Collateral
Copyright© 2026 by INtrinSicliValud
Chapter 13
Erotica Sex Story: Chapter 13 - Married to gorgeous Krista, and the father of two children, Tom’s life is perfect. Except for one thing-his gambling problem. This time, he’s in deep…to the Russians. Mob boss Yuri makes an offer. Tom has a month to find the money; until then, Krista will dine with him. Secrets are revealed. Their marriage bonds are tried. And their world may never be the same.
Caution: This Erotica Sex Story contains strong sexual content, including Ma/Fa Mult Consensual Heterosexual Wife Watching Gang Bang Exhibitionism Masturbation Oral Sex Voyeurism
That night, as Krista’s tightness slurped free of my twitching cock, her panting breath battered my neck. In the darkness, I eased her sweat-slick frame to one side and gulped more air. The room reeked of sex. Another primal ride of my sexy wife had left my head spinning.
“Mmm, baby,” she mumbled. “I needed that.”
“You needed it?” I laughed. “After that little show in the backyard—”
“Hmm, that was fun.” She giggled. “Do you think they saw me? Those horny boys?
“Uh, I don’t know.”
“Fuck, I came so hard out there, Tom.” She sighed, then pressed her lips to my jaw. “It was amazing.”
What could I say? And any reply that started to form vaporized when my draining shaft twitched with a quiet slurp against her leg. After another soft giggle, that impish grin appeared, and her twinkling eyes found mine. Neither of us spoke and as her lips dropped to my mouth, we both moaned.
Not long after the moans faded, she drifted to sleep with a fist again loose on my sticky rod. Although I tried mulling over what had happened and her reaction, blackness took me soon after.
At the gentle nip of teeth on my earlobe and a mumbled “love you,” I pried my eyelids only wide enough to track my wife’s lithe frame slide from bed. Once in running clothes, she disappeared into the pre-dawn murk.
Sometime later, with the blaring of my alarm, another Monday boomed into focus. Again, I was feeding Ben and Ella as Krista returned under a heavy sheen of sweat. At that devilish grin and swift gnaw at her lower lip, I arched my eyebrows. Eyes twinkling, she gave me a slow twirl before dashing upstairs.
Yeah, it may have been my last week on Earth, but that final wiggle of her butt had me focused on only her. At least for a handful of milliseconds, until Ben called out for more juice.
Once Krista returned, again braless under a thin blouse, I gave her an obvious scan while preparing the kids for the day. But that got both her cheeks reddening and her puffing out those incredible, sharp-tipped globes.
“God, you’re sexy,” I mouthed silently.
With a giggle, she hugged her mug tighter. As she sipped, those bright blue pools glimmered. That time, we held our goodbye kiss a little longer, until Ella, face scrunched, tugged on her skirt.
While dropping off Ben, I received a text from Mr. Harrison’s assistant. The boss wanted to meet. Which meant the morning sped into a blur. As did the afternoon. Still nothing from Antigua. Or anyone else.
Tuesday was more of the same. Well, we didn’t make love in the night, but she stayed tight to me. At work, Averill came back with changes. Minor fixes, but enough of them it took me a while to update the documents. At the continued silence from the Bank of Antigua, I texted them. After receiving another automated response, I sighed and launched for home.
When I tumbled into the sheets as Krista read to Ben and Ella, it hit me once again. There’d been not a single word from my wife about the money. Like the other questions, hovering in the outer reaches of my mind, I should’ve asked.
But when she appeared wearing that grin and slipping from her robe, everything faded but her slow sassy approach. As I laughed and she giggled, she swung those shapely hips before easing into bed.
Again, it was a tight snuggle and lingering kiss. After the long day, I was satisfied with her racing heartbeat battering my chest.
Indeed, despite all that was hanging over us, including what I refused to ask—because let’s face it, I wasn’t ever going to—a weird calm descended. Perhaps, given a very uncertain future, with her tight to me, everything would turn out fine.
Yeah, that was chromed bullshit.
The next day, the universe got its revenge. And my little world exploded.
First, it was the email that arrived mid-morning.
“We thank you very much for the opportunity, but at this time, The Bank of Antigua is unable to provide you with the requested funds.”
“Well, fuck,” I muttered, then gulped while staring from the window. “Two days. No, one and a half.”
To do what? There was nothing left to try. Head down, I paced my office. Again and again, I lifted the phone to call Krista. We should run like she’d suggested. No point in her going to a fourth dinner with Yuri.
“Fuck,” slipped from me as I punched my thigh.
Because he’d simply kill me. I’d be dead by that time the following week, if not sooner. Yuri had to maintain appearances. He couldn’t let me slide, no matter what he was forcing Krista to do. With my ribcage so tight air wouldn’t enter my lungs, I slapped both palms against the wall. Head hung low, I stared at the carpet, trying to slow the room’s spinning.
“Or whatever’s going on between them,” I muttered.
At dinner, I said nothing. But my chest was ice and every move I made was wooden. For the first time, I was out of ideas. When Krista caught my expression, though her shoulders fell, she didn’t poke. That night when she came to bed, she curled tight. But not against me. Nope. Instead, she was huddled on the far side.
And then the universe cackled.
With a start, I awoke to faint noises in the gloom. At first, I thought it was Krista, fingering herself. But my careful exploration of the mattress only revealed still-warm sheets. They’d been moved back into place. The muffled sounds were beyond our closed bedroom door.
Pulse pounding, I got to my feet and crept to the door. After easing it open, I noted a dim light coming from downstairs. And low voices. Well, at least her voice. Heart racing quicker, I snuck down to the corner at the bottom of the staircase and peeked.
On the couch with legs spread wide on the coffee table, she was on the phone. While one hand gripped it, the other was pumping ever faster between her shaking thighs. As moans slipped from her, the wet splashing quickened.
The room did a weird zoom-in, zoom-out before blurring, except for her reclined figure. As heat flared within me, a reddish tint engulfed even that. With my teeth gritted, a series of core-ripping surges battered me. First, beyond anger. Betrayal sluiced through as well. Plus, a huge serving of deep-green jealousy, sure. But also, confusion. Why? Who was she...?
“Mmm, pl-please. Please, I’m so fucking close. I need...” After a swift gulp, she thrust the phone to her ear. “Okay, come on. I know, I know, but...” When her head moved to scan the stairs, I slid behind the corner. “No, he’s asleep. It’s just us.”
As I stared into the darkness, her wet slurping intensified. Louder moans ripped from my wife. Suddenly, I jolted. As much as I didn’t want to look down, I lowered my gaze. A stiff tent fronted my shorts. What the...?
“Oh, really?” Krista whispered. “How hard are you? You miss me? Show me, medved.”
My brain locked up. The Russian word for bear. Of course, it was Yuri. Who the hell else could it be? Once more, those twin flares of rage and jealousy shot through me. My fingertips clenched the wall as tremors blasted through me in the semi-darkness. But after slowing my breathing, I peeked once more.