Climbing the Ladder 5 - Reaching New Heights - Cover

Climbing the Ladder 5 - Reaching New Heights

Copyright© 2026 by Michael Loucks

Chapter 4: Negotiations

Fiction Sex Story: Chapter 4: Negotiations - Jonathan's business life is booming, but he's also suffering from yet another loss. While he's done his best to pick up the pieces of that sundered relationship, he can't help but feel responsible. However, where two close relationships have withered, another blooms. Violet has transitioned from a badly damaged girl to a vibrant woman. Will he continue to climb this ladder, or will there be another ladder to climb in his future? No matter what, the only direction he plans to go is up.

Caution: This Fiction Sex Story contains strong sexual content, including Ma/Fa   Workplace  

June 1, 1984, Chicago, Illinois

I arrived home just before noon on Friday and contemplated stopping in the office, but elected to just go straight to the condo. When I walked in, I saw Chelsea sitting at the breakfast bar with a bible in front of her.

"Hi, Chelsea," I said as I slipped off the new pair of casual shoes I'd bought.

"Hi, Jonathan," she replied, closing her Bible. "I was sorry to hear about your car and more sorry about your friend."

"The car is insured and can be replaced," I replied. "Sadly, that's not true about my friend."

"Was she Christian?" Chelsea asked.

"Yes, though I'm not sure what that has to do with the price of tea in China."

"Because God understands despair and loves His children!"

"I don't think we should have this conversation," I said. "I assume Sofía is asleep?"

"Yes. She'll be up around 1:00pm to eat."

"I'd like to feed her, please."

"OK."

I went upstairs, changed into shorts and a T-shirt, and tossed my new jeans and polo shirt into the hamper. I grabbed Les Misérables, which I'd almost finished, and went downstairs. Rather than sit in the conversation pit, I sat in one of the comfortable reclining chairs in the TV area. I had just finished the book when I heard Sofía stirring over the intercom. I let Chelsea know I'd take care of Sofía, then went upstairs.

Sofía gurgled and smiled when she saw me, and after I changed a particularly messy diaper, I took her downstairs. I went to the fridge to get a bottle of milk, which I put in a pan of warm water for ten minutes to take the chill off. Once I'd done that, I took Sofía to the chair in which I'd been sitting and fed her.

There was something calming about cuddling Sofía while I fed her, but I couldn't explain exactly what it was. Even holding her gave me a positive feeling, which was not something I'd experienced with Heather, nor had I expected it with Sofía. Whatever it was, it made me feel happy, which was a good thing, even if I had no clue as to why or how it worked.

"What do you usually do with her after you feed her?" I asked Chelsea.

"She likes 'tummy time' on the area rug by the sectional sofa, and I read to her."

"What do you read?"

"Bianca bought some books for her, you know, little kid books like Go, Dog, Go! and Are You My Mother. I also, uhm, read to her from The Children's Bible."

I knew that book because it was the one from which my mom had read Bible stories to me when I was little, and it was still on the bookshelf in the living room at her house.

I frowned, "Does Bianca know about that?"

"I don't think so. I haven't said anything to her."

"Please stop reading that to her."

"Why?"

"Honestly? Because I don't want her head filled with superstitious nonsense."

"It's not..."

I held up my hand to cut her off.

"Please don't, because all it's going to do is create problems. There is literally nothing you can say to change my mind on this topic, and you won't appreciate anything I have to say. Bianca thinks you're doing a great job, and I have no reason to dispute that, but I do want you to stop proselytizing."

"Uhm, OK."

I got up, took Sofía to the conversation pit, and put her down on the rug, along with a ball, a small stuffed lion, and a pair of blocks. She didn't really do anything, but she seemed happy and was cooing and gurgling. After about ten minutes, she fussed, so I picked her up and sat down on the sectional sofa. After about fifteen minutes, she yawned, so I carried her upstairs and put her in her crib.

As I was heading back downstairs, I heard the phone ring, but Chelsea answered before I got to the kitchen.

"Your insurance agent," she said, handing me the phone.

"Thanks," I said to her, then raised the handset and said, "Kane."

"Hi, Jonathan; it's Clay. Do you have a moment?"

"I do."

"I saw on the police report that you have both sets of keys."

"I do. And I have the entry ticket from the parking garage."

