Chapter 28: Katie’s Proposition

Heavy snow was falling over the Kansas City metro with four inches already on the ground with more on the way. Warnings had been issued that the city should expect power outages and road closures. With the impeding blizzard Mrs. Jackson wanted to grab some groceries and other necessities for the weekend. The sexy mother felt the stare from many men, even those shopping with their wives, at the stores she visited. She was dressed in a black sweater, a tight pair of blue jean jeggings with black leather boots. The jeggings, tucked into her boots, made her fit legs look even longer. A black leather jacket completed her outfit as her brown hair flowed in the wind. The hot wife couldn’t help but smile at the looks she received.

Her children were with a longtime family friend Sofia Martinez for a birthday party and Fred was off in London for a business meeting with tycoon Alan McConough. Fred felt as though Alan was preparing to offer him a position at his firm so the excitement was buzzing in their household. Any financial boost would benefit them as their bills continued to mount.

As the sexy wife drove home she tried to focus on what she should make that evening for dinner but she couldn’t help but feel the wetness between her legs. She glanced down at her watch. She wanted to spend some alone time before her children needed to be picked up. Even just the thought of lying naked on the bed, a quiet house, and her fingers made her panties become saturated with her juices. It seemed she constantly wanted sex from Fred but he was always working long hours to make ends meet.

Her cell phone rang as she carefully drove on the road. She reached over and without even looking at the caller-ID answered, “Hello? This is Katie.”

A familiar voice came across the headset, “Hi Mrs. Jackson this is Mrs. Burley from the school. We noticed you hadn’t paid for the half year tuition and was wondering...”

Katie interrupted her, “Yes sorry Mrs. Burley. It completely slipped my mind. I’ll stop by next week and get everything caught up. Fred’s been traveling a lot so my mind has been elsewhere.”

“Oh that would be perfect Mrs. Jackson. However it looks as though you’re behind on last semester as well. If financial aid is required,” the polite secretary softly spoke.

“That won’t be necessary,” Katie cringed. “I’m driving right now so I’ll stop in next week. Bye.” Before the secretary could say anything more the sexy mother ended the call. She tossed her phone into the passenger seat and rubbed her forehead. She had no clue how she was going to pay for her children’s education. She couldn’t understand how she went from financial security to barely being able to afford what they had. Fred and her agreed that their children’s education was the upmost important and it was on the verge of collapsing. Their school was one of the best in the area but unfortunately it was also one of the most expensive.

She tried think of institutions she could send off her resume. Katie knew she needed to find employment to help out with their household. No matter how hard she concentrated on where she could send off an application or who she could call; her thoughts came back to getting fucked. She wanted her husband to do her hard from behind; ram his thumb up her ass; force his cock in her mouth and have him squirt his semen down her throat. The thoughts of sex consumed her.

As she drove down the interstate and she spied a billboard for the adult store where Fred once took her. Her face felt flushed. For a fleeting moment she felt like returning to the naughty store at this very moment but the thought of being recognized as the reigning Mrs. Missouri brought her back to reality.

She swallowed hard as she felt her own juices seep into her panties. She slowed on the snow packed roadway as she passed a car accident and the thoughts of what she had done with Phil came rushing back. While Bambi’s SUV was over at Phil’s at least twice a week she knew her neighbor would be back at her door eventually. Whatever he was paying her; his money would run out and she knew he would stop by. She desperately wanted his torment to end and if she had the opportunity to turn the tables with their accident then she knew she had to seize it.

The news story she saw about insurance fraud kept replaying in her mind. If Norman could tell the accident didn’t happen the way Phil explained from the pictures then surely the state investigators would see the same thing. Phil would need her help in covering for him and she could use that against him.

The past few weeks she had thought long and hard about Phil and Norman’s relationship. They were friends from the armed forces. It seemed as though Norman was Phil’s only friend. He had loyalty to him and doubt they would both blame her for anything. If she could get on his computer she could get the pictures to the website she knew Phil would never report his best friend. Her fat neighbor would need her help to get himself out of his predicament and she could end his continuous blackmail.

The sexy mother shook her head in disbelief that she would think to do something like this. But she was sure Phil would be more concerned with his legal troubles than blackmailing her for sex. She slowed down as the snow increased and as she traveled down the roadway as it became near white-out conditions.

