Collateral
Copyright© 2026 by INtrinSicliValud
Chapter 16
Erotica Sex Story: Chapter 16 - Married to gorgeous Krista, and the father of two children, Tom’s life is perfect. Except for one thing-his gambling problem. This time, he’s in deep…to the Russians. Mob boss Yuri makes an offer. Tom has a month to find the money; until then, Krista will dine with him. Secrets are revealed. Their marriage bonds are tried. And their world may never be the same.
Caution: This Erotica Sex Story contains strong sexual content, including Ma/Fa Mult Consensual Heterosexual Wife Watching Gang Bang Exhibitionism Masturbation Oral Sex Voyeurism
Not long after we’d arrived home, there was a knock on the front door. Still smiling, I lowered a glass of water to the kitchen counter and strode to the foyer.
“Hey, Donna,” I said after opening the door. “Thanks for keeping them.”
“No problem, Tom. They’re angels compared to my beasts.” After a laugh, our plump blonde neighbor dodged as Ben and Ella raced by with muttered greetings. “Uh, is Krista here?”
“She’s, um, upstairs, taking a shower.”
While our neighbor remained silent, I caught the sudden tension when she spotted the crumpled lace on our kitchen counter. Before struggling up the stairs, Krista had tossed her panties to me. As her widening eyes lifted to mine, her grin widened.
“Hmm.” She chuckled. “Had some quality married time, did you?”
“Yeah, something like that.” I laughed along despite the ripples arcing through my frame. At the memory of Krista’s satisfied expression as she’d slipped from her clothes halfway up the staircase, I shifted to hide my stiffening rod. “Uh, thanks again.”
Know that saying the quiet before the storm? Well, that week after the last dinner with Yuri was pure agony. Oh, we went through the same routine. With it raining outside, we enjoyed a quiet Sunday watching animated films with the kids. Once Monday hit, we were once more on the usual schoolwork treadmill.
But at any moment, I expected a black SUV to cut me off and gunmen to end my worries. Sure, I could’ve called Yuri. Heck, over and over, the phone was trembling in my hand. But each time, I put it away. Why? Because I hoped he’d forgotten about me. Yeah, stupid. But that was all I had left. Did my eyes scan for emails? Yep, but no replies.
Did I almost call Josh? Yes, even after the discussion with Krista. Fucking my brother might’ve been better than a bunch of strangers. So, there was that.
At one point, I called the Bank of Antigua. Duh, same answer—a resounding “no.”
Each night, my gorgeous, sexy wife snuggled into me with her hand wrapped around my shaft. Several times, we almost made love, but she felt it, too. A strange electricity hung in the air. At least she wasn’t fingering herself in the bathroom or sneaking downstairs to entertain Yuri. So, idiot that I was, my melting mind clutched that minor victory. Yeah, sorta like clinging to a life raft in towering gray seas.
But that Thursday, the storm rumbled closer. As soon as I returned home from the office and caught Krista’s glance from the kitchen, my chest tightened.
“Baby, Maksim dropped off more boxes at work,” she whispered as we cleared the table after dinner.
For a split second, my lips parted to ask if she’d blown him once more. But at the nervous glimmer in those shimmering pools, I closed my mouth and nodded.
“Lemme guess, Yuri wants me to be there when you open them?” I sighed, then tensed. “Wait. Why is he sending you anything? The month’s over.”
Rather than reply, her eyes drifted to the kids laughing at something on the television. Despite the appearance of a slight grin, it faded as soon as she met my narrowed gaze.
“Uh, he’s invited me, um...” She gulped and smacked her lips. “To his home.”
“Not the ... Not to the club?” I murmured, images already spinning in my mind. Both my legs and the room were wobbling. “What’s going on?”
Although she shrugged, I caught a shadow flitting behind her eyes. Just before they filled with tears.
“H-He was gonna kill you, Tom,” is all she said before sliding away to wash dishes.
Yeah, perhaps. But did I believe that was the only reason she was returning to him? God damn it all to hell, nope. When she glanced at me, high beams sharp beneath a thin blouse, I held my breath. As I turned and headed for our home office, my fists balled so tight my arms shook.