"Could you bring those to me? That will expedite the claim. Also, if you could bring the receipts you mentioned and any paperwork for the car, that would help as well. Have you had the car serviced recently?"

"The only service it's needed so far is oil changes. The last one was in February."

"Did you lend the car to anyone in Ohio?"

"No."

"And you locked it before you walked away?'

"I did."

"OK. There's no lien, so I should have a check for you by Friday next week, at the latest. I'll call you before we cut the check to confirm the amount. You have a $500 deductible, which will be withheld from the fair market value. The clothing will depend on type and age."

"I understand."

"If you hear from the police, let me know. I doubt you will, but you never know."

"Will do. I'll bring you the keys and paperwork in a bit."

"Thanks. If you're buying a new car, let me know, and I'll switch your coverage."

I thanked him, and after I hung up, I considered what car I wanted to buy to replace the LeBaron. I could easily pay cash for anything short of a high-end sports or luxury car, which meant I had almost infinite options. I decided my best bet was to look at car magazines, so I let Chelsea know I was going out and went to the grocery store on the 47th floor. In the magazine rack, I found exactly what I was looking for — Car & Driver and Road & Track, along with Consumer Reports, all of which had reports on cars I'd consider viable options.

I paid for them, then stopped in the Concierge office to get a replacement security card and sticker for my car, which I'd need, and to cancel the old ones. I had to pay $15 to replace the magnetic card, and they canceled the old one. Card and sticker in hand, I returned to the condo and sat down to peruse the magazines.

I didn't get very far before I heard the doorbell ring. I wondered who it could be, given the doorman hadn't called, and I wasn't expecting anyone who had access without a call. I put down the magazine, went to the door, opened it, and was confronted by a clearly annoyed young woman.

"I should have called you," I said defensively before Violet could say anything.

"Yes, you should have! You spoke to Mr. Matheson, Bianca, and Tony, but not me?! Why?"

"I didn't want you to worry," I said lamely.

"Brilliant," Violet said sarcastically. "You tell Bianca, and she tells me, and so I worry because you didn't call me! I'm your assistant, and you didn't feel the need to tell me you were going to be out today?"

"I have no excuse," I said. "I'll take my thousand lashes with a wet noodle."

"I thought you were supposed to lash me with a wet noodle!" Violet smirked.

"Go back to work, Miss Clemmons!" I said with a grin. "I won't make the same mistake again."

"Good!"

She gave me a quick kiss, then left. Properly chastised and chagrined, I returned to the sectional sofa and resumed looking through the magazines for reviews and ideas. I ruled out sports cars, like the Corvette, Mustang, Celica Supra, and Dodge Daytona, as impractical for driving in the city, as well as handling in the snow. The cars that looked interesting were the BMW 316i, Saab 900 Turbo, Audi 5000S Turbo, Honda Prelude, Ford Thunderbird, and a new car being introduced at the end of the Summer, the Pontiac Grand Am.

The cars weren't all in the same class, nor were they in the same price range, with starting MSRPs ranging from around $ 8,000 to $17,500. None of those numbers scared me. Even the base price of a Porsche 944 — around $22,000 — was doable, but a Porsche was no more practical than a 'Vette or 'Stang. Among the cars that interested me, the most attractive were the BMW and the Saab, followed by the Audi.

I put the magazines on the table and got up just as the door opened, and Jessica came in to relieve Chelsea. I greeted Jessica, then contemplated what to do for the rest of the afternoon. I looked at the calendar, and my schedule was basically booked solid for two weeks, which would make it tough to visit dealers and take test drives. I retrieved the Yellow Pages from the cabinet next to the phone and looked up dealers, focusing on those on the North Side, as well as the North and West Suburbs.

With classes starting on Monday, I was going to have to take the L, but that would work out OK because I could travel with Violet. Dinner would really only work if she planned meals that could be prepared quickly or used a crockpot. The other option was eating at the condo, but I knew Violet would strongly prefer we had the time together. In any event, because Illinois law required dealerships to close on Sundays, I would only have Saturday afternoons available.

Even that was problematic because I had a date with Nikki on Saturday and the grad party for Katy's little sister and her friends the following Saturday. I had just under three hours, and I could, if I borrowed Bianca's car, visit one dealer and take one test drive if I set it up before I arrived. I called Bianca to check on borrowing her car, and she quickly agreed. I thanked her, then considered which car to try first.