She finally pulled into her driveway that was already deep with snow. In her life she couldn’t remember Kansas City receiving a storm like this. She gathered her sacks and quickly ran into her home. The wind blew harshly as the lights flickered.

The hot wife tried to relax in front of the window as the storm increased. She thought she saw Bambi’s SUV pulling down the street but then spied it was Norman as he pulled into Phil’s driveway. Katie couldn’t understand why she cared if the buxom hooker visited her neighbor again.

The sexy mother poured herself a glass of wine and sat down in front of the fireplace. The heat and wine caused her body to flutter. “Oh God I wish Fred was home,” she moaned as she put her hands on her head. She reached over and pulled her laptop to her and quickly turned it on intending to job search. However after a half hour her pussy fluttered as she navigated to Storiesonline. She quickly saw Toby wasn’t online and she hadn’t seen him in months. She glanced over a few stories as she tried to find one that would excite her. She ‘poked’ a few of the men who appeared to have used a real picture of themselves but they didn’t respond to her.

The lights flickered a few more times and suddenly they went dark. Katie paused and looked up and waited for them to come back on but nothing. The house was eerily quiet except for the wind howling outside. The sexy wife sipped her wine as she moved her laptop to the floor and looked outside. She saw a few neighbors poking their heads out of the doors and glancing down the street. The entire neighborhood had lost power.

She grabbed her cell phone and it had less than 5% power left. She cringed as she closed the browser and plugged in her phone. Katie hoped she could use it to power her phone as she glanced at the clock on the wall and tried to figure out the time difference between London and Kansas City. The call eventually went to voice mail.

A message appeared at the bottom of her screen that the laptop only had less than 20% power left. She stood up and looked outside as the outside looked darker than late afternoon because of the storm. Katie walked back to the door as she heard a commotion outside but didn’t see anything and returned to her living room as the laptop suddenly shut off from a lack of power and her cell phone only had gained a bit more, “Fuck!” the hot wife softly whispered.

This was a new experience for the sexy wife and she didn’t know what to do. Katie poured herself another glass of wine as she stood in her window and watched the storm. Blowing snow made it hard to even see across the street. If Fred was home, she thought, it would be very romantic and sexy. She sat down in her oversized chair as her hand slowly crept up her sweater and cupped her breast. She closed her eyes and basked at the feeling her firm breasts. Her eyes opened and out of the corner she saw that Phil’s house had a light on inside. She walked over and flicked her light switched but nothing happened.

She grabbed her cell phone and called the power company but an automated message played that power was out throughout the city and they were trying to restore it soon. She looked up and down the street but the only house that had power was Phil’s.

A message popped up on her screen that her phone’s power was almost at zero. She panicked and quickly tried to call Sofia Martinez but during the call her phone’s power was too low and shut down. “Damnit!” she cursed.

Suddenly her eyes widened as though it was a revelation. This was her opportunity. She pulled on her black leather boots and grabbed her jacket.

The sexy wife walked outside and immediately the wind hurt her face. She slipped in the snow but made her way up on to Phil’s front door and knocked loudly. After a few moments Phil opened the door, “Hey ya Freckles!”

“Do you have power?” shivered Katie.

Phil looked back at the light in his living room and smirked, “Yes I do,” boasting as though he was the only one in the world that had electricity.

“Could I charge my phone?” she held her iPhone out with the chord attached.

The fat old man rolled his eyes, “Sure.” He stepped out of the way as Katie briskly walked in and stomped the snow off of her boots.

Katie looked around as Phil’s house looked cleaner that she could ever remember. The fireplace roared filling the room with heat. “Use the power strip,” as his pointed his fat finger toward the device in the middle of the room, “It’s the only one that’s working.”

Mrs. Jackson bent over and plugged in her phone into the power strip. She felt Phil staring at her tight ass covered by her jeggings. She stood up and blew her breath into her hands and moved closer to the fire, “Wow it’s really bad outside isn’t it?”

Phil nodded, “Worst I’ve ever seen.” He slowly moved closer to the fire as well.

“Have you heard how long the power is supposed to be out?” Katie asked desperately trying to position herself away from the fat man.