After crumpling into the chair, I again scanned emails. Nothing. No response from Antigua, not that I expected one. Even after the phone call earlier in the week. Yeah, I’d had to try once more.
When Krista appeared in the doorway, I stood and followed her upstairs to our bedroom. Smaller, three white boxes wrapped with gauzy lace ribbon sat on the bed. For a million years, we exchanged glances between long gazes at the stack. At last, as her trembling hands moved towards them, my pulse rocketed. When she opened the first, we both gasped. She lifted a trio of shiny golden triangles and their thin strings in one shaking palm.
“For dinner?” I mumbled.
“It’s, um, a party.” Though only a gulp, it echoed from her like a gunshot. As she shook out the tiny bikini, her gaze met mine. She didn’t have to add “pool.” Instead, a nervous giggle slipped from her. “Good thing I’m hairless, huh, baby?”
Somehow, I managed a half grin. But that vanished when she pulled a slender golden choker studded with diamonds from the second box. Much wider, her brilliant blue eyes shifted to me. There was no need to mention it. Yeah, jewels like those—he enjoyed her. A lot. The third box contained a pair of very high-heeled gilded sandals. Their thin straps were long enough to wrap her sleek calves.
When she held the choker to her throat and gazed into the mirror, my entire body roared with heat. So much blood pumped into my skull, the world flooded with crimson. At her smile as she caught my eyes, my pulse staggered.
“It is beautiful, isn’t it, baby?” she said in an airy voice.
At the snick of its clasp sealing behind her neck, I gulped.
“Yes,” I whispered.
Because it was. As was she. Remember, she’d always appreciated the finer things. Plus, whether she realized it, that sparkling circle was also a firm shot across my bows from Yuri. No, it was a damn direct hit.
While the kids were playing downstairs, I tore off her dress. Even as her clawed hands clapped onto the edge of the bureau, I shoved deep into her wetness. Because of course she was already soaked. With gritted teeth, I fucked my wife hard. As she swayed forward under each powerful stroke, her gorgeous blue pools flared, staring into the mirror at us. At that glimmering necklace.
Against a rich Russian mobster, was it a losing struggle? Perhaps. But it was my name she cried into a spit-covered fist as her body shuddered. When I flooded her, it was my cock her clamping pussy squeezed, trying to hold it inside to the very end.
Friday was a blur.
Until it wasn’t.
The kids were at Donna’s place for a sleepover. Which was good, because when their mother pranced downstairs in nothing but dental floss between that trio of minuscule golden triangles, a loud groan tore from me. Hair up and sultry makeup applied, she gave me a nervous giggle but then did a slow spin.
In those tall heels, her dancer legs were stunning. As my achy mast pulsed, she was beyond hot.
“Hmm, I’d ask if you like it, but I can see from here.” With that impish grin, she nodded towards the throbbing bulge in my trousers. “Save that for me?”
And right then, I didn’t have an answer. I mean, duh, of course I would. But was I really gonna let ... Was she gonna...
“You don’t have—” I started, but her sharp exhale cut me off.
“Yes, I do. We’ve been over this, Tom. Yuri’s got something up his sleeve.” She swallowed and blinked away a tear. “It’s, uh, been a whole week, and you’re still alive, sweetheart.”
Yeah, she was correct on that count. However, there was the other glimmer behind those blue pools. With all my being, I wanted to ask if there was more. But I didn’t. Instead, at the slight squeal of brakes from outside, I downed the last of the first tumbler of the night.
“I love you, baby,” she whispered right before bouncing onto her toes to tap her waxy, bright red lips to mine.
“Love, you too,” I mumbled even as she slipped from me to tug the door open.
We both gasped at Maksim’s bulk blocking the doorway. After a slow inspection of my wife, he shot her a quick grin and stepped aside so she could pass.
“Yuri says you come.” His scowl deepened. “Now.”
“But my children—”
“Are at neighbor’s, no?”
And right as he said that, I glanced past him to my wife’s sleek, mostly naked form bending to enter the limo. She’d planned the sleepover. And had known Yuri would ask me to accompany her.
“Um, I have no swimsuit.”
“Haha.” It was sort of a laugh. He gestured to the car. “You don’t need one.”