The train was crowded as usual. Zoe didn’t hesitate to find herself clinging to the pole right in front of the cutest guy. She made sure she was facing him, and whenever possible her legs bumped his knees. “Sorry, sorry,” she said, bending close to whisper, sure that he’d be able to see down her top.

With the sway of the train she swayed close. She was so hot! She bet he could smell her excitement right through her panties, right through her little skirt. “Sorry, sorry.”

“That’s all right,” he said, smiling up at her. What a nice smile! She smiled back. The train lurched to a stop. She could have fallen right into his lap. Maybe she should have.

“Sorry, sorry. This train! My name is Zoe, by the way.”

“Richard.”

“Oh,” she whispered, leaning closer. “Richard. I like that name. Does anyone ever call you Dick?”

“No, not really.”

“Cuz I bet you have a nice one.”

She smiled. He was blushing. What a darling! She nudged his knee again. She was almost sure she could see the outline of his dick beneath his trousers. He was excited!

“I wish I could touch it,” she whispered. “Your dick. I wish I could touch it right now.”

The darling man was blushing. But he was clearly erect.

“The next stop is mine,” she whispered. “Would you like to get off with me?”

He was thinking it over. Clearly tempted.

“Please.”

“Okay,” he said. “I uh ... I...”

She smiled at him. “Come on. It’ll be fun.”

In the elevator he wasn’t sure what to do. She knew he wanted to kiss her. To fuck her right there. Nine floors to make up his mind. He was so cute, not knowing for sure whether to make a move. Waiting for her. She smiled. Oh how nice to torment him! Yes, his dick was denting his pants. She was so wet.

She led him into the apartment.

“Wow, nice view,” he said.

“I like it,” she said. “Would you like a drink, before we...?”

“Well, um, whatever you’re having, if you’re...”

“I’d rather just you know.” She moved close. Closer. Pressing against him. His hardness. Looking up into his eyes. Lips parted.

Oh, yeah, he could kiss. She could almost come from his kisses. Shy and hungry at once. Voracious and considerate. What a nice guy! What a good kisser. Maybe that would be enough. Ha! Not a chance.

She maneuvered him near the balcony window. Kissing, kissing, kissing. Then, “Can I ask a huge favor of you?”

“Sure, anything.”

“This is going to sound strange, but could you go out on the balcony and watch me?”

“Watch you?”

“Yeah. See, I get really turned on by being watched. One time when I was in another place I’d just got home from work and I was unwinding, just sitting in the chair looking out the window, and one thing led to another, and I started touching myself. I was really getting aroused when I noticed there was a guy out there washing the windows, on a scaffolding, you know, and he was staring in at me. He just kept swiping his squeegee thing over my window while I touched myself, and I got more and more excited.”

“Wow.”

“Yeah, only just as I was about to come, there was an accident.”

“He fell?”