He shook his head from side to side as Norman walked out of the bathroom, “Oh hello Mrs. Jackson. Quite the storm isn’t it!”

“Yes it is. I can’t believe the whole area is without power,” Katie tried to engage both men although the thoughts of what they both had done to her crept into her mind.

After a brief uncomfortable silence, “Phil could I use your computer? I really need to send off a few emails,” as she started towards the steps that lead to the room where both men had their way with her.

“My computer?” he coughed, “It doesn’t have power.”

Katie turned and gave a dumbfounded look as Phil explained, “My generator can only handle so much otherwise I’ll blow a fuse. The fridge and furnace are the priorities right now.”

“Ohhhh,” Katie cringed as she walked back to the middle of the living room. “Well thank you for allowing me to use what you have to charge my phone.”

Norman returned from the kitchen with a bottle of Minot and a few glasses, “The only thing storms are good for are conversation and wine.” He held out a glass to Katie that she took. He carefully poured it into her glass as the sexy woman mouthed, “Thank you.”

He sat down on the sofa as the wind could be heard howling outside. Phil’s eyes hadn’t left the sexy wife since the moment she walked in. Right before he was about to speak he was interrupted by his cell phone ringing loudly on the table. He picked it up and saw the caller ID and then over at Norman, “I knew this was coming.” He quickly answered “Hello?” as stood up and hobbled out of the room.

Katie turned to Norman, “I really hope this weather lets up soon,” trying to make small talk.

Norman nodded as he spoke, “The city wasn’t prepared for anything like this.”

After a few minutes; Phil stormed back into the room, “I told you she would cancel tonight,” as he tossed his cell phone to the couch.

Norman looked back at Phil and frowned, “I’m sure Mike will be disappointed. It’s his last weekend before being deployed isn’t it?”

“Yeah for another year,” the old man glanced out the window, “Fucking weather.”

Phil turned and stared at Katie for a few moments, “Norman could you do me a favor and use the snow blower on the driveway? I’m sure Mike will still make it and I guess we should stay on top of it.”

“Sure, I’ll get it opened up,” he looked over at his friend as he put on his coat and couldn’t help but grin. He knew how his friend was and could only fathom what he was going to do to the married woman.

“It will probably blow back shut but we should try to stay on top of it in case we need to run to the store for more gas,” Phil told Norman but as soon as the door shut he turned towards his sexy neighbor, “Is your phone charged?”

She leaned forward and glanced at it, “I really appreciate you letting me charge it. I don’t know what I would do.” It was already half charged, “Its close enough I guess I should get home.”

Phil laughed as he walked over and opened the door. He looked out, “I don’t think the power will be back up anytime soon the way it’s coming down!” as he pointed towards the ground. He held up his phone and took a few pictures before Norman used the snow blower, “I’m glad I picked up that generator,” as he looked up and down the street. “I think I’m the only one who had common sense to be prepared!”

Katie shook her head as she pulled on her coat, “Thank you Phil. I guess I owe you,” she cringed as she said it. She closed her eyes because she didn’t even want to look at him.

The old man stared at her for a few minutes and crossed his flabby arms, “Really? You owe me? Well, what can you do for me?”

“That’s not what I meant,” Katie spoke as she looked up at him.

“Well since you owe me; my nephew is coming over tonight and our entertainment can’t make it because of the weather,” the old man confessed.

“What?” she fumed. “Phil stop it! You know I’m not like that!”

“If you say so,” Phil’s laughter filled the room.

Panic seized Katie, and her heart pounded crazily behind her small perfect tits. “I need to get home. I don’t want to impose on your hospitality.”

“No don’t go! I let you use my generator. A warm place to stay.” His eyes ran over her brunette hair, pretty face, sexy mouth and small jutting tits. His arms still crossed across his flabby chest, “I just want a lady to hang out with us tonight. We’re going to have a nice dinner and just visit. Let’s just say you can be my date.”

Katie shuddered at his proposition. Lies filled her mind of what she could tell Phil, “I can’t. The kids will need to be picked up.”

Phil smiled broadly, “Well you better hurry up! I bet they close the interstates pretty soon.” He moved closer to her as he wrapped his arm around her tight body, “You know I really missed you.”

