more young blood he had at his parties the better! He was temporarily a bachelor, and he was making the most of it. Life was, after all, very short. And he intended to make his full of rich and meaningful memories.

"Well... there'll be no need for masks tonight, even though you are bringing in someone new, Ginnie. There'll be just a few people anyway. Olga and Henry and Theresa and Jeremy... and you know how they tend to get caught up in each other... that leaves just you and me... and your friend, of course... Is it the same little girl you brought with you the last time... Sally?" Morgan hoped so. Already his dormant cock was stirring at the thought of him having the two of them... like little woodland nymphs sucking and licking at him while he played with their tight little pussies.

"No... as a matter of fact... it's a man!"

Morgan smiled woodenly. "Oh? Well, that certainly changed a few daydreams I was having." He looked disappointed, then shrugged his acceptance. "But any friend of yours is a friend of mine... Come on let's have a drink!"

Jim drove around the block one more time. He'd already spotted the house on Turnabout Lane, and was trying to figure out what was so familiar about the address. Ginnie had said that a good friend of hers lived there, and that they would have a chance to... as she put it..."turn each other on..." He blushed to himself now as he pulled up in front of the house. A grown man chasing after that little slip of a girl as though she really mattered to him! But in a way, Ginnie did matter to him. She seemed to matter to his whole image of himself as a man, and she had already inflamed him to such an extent that he wouldn't rest until he'd had her. He wanted to feel those long legs of hers around his neck just one time before he slammed his long hard cock into her.

Kay had really sealed the matter for him, he thought as he slammed the door of his car and locked it. Ruefully, he thought about her refusing to sleep with him the night before... of all nights... of all times! He'd really needed her then, especially after that torrid scene with Ginnie at the bank. Christ, he'd needed some action! He had tried during the two and a half years of their marriage to keep his mind largely focused on other things... his work and getting ahead had consumed most of his energy, but now, Jim felt as if a dam were bursting inside him. All the pent up emotions that he'd had all along were just breaking out, and he had to do something about them! And do it now!

Slowly, Jim walked up at the graduated steps to the front door of the large house. He was annoyed as he realized that he felt a little like he used to feel when he was a kid, dating some girl from school. He took a deep breath and rang the bell. Who the hell could Ginnie know who lived here? he wondered.

When Winthrop Morgan opened the door, Jim was stunned! And for a second it looked as if the older banker was stunned too, but then Winthrop smiled widely and opened the door further. They had met before of course, but only on business matters; and Jim had always looked up to the older man, admiring his strong grip on the community of Granger, and the respect that he commanded from everyone for miles around.

"Why, it's Jim... Jim Carroll, if I am not mistaken..." Morgan announced, drawing the shocked young man into his living room. "Let me take your coat. Not snowing out there tonight, is it? Know we had a few flurries today, but the real thing isn't due until the weekend. Isn't that the way it always is?" He was taking Jim's coat, hanging it up, and leading him toward the other side of the room where the lights were dim and there was a glowing fire in the fireplace.

"Someone is here, who's expecting you, I believe... I must say, she has good taste," Morgan said, and Jim could see a form shaping from the shadows. Ginnie stood up, and moved toward him. Instinctively, he backed away from her, but Winthrop Morgan kept leading him forward.

"So you know Jim, Winnie," the girl said coyly, using Morgan's nickname to impress the younger banker.

"We've met," Morgan said, his dark eyes twinkling. "But I'm especially glad to see him in a more informal setting! What do you drink?"

Jim sat down and felt Ginnie taking his hand in hers as she settled next to him on a low bench next to the fireplace. "Martinis if you go 'em," Jim said, expulsing his breath as though he'd just gone through a great effort.

Morgan went in search of the drinks, and just then the bell rang again. Jim hurriedly turned to Ginnie. "Is someone else coming?" he asked. Beads of sweat were standing out on his forehead. He wanted nothing more than to get out of there, but he couldn't very well dash out of Winthrop Morgan's house like a fool. He had to stay just to find out what the hell was going on.

"How do you know Morgan?" Jim hissed almost angrily at the teenaged girl beside him.

"He's an old friend... I told you. Don't worry, Jim... everything's cool." Her hand was moving slowly on his arm, and he fought down an urge to move it. He looked toward the door and saw Winthrop Morgan's rather portly form greeting two arriving couples with warm gestures of welcome. Quickly, Jim scanned their faces to see if they might know him or his wife, Kay, but to his enormous relief, he saw that they were complete strangers to him... maybe from another town, he speculated, since they looked so totally unfamiliar.

"Who are they?" he asked.

"Oh, just Olga and Henry and Theresa and Jeremy... they're from Albany."

Jim laughed nervously and made a scoffing sound in his throat. "Sounds like Bob and Carol and Ted and Alice!" he said.

To his surprise Ginnie replied, "Yes, but those four had been swapping for years before that movie came out. They've been doing it since they called it "balling" instead of "swinging"!"

Jim gasped, but there was no time to say anything. They were coming towards them with Morgan leading the way. The elder banker made the introductions and then set about making drinks for all of them. Jim wondered at the fact that a man in Morgan's position had no servants at all. He made careful small talk with the couples, who sat on low hassocks in front of the fireplace, noting that they were definitely on a lower social scale than he would have expected for friends of the well-known Winthrop Morgan. They made noticeable mistakes in grammar and were good-naturedly what Jim knew his wife would describe as "lower-middle class."

But the martinis were there, and the drinks helped noticeably. Jim began to unwind a bit, and even found he enjoyed the down to earth friendliness of Morgan's guests. Cautiously and consciously, he set out to make a good impression on the wealthy banker who was his host. If they were friends of his... well then they were all right with him. Sometimes he hated Kay's phony pretentiousness, anyway... He, himself, was the son of a grocer, and Kay's father had been a garage mechanic before his death, just as her brother Ed was now!