I decided to try the BMW dealer, and I spoke to a salesman who could accommodate me at 4:30pm, which didn't work, given I needed to meet Jack, Kristy, Costas, Trevor, Nick, and Taya at 5:10pm at the Hancock Center. After discussing options with that salesman, we agreed on Tuesday evening at 6:30pm.

I thanked him, then called the Saab dealer. I spoke to a saleswoman who said that if I could arrive by 3:00pm, she could accommodate me. I agreed, thanked her, and promised to arrive by then. After I hung up, I considered what to wear and decided 'preppy' was better than one of my tailored suits.

I wanted to look the part of having money, but not flash my expensive suit, lest that interfere with negotiating price. I changed clothes, and less than fifteen minutes later, I was on my way north in Bianca's car. I stopped at Mr. Gerke's office in Rogers Park to drop off the keys and paperwork I had, as it was on the way, and still managed to arrive at the dealership about ten minutes early.

I was directed to a tall blonde woman I guessed was about thirty, who could easily have been Swedish, though her name was clearly Polish — Maja Jankowski.

"Hi," I said. "I'm Jonathan Kane. I called earlier about a test drive of a Saab 900 Turbo."

"I need to see your driver's license and proof of insurance."

I pulled out my wallet, removed my license and insurance card, and handed them to her.

"Twenty-one," she observed. "Are you aware of the sticker price?"

"Yes. I did my research. I'm looking at a BMW 316i on Tuesday evening, and I plan to test-drive an Audi 5000S Turbo once I make the arrangements."

"Are you sure you can afford the payments?"

"I'll most likely pay cash," I replied.

"What do you do for a living?"

"I'm Head of Research for Spurgeon Capital, a financial services firm, and I also run an investment fund."

"I'm going to need to get my manager's approval," she said.

That actually didn't surprise me, given I couldn't rent a car at age twenty-one, and she had no idea whether I was telling the truth about being able to pay cash.

"No problem," I replied. "I understand. Let me give you my card."

I pulled the case from my pocket, removed one of my broker cards, and handed it to her. She got up, went to a small office about ten paces away, and had a quiet conversation. She returned with a portly man of around fifty.

"Jonathan, this is John Kildare, Sales Manager."

We shook hands, and it was clear he was sizing me up.

"I'm sorry if this seems out of line, but do you carry a major credit card?"

I pulled out my wallet and showed him my Amex and Visa cards.

"Thank you, Mr. Kane. I apologize, but as I said, this is a bit out of the ordinary."

"I understand."

"Take him for his test drive, Maja," Mr. Kildare said.

She asked me to wait while she retrieved the keys and dealer plates in a magnetic holder. Once she had them, I followed her to the lot, where she handed me the keys and put the plates on the back of a silver two-door liftback Saab 900 Turbo. I got in and, recalling a point made in one of the articles, found the ignition in the center console. I inserted the key, pushed in the clutch, moved the gear selector to neutral, and started the engine.

"Have you driven a Saab before?" she asked.

"No, but when I was doing my research, one article mentioned the 'quirky' choice for the location of the ignition."

I buckled my belt, and Maja did the same. I checked my mirrors, pushed in the clutch, carefully put the gear selector in reverse, and backed out of the spot. Following Maja's directions, I drove out of the lot and onto the street.

"Take your next left," she said. "You must have been a prodigy who went to college at sixteen."

"No. I'm a part-time student at Circle."

"You don't need a degree for a securities license?"

"No. You just have to pass the test."

"How many people do you manage?"

"A dozen."

"How in the world did you get into that position at twenty-one? Does your dad run the company?"

"I landed a job in the mailroom, then used hard work and determination to advance. As for my dad, he died in a plane crash before I was born."

"I hope you don't mind me asking questions."

"Not at all."

"Take the next left, and we'll get on the Edens."

"OK."

"Whose money do you manage?"

"Pension funds and high net worth individuals. Plus, friends and family can invest with no minimum."

"And you make enough to pay cash for a Saab?"

"Obviously, or I wouldn't have said that."

"People lie to luxury and exotic car dealers all the time. Usually, though, they're older than you. Guys your age usually try for sports cars. I sold Chevys for a few years, and I saw more than my share of young guys who were obviously either drug dealers or gang members trying to buy 'Vettes and Camaros for literal cash."

"Let me guess, you had me made for a drug dealer?" I said as I accelerated onto the Edens Expressway. "It's OK if you did."