Subconsciously her body tensed. She didn’t even look at him, “Please stop,” Katie begged, “Please don’t do this.”

“You did say you owe me,” grinned Phil.

Katie looked meekly at the old man. Her emotions turned to rage. She couldn’t keep doing this to her husband, “Stop it Phil!” as she shoved him in the chest.

The old man was momentarily stunned. He blinked his eyes as he softly spoke, “Well I guess it’s time Fred knew what kind of women he marr...”

Katie was bewildered, “I’m tired of you saying that. I’ll fucking tell him.”

Phil smirked, “Go ahead.”

“Fuck you Phil. I’ll do it,” as she pulled on her black leather jacket, “I don’t need this crap from you!” She didn’t care about the photos of their accident. She would tell her husband everything she had done behind his back. It would surely be better than having the fat old man continue to fuck her.

Phil watched as she walked to his door, “Fine! Go back to your frozen house! I’m sure when you tell Fred what a good wife you are you won’t be in it for very much longer!”

Katie’s freckled face turned towards her blackmailer, “Anything would be better than having you touch me again!”

As her fingers touched the door handle the old man grumbled, “Wait! I’ll pay you!”

“Excuse me?” Katie eyes squinted as her body posture changed. She may have done some morally wrong things but she was not a prostitute. Katie was bewildered, “What the hell is wrong with you?”

“Bambi couldn’t make it. You help me and I’ll help you.” Phil slowly walked forward towards the beauty queen, “I know you don’t have money to pay for your insurance. I know it’s been tight since you lost your big banker job.” His eyebrow raised at the corner, “I can help you and you can help me. Plus hubby doesn’t need to know anything.”

Katie gasped, “I’m not a prostitute like Bambi!”

Phil turned and walked over to a money pouch on the mantle, He pulled it off the shelf and counted the money, “I was going to pay her three grand for the evening. I’ll pay you the same,” as he held up the wad of cash.

Katie stared at the cash for what seemed like eternity. That much money could pay for her children’s tuition. She grimaced because if she said no; she knew she would have to tell her husband everything. The sexy wife reminded herself she was the reining Mrs. Missouri and a happily married woman. “Screw you! I’m tired of your constant I’m going to tell your husband,” as she mocked her neighbor.

The fat old man nodded his head as he moved closer and sneered, “Maybe I’ll give him the intimate details of how I fucked that tight ass of yours.”

Katie shrugged her shoulders and smirked, “I don’t know what you are talking about Phil. I think the entire neighborhood knew you had a crush on me the entire time I’ve lived here. It’s just going to he said she said.”

“Four thousand,” he deadpanned.

She swallowed hard. Her mouth was dry and her fingers turned ice cold as she stared into Phil’s eyes. Katie walked past Phil and grabbed her cell phone from the charger as she carefully unplugged it. She walked back towards the door as her black boot’s heels clicked on floor, “Goodnight Phil.”

“Forty Five Hundred?” Phil’s eye brow raised.

Katie thought of her children. Their education was second to none. They had so many plans for their futures and the private school was one of the best in Kanas City and in the entire region. She knew she couldn’t get caught up on the tuition and doubt they would qualify for financial assistance. The sexy mother swallowed hard as she turned around as she glanced into his eyes and back to the money bag he was holding. Her body shivered and against her better judgment, “Five thousand,” escaped her lips.

Phil eyes widened as he grinned, “For all night? No questions asked?”

Katie crossed her arms across her chest, “I don’t know what time my kids will be home.”

Phil stuttered unable to get his words out, “If ... if ... if you make other arrangements for them; I’ll do it but remember no questions. And I mean no questions.”

Katie’s brow furled, “Where did you get this much cash Phil?” she asked.

“Insurance companies screw you over the time. It was my turn to screw them over. Do we have a deal?” Phil held out his hand.

Katie couldn’t believe what she was doing. With that much cash she could pay her insurance, make a credit card payment and get caught up on her children’s tuition. Their education has always been a priority. “Okay,” as she held out her hand as Phil grabbed it as he gentle shook it.

He held her hand as he leaned forward and puckered his lips.

Katie grimaced and put her hands up, “Stop it!” Her head turned to the side to avoid the flabby lips.

