Chapter 1: Borrowing Trouble

Lara Finn came home from school dripping sweat. The school year ended in three weeks and the temperature was already in the nineties with humidity near eighty percent. Lara stripped off the linen mini skirt and blouse set and threw them damp as they were into the soiled clothing hamper. The laundry room was piled high with clothing, towels, and bedding, of which, most belonged in Lara’s closet and drawers. Despite the fact her mother assigned the chores of laundry to her, she had a ‘get around to it’ attitude about housework in general and laundry in particular. ‘I’ll get around to it when I get around to it’.

Lara would be a rising senior in three weeks, once graduation moved the old class on into the real world, taking her boyfriend Todd with it, Lara would be among the top layer of her school’s social order, as she put it, finally. Todd accepted admission to Central University in New Town. He would be a freshman there where her sister would be a first-semester sophomore. Her sister, Kayla, due home from college in four days, was two years older than Lara.

Carla Finn, the widowed mother of the two girls, was thirty-nine years old and worked as a licensed realtor. The odd hours of showing homes throughout the area kept Carla away and Lara from an active parental presence most afternoons and evenings.

Tossing off her sports bra and briefs and adding them to the pile of soiled clothing, Lara walked naked and unconcerned from the laundry to her room. Opening a drawer in her dresser revealed not a stitch of underwear. Every camisole, bra, thong, panty, and brief sat in the great pile of unwashed clothing in the laundry room. She had a date with Todd in a few minutes and her drawers and closet were devoid of clean clothes. “Heck, with it, I’ll try Kayla’s stuff,” Lara said to herself.

She showered, leaving her wet towels on the bathroom floor, and went to raid her sister’s closet. Kayla is five feet two inches tall and curvy. Her shape is hourglass-like, 34C-26-36. Lara stood five feet nine inches tall, taking after her late father. Lara measured 36D-24-38.

Kayla’s clothing fit Lara tight to the extreme. The high-cut microfiber briefs she ‘borrowed’ dug into her at the waistband where they were stretched to the max. They also formed an automatic camel toe and Lara felt the fabric rub erotically against her clitoris. The underwire half bra she commandeered barely closed on its one front hook. Her sister’s yellow sweater, a sleeveless cardigan, was snug on Kayla. On Lara, it stretched to the furthest the fabric would allow and rubbed against the exposed nipples beneath it causing them almost to poke through the sweater’s knit. On Kayla, the sweater touched the waistband of her skirt, but on Lara, it did not cover her belly button.

Lara went for broke and slipped on the matching mini-skirt. On her sister, the skirt came short just above mid-thigh. On Lara, the skirt was upper thigh and pulled extremely tight around her buttocks.

Brushing her hair back into a ponytail controlled with a scrunchy, Lara used her sister’s makeup kit to do her eyes and lips. Her boyfriend, Todd Baker, was due to pick her up for their date in less than twenty minutes. “Darn it, Kayla’s shoes never did fit me,” Lara muttered to herself and went to her own closet to find shoes to wear.

In life, timing is everything. If Todd were, say a few minutes early, or her sister stuck to the plan and did not arrive home for two more days, well then Lara would have been ‘dust in the wind’ before the storm hit. Not a storm of rain and wind and thunder and lightning; no, this storm was one of sibling fury. Todd and Kayla pulled up in front of the Finn house within seconds of each other.

Todd honked and Lara dashed out expecting her boyfriend but found him with her sister, in deep conversation. “Come on, Todd, we gotta go,” Lara yelled hurrying to get into Todd’s car before her sister saw her.

“Gimme a minute, Lara, your sister is telling me a funny college story. Since I’m headed to the same campus in the fall I want to talk to her.” Todd yelled back. Lara made the mistake of storming over to try to break Todd away.

“Lara, what the hells bells are you wearing?” came out of Kayla’s mouth, followed by, “It better not be my good sweater and skirt set, because if it is I want it back and I want it back now, before you ruin it.”

Lara knew she was in trouble, “Okay, okay, I’ll go and change,” and she turned to reenter the house.

“Oh, no, you don’t,” Kayla yelled in a tone that stopped Lara short. “I want the sweater and skirt off and neatly folded, NOW!”

“But, Todd, and the neighbors...” Lara pleaded with no effect.

“Now!” Her sister replied. “It isn’t like Todd hasn’t seen you skinny dipping in our pool before. You took my clothes without permission. That makes you no better than a common petty thief, a shoplifter. If you do not strip them off here and now I call the cops, thief. I want my goods back NOW!” The anger that blazed from Kayla’s eyes made Lara shudder, she was truly afraid that her sister was angry enough to call the police. She slid the skirt off and folded it and followed that by unbuttoning the sweater, folding it, and handing it to her sister. She turned; embarrassed at the semi-nude condition she was in, in public, to go back to the house.

“Hold it, thief, whose bra and panties are those?” Kayla demanded.

“Yours,” her sister blubbered.

“Off with them, thief,” Kayla demanded. “Off with them right now.” Kayla had her cell phone out as if to dial 911, in fact, she snapped several photos of the event to hold over Lara for the summer ahead.

As Lara tried to unsnap the bra, the clasp gave way with a rip. Kayla just smiled, “Well that is a hundred dollars you owe me to replace what you have ruined. Do you have cash, or should I plan to take it out of your hide? I think one switch of the cane for every dollar of the ruined garment should be enough, don’t you Todd?”

“Yes, ma’am, I believe that the Spencer Discipline plan calls for that kind of repayment,” Todd said.

Standing topless and indignant, Lara yelled, “What the hells bells are you calling HER ma’am for, stupid?” She glared at her boyfriend, who had not lifted a finger to defend her.

“Uh, no one told you to say a word, little sister, all that is required of you is to take my briefs off of your nasty behind,” Kayla ordered.

“Bad enough my breasts are on public display I am NOT going to show my crotch to the world,” Lara protested.

The confluence of forces in the universe coming against Lara multiplied with the arrival of Carla Finn. “What is going on here?” Carla demanded of all parties.