"Honestly? That was my second thought after 'Trust Fund A-hole'."

I chuckled, "I was raised by a single mom in southern Ohio."

"You drove onto the lot in a Ford Fairmont. Trading up?"

"That's a friend's car. My car was stolen yesterday from a parking garage in Cincinnati while I was there on business. An '83 LeBaron convertible."

"That stinks. Were the Cincinnati cops any help?"

"They took the report and put out a radio call, but the chance they'll recover it is basically nil."

"True. Are you waiting for the insurance before you buy?"

"No."

"Pardon my incredulity, but seriously?"

"Seriously."

"Where do you live?"

"I have a condo in the Hancock Center."

"Do you need a mistress?" she asked with a silly smile.

"I live with three young women," I replied.

Actually, it was four young women, but I wasn't counting Sofía in this context.

Maja laughed, "Normally, I'd call BS, but I actually believe you!"

"Good thing, given it's true!"

"Take the next exit, turn right, and head back towards the dealership."

"OK."

"What do I have to do to get you into this car?"

"I'm already in the car!" I chuckled.

Maja laughed, "Smart ass!"

"I try!"

"So?"

I, of course, thought of several silly or risqué or suggestive answers I could give and a few explicit ones, but decided that was a bad idea, as I didn't know Maja well enough to know how she'd react to that kind of teasing. That meant I needed to give a straight answer, which required some consideration.

I hadn't had a chance to really open up the turbo, but given traffic and road conditions, that would be tough unless I drove much further north. The car was peppy, and the front-wheel drive took a bit of getting used to, as I'd only ever driven rear-wheel-drive cars. I liked it, but I felt I should test-drive at least the BMW, though a very good deal on the Saab might change my mind.

"I have a test drive scheduled with a BMW dealer for Tuesday, as I said. You give me your best offer, bottom line, and if it's good enough, you might convince me not to wait to test-drive the BMW."

"And here I expected some kind of innuendo or double entendre!"

"Considered but rejected because I don't know you very well."

"The Saabs are in fairly high demand, so there isn't much room to negotiate."

"And yet, you didn't say 'no room'. I'm actually interested in black or dark blue rather than silver."

"We have a black one that literally came off the carrier this morning."

"Then, first, we can dispense with the 'Availability' charge, which might as well be listed as 'Additional Dealer Markup'. Second, be creative. I know repair costs are higher for European imports than for US or Japanese makes, so discounted pre-paid maintenance, oil changes, and that kind of thing would go towards deferring future costs, and I'd take that into consideration. That could include charging a reasonable doc fee, not several hundred bucks."

"You're not leaving me with a lot to show for the sale."

"Find a win-win scenario. How badly do you want to sell me the car?"

"I think I see how you got ahead so quickly. Are you that aggressive in everything you do?"

"Pretty much anything financial, anyway. And no fear."

"Big balls?" Maja asked with a smirk.

"To use a euphemism, yes. Completely necessary in my line of work. Let me add an emolument — I can refer scores of people to you with the means to purchase Saabs, Volvos, Jaguars, and Ferraris. I can't guarantee they'll bite, but you'll have a shot at selling to them."

"I'm not sure what the Sales Manager will accept."

"Figure it out by the time we get back to the dealership."

"Let me be honest — you put me on the back foot with your aggressive negotiating style, but we can't keep the cars on the lot. You should be able to deduce that from the fact we can simply put the Availability charge on the sticker. I think you'll find the BMW dealer in the same boat, and you might have to wait months to get the car you want. I can get you into that black 900 Turbo tomorrow morning. In fact, call the BMW dealer from my desk and ask him when he can deliver a new car to you."

"And the Audi I'm considering?"

"Similar to the Saab. They might have one on the lot, but if not, the wait times are less than for the BMWs. I only have five Turbos in stock, including this one. Two are four-door sedans, one is a two-door sedan, and two, including this one and the one delivered this morning, are two-door hatchbacks. I probably won't see another new Turbo until mid-July."

"You've made your case; make your absolute best deal, taking everything I've said into consideration."

We arrived back at the dealership, I parked the car, and we went into the showroom. Maja pointed to the phone and then went to see the Sales manager. I used the Yellow Pages on her desk and made the call she'd suggested, discovering what she'd said was true — the earliest they could deliver a new 316i was in August if I ordered one immediately.

 
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