“Hey!” he growled, “I’m paying you a lot of money Freckles and I said no questions,” he sternly spoke to the sexy mother.

The sexy wife held out her hand, “Pay me then.”

Phil stared at her hand for a few minutes and opened his bank bag. He angled it to her, “I have the cash but you don’t get paid until the morning. I don’t want you running out of here. Understood?”

Katie nodded her head as she nervously moved her hand down to her side as Phil grinned from ear to ear as he whispered, “That’s better”. He leaned cautiously forward as the freckle faced woman nervously stood in front of him face to face. The old man fully expected the hot wife to move back or raise her hand again but she didn’t move. He continued forward until he pressed his fat lips against Katie’s small perfect mouth.

He pressed his lips harder against the sexy wife’s as he kept massaging them. His large nose pressed hers backwards. The hot wife’s stomach turned while they were lip locked. Their lips remained locked as his fat tongue suddenly slipped past her lips and into her mouth. She tasted his horrible breath which was of cigarettes and wine.

Katie felt Phil gripping her hand and knew what he wanted. The sexy married woman then did the unthinkable and she returned his wet kiss. Her tongue licked the underside of his, her face moved sideways to allow his kiss to become deeper. Their tongues twirled upon one another. His tongue was thick and strong as she knew the pleasures it had given her.

He released the pressure of her hand as Phil broke away and breathlessly spoke, “Wow! I’ve wanted to taste those lips since the moment you moved in next door.” He smirked, “It was worth the wait!”

Katie backed towards the coffee table as her conscious battled against her decisions as she cleared her throat, “I need to make a phone call.”

Phil, with a gleam in his eye, “I’ll open another bottle of wine.”

Katie paused as she nervously glanced around the room but then dialed on her phone, “Hi Sofia – it’s Katie. Would,” as reality struck her of what she was actually asking, “Would it be okay if they spent the night with you? I’m worried about the roads.” She paced back and forth in front of the fire as she saw Phil opening another bottle of wine. She shook her head and couldn’t believe what she was doing, “Thank you Sofia. I’ll call you tomorrow morning.”

The fat man returned and filled her glass. He filled his and sat the bottle down on the table and held his glass out to her, “Did you get everything taken care of for tonight?”

Katie shook her head as she cringed as she toasted Phil’s glass as they both sipped from their glasses. The fat old man then reached out and took her glass and sat both of them down on the table.

Phil reached out and pulled her close as he pressed his sloppy lips against her as he kissed her freckled face. He licked his tongue into her ear and whispered, “You won’t regret tonight.”

He pulled back and stared into her eyes, “Bambi can’t suck a dick to save her ass and I’ve been in dire need of a really good blowjob.”

Katie glanced around the room and sighed, “Now?”

Phil reached out and pulled Katie’s hand towards his jeans as he pressed his hard cock against her. The hot wife felt his large hard muscle in his pants.

The old man pressed his face against hers as his tongue flicked in and out of her ear, “Just really quick,” his hot breath on her face, “I need your sexy lips wrapped around me! I need to get a return on my investment!”

Katie shut her eyes as she felt the old man plant sloppy kisses on her. Her mind focused on the large sum of money that could help her family financially, “Alright.” Katie rubbed his erection harder with her hand.

Phil grinned as he led her to the couch as she sat down in front of him. He placed his hands on his hips as he stood in front of her, “Okay Freckles,” he coughed, “Time to earn your money.”

Katie took a deep breath and sighed. She reached out and unbuckled his belt, unbuttoned the pants, unzipped his fly and let them fall to the floor. Katie pulled his tight white underwear down to thigh level as his cock stood straight out.

Phil felt Katie’s hot breath on him as his cock twitched in the air, “Ohhh yesssss,” he whispered as the hot wife slowly stroked his dick while she looked up into his eyes, “Please talk about my cock. I want you to talk about it. Like a real whore. I know you can do it Freckles!”

She cleared her voice and cringed. She remembered Bambi commenting that men get off quicker if you talk to them. She knew Fred liked it when she talked dirty, “So hard,” she gasped as she looked into Phil’s eyes, “It’s so hard.” She grasped and caressed it with both hands, “Don’t hold back! You said you’d be quick,” as she dropped down off the couch and her knees planted on the wood floor. She slid her mouth over his beautiful cock head letting it slide right into her wet mouth. The hot wife licked and sucked the hot rod. Her mouth needed the piece of hard cock deep inside her mouth. Her taste buds exploded at the slightest touch of his cock on the roof of her mouth and her tongue.

