My Wife's Debt Repayment Plan
Copyright© 2026 by Desert Nights
Chapter 13
BDSM Sex Story: Chapter 13 - James and his wife, Yun, face financial ruin. So Yun agrees to become an escort for a wealthy Japanese VIP in exchange for enough money to pay off their debts. But things spiral out of control when the couple arrive in Japan and are forced to discover the depths of excess they must submit to. While Yun has to accept any sexual demands made by her sponsor, and even volunteer to be used by others, James discovers that he has a dark and depraved side he was not aware of before arriving in Japan.
Caution: This BDSM Sex Story contains strong sexual content, including Ma/Fa Coercion Consensual NonConsensual Rape Heterosexual Fiction Cuckold Sharing Slut Wife Wife Watching BDSM DomSub MaleDom Humiliation Rough Gang Bang Group Sex Oriental Male Oriental Female Cream Pie Facial Oral Sex Public Sex Nudism
I came out of the shower and my wife was still sulking in the corner while she dried her hair with the hairdryer. I hung up the clothes in the wardrobe and changed into the yukata provided for us in the room. It was just a casual pants and top for the men.
Yun: What is that? James: They provided it in the wardrobe in the spare bedroom. You have yours?
Yun went to the wardrobe beside the king-sized bed and took out a matching yukata, a pale shade of brown and grey. It was really short when Yun put it against her body, but it came with a pair of shorts.
James: Let’s just change and go out and explore a bit. I’m hungry. Yun: I’m hungry too.
Yun’s transformation left her looking as if she were wearing nothing at the bottom. The yukata hugged her body with the hem falling an inch longer than a pair of short shorts. The result was a seductively revealing yukata that ended mid-thigh.
James: Wow ... you look ... Yun: What? James: You look nice...
My wife rolled her eyes and said she was still not having sex with me.
Yun: Can’t believe you are thinking about that given the situation we are in!
I let her walk on ahead as I continued to enjoy her back view. Our room was located at the end of the corridor, right beside the staircase. It was a fair distance to go before we reached the lifts. Just beside our room was an emergency exit that led to the staircase.
James: Wait, let me see something.
I opened the door to the emergency stairs and had a shock when I came face to face with a guard at the staircase. He just stared at me without a word.
Yun: We can’t use the stairs? James: I think it’s to stop us from going up to the VIP floors...
I gestured and asked if we could use the stairs. The man did not reply to me. He just stared at me like a block of wood.
James: Let’s try taking the stairs. Yun: Dear, don’t. Take the lift please. James: If we don’t try, we don’t know. We’re going to be here for two weeks. We need to know as much as we can if we want to survive.
Yun held onto my arm as we squeezed our way past the guard and into the staircase. That was when we realised there were more men inside the staircase itself. Three guards stood along the flight of stairs that led up to level five – the VIP levels were five to eight. They must be pretty serious about keeping us on the lower levels. Yun and I took the stairs down to level one, passing by a guard at the door of each level.
James: Don’t tell anyone too much about what we discover, okay? Yun: Why? James: I don’t know. I assume we will be playing against each other. We never know if we need a little advantage here and there. Yun: Even Simin and Harry? Shouldn’t we try to help each other? James: I ... I don’t know. We’ll play it as it goes.
The restaurant on the ground floor was already bustling. Many of the single girls were helping themselves to the buffet spread. Some of them were dressed in their home clothes, some had changed into the yukatas. Hearing them giggle and laugh made me realise that most of them escaped unscathed from the plane ride. They had yet to experience the harsh reality of this supposedly ‘free’ Japan trip.
James: Let’s grab something to eat...
We took a tray each and joined the line. While my wife was up front and looking at the variety of food on offer, my eyes were on a lookout for something else. I was checking out the wristbands around the girls’ hands. In particular, rooms starting with the number two. I needed to rape someone on level two, and what better time to suss out suitable targets than at the buffet spread. There were girls of every shape and size - tall, short, petite, the sexy, the big breasted, even flat chested girls - in the restaurant. I moved with my tray towards a group of three girls who were chatting excitedly by the salad table. Not that I was interested in salad. I was interested in their room number. They seemed like they knew each other and I wanted to know if they were in the same room.