My Wife's Debt Repayment Plan - Cover

My Wife's Debt Repayment Plan

Copyright© 2026 by Desert Nights

Chapter 17

BDSM Sex Story: Chapter 17 - James and his wife, Yun, face financial ruin. So Yun agrees to become an escort for a wealthy Japanese VIP in exchange for enough money to pay off their debts. But things spiral out of control when the couple arrive in Japan and are forced to discover the depths of excess they must submit to. While Yun has to accept any sexual demands made by her sponsor, and even volunteer to be used by others, James discovers that he has a dark and depraved side he was not aware of before arriving in Japan.

Caution: This BDSM Sex Story contains strong sexual content, including Ma/Fa   Coercion   Consensual   NonConsensual   Rape   Heterosexual   Fiction   Cuckold   Sharing   Slut Wife   Wife Watching   BDSM   DomSub   MaleDom   Humiliation   Rough   Gang Bang   Group Sex   Oriental Male   Oriental Female   Cream Pie   Facial   Oral Sex   Public Sex   Nudism  

As the murmurs and gasps of excitement filled the room, a man with an air of authority and power stepped into the spotlight. He was in his early sixties, tall and bald, with a commanding presence that made everyone in the room feel both mesmerised and intimidated. Dressed impeccably in an expensive black suit, he exuded a sense of elegance and sophistication that belied his rock-hard frame.

Host: Mr Nakamura is one of the VIPs that you will be serving. He has pre-selected a few couples ... The rest that are not chosen, you are free to go back to your room and rest. The ones that are chosen, you are to remain here ... Please pay attention ... First room... 402...

My heart started racing as the host read out the room numbers.

Host: 406.

Yun held onto my hand and we waited for the next number.

Host: 407...

Host: 408.

The room numbers seemed to be called in sequence, so as long as the next jump went beyond 410, we were safe.

Host: 412, and the last room ... oh give me a minute...

Yun: Yes!

My wife could not resist a triumphant grin, and I squeezed her hand reassuringly in return.

The host spoke to Mr Nakamura and nodded a few times.

Host: There has been a slight change ... The last room is 420 ... and Mr Nakamura would like to replace room 412 with 410.

I could not believe what I just heard. I felt my wife’s legs giving way and she held onto me for support.

Host: 402, 406, 407, 408, 410, and 420, please remain behind. The rest, you may go.

The guards ushered the rest out of the function room while we remained standing. Mr Nakamura stepped down from the stage and came closer to look at the remaining couples. He stared at us like we were pieces of meat for sale at a supermarket. He took his time moving down the row. I looked down the line and saw that Herman and his wife were in room 407, standing right beside us. I barely breathed when Nakamura stood in front of Yun and me. When he moved past us, I felt like I could finally exhale. My wife’s palms were sweaty as she gripped tightly onto my hand. Nakamura went back down the line to the first couple, 402. This time, he began using his hands. He touched the woman, feeling her breasts and squeezing them.

“HEY! Don’t touch her!”

The husband pushed Nakamura away. It was a mistake, one that he learned the hard way. Several guards immediately descended on him and started beating him up.

“ARGHHH ... ARGHHH ... ARGHHH!” “Stop, please ... please stop! STOP!”

They didn’t stop. The rest of us watched on in horror as the guards continued punching and kicking the poor husband. Nakamura said something and the guards held the husband down. Another two guards held onto the wife while a third guard began stripping her in full view of everyone in the room.

“NO ... no ... please, no ... no! ERNGHHH!”

I could not believe what I was seeing. All the couples, including Herman and his wife moved a few steps back. The guards continued their assault on the couple in front of us, tearing off their clothes and exposing their naked bodies to the entire room. It was a terrifying scene, one that seemed to be a far cry from the luxurious setting we had initially entered. The wife was crying and screaming, her face twisted in a mix of fear and humiliation. The husband, on the other hand, was seen struggling and twitching, as if he were in immense pain. I saw the blood trickling down his forehead and I knew that he had sustained injuries from the brutal beating.

Then the guards took turns having sex with the wife. The husband pleaded and cried, but to no avail. The guards practically lined up, taking turns to thrust their cocks into the wife until they ejaculated into her. I could feel my wife trembling as she hid behind me. The ordeal took all of 20 minutes. By the time couple 402 was dragged out of the function room, no one dared utter a word when Nakamura came back for his physical inspection.

Nakamura continued down the line, taking his time feeling up 406’s breasts. He took his time rubbing his finger along 408’s pussy-valley. When he came to Yun, my wife gritted her teeth as Nakamura cupped his wrinkled hands over her breasts and pinched her nipples.

Yun: Gasp ... ernghhh...

He then nodded in a satisfied manner before kneeling down to inspect her vagina. I watched his bald head disappearing under my wife’s yukata. While I could not see what he was doing, I could hear it - the slurps, the licks, and my wife’s agonising moans. Nakamura stood up, satisfied with his inspection, and he moved down the line to Herman’s wife.

Shirley: Hi, my name is Shirley.

Shirley flirted with Nakamura like she was a seasoned hostess. She moaned when she was touched and smiled shyly when she was inspected in an intimate manner. Nakamura, however, did not seem to like her demeanour. His preference lay with someone who was more shy, more reserved. Someone like my wife. Nakamura said something to the host. He had made his choice.

Host: Room 410 shall remain. The rest, you all may leave.

I held onto my wife when her legs gave way. Herman walked by us with a grin.

Herman: Good luck ... hehehe...

The guards and the host left the room. Shortly after, Takuya, our guide, came into the function room.

Takuya: You have been selected, James-san, Yun-sama. I will be your assistant while you serve Mr Nakamura ... Please, Yun-sama, remove all your clothes ... James-san, you too...

Both my wife and I were trembling as we removed every article of clothing from our body. Yun tried to hold back her tears, but she couldn’t. Tears started to fall from her eyes, wetting her cheeks. She wiped them away, trying to stop herself, but she just couldn’t. She knew if she made a fuss, she might end up like 402, but seeing Nakamura starting to undress, she couldn’t help but feel terrified.

Nakamura’s body was covered with tattoos. Except for his hands, face, neck, and a small area of skin that ran down from his neck to his crotch, you could barely find a spot where you could see his natural skin. The tattoos were daunting, almost like they were telling a story in itself. Intricate designs and patterns covered almost every inch of his body, weaving a web of darkness and intimidation. Nakamura said something to Takuya, which he promptly translated.

Takuya: Yun-sama, crawl forward and give Nakamura a blowjob. And James-san, from where you are, you shall masturbate yourself while you watch your wife pleasuring another man...

Yun gave me a look of despair and regret. I found myself to be short of breath when I watched my wife crawling on all fours towards Nakamura. My wife, the beautiful, haughty and often proud woman whom I loved, crawling on her hands and knees towards a bald but powerful man. A man who, despite his age, had a throbbing hard cock waiting to be pleasured. I looked at my wife’s ass and, for a brief moment, I was thankful she was crawling ahead and not looking at me. For if she did so, she would have realised how hard I had become. She would realise, that even before she started sucking the wrinkled cock in front of her, my penis was already throbbing with excitement.

 
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