Phil gasped as she swallowed his cock. She drew back and sucked it again and again. The hot wife kept going up and down his cock; his hands grasped the back of her head, as he struggled to keep his composure. The hot wife stretched her mouth and relaxed her throat as she took Phil’s cock deeper into her wet salivating mouth. The sexy neighbor sucked as hard as she could; her cheeks were flushed. She pulled off his cock and looked up into his eyes as she wiped her chin with her hand. She knew from her experience with Fred on what excited him. She looked squarely into Phil’s eyes. She convinced herself that she was no longer the married mother or the Mrs. Missouri but a paid whore. She wasn’t the banking executive that she used to be but now was a prostitute earning a paycheck. What surprised the sexy wife was that thought excited her, “C’mon baby; cum for me! I know you want to cum for me.”

“Ooohh fuck yes!” Phil rejoiced as Katie returned his cock back into her mouth. The sucking noise echoed in the living room as she found herself sucking harder and harder. She licked the large fuck rod as she felt it pulsing. The wife was ashamed that she was enjoying his prick. Phil’s hips thrusted faster into the wife’s mouth, “Fuck you have a hot mouth baby. I really missed it. Your husband is so lucky to have a wife like you!”

Katie bobbed faster and faster as she forced his cock in and out of her mouth using her hand to stroke the shaft in unison with her lips.

“Do you like my cock in your mouth Freckles?” Phil coughed as he looked down at the sexy wife, “Did you miss my cock?”

The hot wife pulled off with a pop, “Yes,” she hissed, “I love your cock. It tastes so much better than anything I’ve ever had,” as she stared into the old man’s eyes as she stroked his huge member.

Phil raised an eyebrow as he looked down at her, “Better than your husbands?”

Katie allowed her tongue to dance around the head of his cock as she flicked it across his piss hole. She paused and looked up and wanted the old man to cum, “So much better. You are so much better and bigger,” as she drove her mouth back onto his cock. The sexy married woman fully embraced what she was being paid to do.

“Ohh yeah! Suck it hard and fast,” as Phil thrusted into her mouth, “I haven’t gotten off in a few a days so get ready! It’s going to be a big one!”

Those words excited the hot wife. She remembered him filling her unprepared mouth in the hospital and sucking his cum out of a condom and couldn’t wait to taste it again. Katie pulled back as a string of saliva connected from her bottom lip to the tip of his cock, “Don’t hold back! Let it go!” she stroked him quickly as her mouth returned and sucked on his fuck stick as hard and fast as she could. Her head bobbed back and forth as she worked the shaft with both her hands.

Her cell phone rang on the table next to Phil. He looked over and glanced at the screen,” It’s Fred!”

The hot wife panicked and pulled the cock from her mouth. She reached up and tried to grab it from him, “Don’t Phil!”

“Keep sucking my cock Freckles!” as he held the phone straight up in the air out of her reach while he pressed down on her shoulder to keep her on her knees.

Before she could protest further Phil pressed a button, “Hello?” as he turned on the speaker. The hot wife still struggled to get to her feet but Phil kept his pudgy hand on her shoulder.

Fred’s voice echoed in the room, “I’m sorry I must have the wrong number...”

Before he could hang up Phil spoke into the phone, “Fred?”

“Who’s this?” her husband’s puzzled voice came across the speaker.

“It’s Phil, your neighbor,” as he grinned down at his wife on the floor in front of him.

“Phil? Is Katie there?” echoed in the room.

The old man reached out and placed his hand on the back of her head as he forced his cock back into her wet hot mouth. He looked down at the sexy wife as she looked up at him with concern in her eyes. Her mouth stretched around the thick mushroom head as the old man slowly moved his cock in and out of her wet mouth, “She’s busy right now. She’s,” pausing to enjoy the mouth of his neighbor’s wife, “She’s blowing,” as he grinned down at the hot wife with her mouth stuffed full of his prick, “My driveway. She’s been really helpful!”