The Consummation of Chloe
Copyright© 2025 by D.T. Molton
Chapter 1
Fiction Sex Story: Chapter 1 - Chloe makes a big decision about her life and it leads to some fun and adventure with her best friend's father
Caution: This Fiction Sex Story contains strong sexual content, including Ma/ft Consensual Heterosexual Fiction Water Sports
Darian Riordan had the house to himself; his wife and daughter were away and wouldn’t be back for several days. He was pottering about doing things that needed to be done. He was in his forties and stood just over six feet tall; his dark hair now flecked with grey, and his beard contrasted it all by being red.
The doorbell rang and he answered, outside stood Chloe his daughter’s best friend. Chloe was almost a part of the family and was often referred to as Darian’s “other daughter”. She and Courtney had met in creche and had pretty much never been apart since. Chloe was of average height and despite having preferred short hair when she was younger, she had grown it longer since entering her teenage years.
“Hi Chloe”, he said, “I’m afraid it’s just me Courtney is away with her mother for a while”.
“I know”, she responded, “It’s you I wanted to see”.
Darian had a puzzled expression, but stood aside and let her in, “Is everything okay?”
In recent years Chloe’s life had been a bit tumultuous, at times seeming to leave her forgotten within her family. Her parents had split because her father wasn’t motivated to hold a full-time job, rather he flitted to the next big thing he would succeed at; her mother was the opposite end of the spectrum being financially and professionally responsible. Her younger sister has always had behavioural issues, reacting poorly to many things, often being physical. Their mother had managed to get her assessed and she had a diagnosis of mild autism, and the behaviour was a response to overstimulation.
With the diagnosis, her mother spent a lot of time managing her sister, so she was often left to her own devices (generally meeting up with Courtney and other friends). Her father had received his own diagnosis and was dealing with his own demons, while living not too far from his ex-wife and daughters.
Both families had fast become friends in the beginning and continued to be so in spite of the variety of changes. Birthdays and holidays were celebrated together, drinks and meals out generally Darian and Chloe’s dad, while the two wives would similarly meet up.
Chloe stood in the hall unsure what she was doing, Darian recognising she needed to marshal her thoughts said, “I was about to make myself some tea, would you like some or a juice or something?”
“Pardon? Um no I’m fine”, she said.
Darian nodded as he made his way to the kitchen, flicking the switch to boil the kettle again.
“No need to tell you to make yourself at home! So, what do you need to talk to me about”.
Chloe walked slowly into the kitchen as he made his tea.
“Sit down and tell me”.
Chloe took a seat, opposite him, a spectrum of feelings running through her, fear, excitement, panic, timidity among them.
“I don’t know how to start, Mum and Dad have always said that if I can’t talk to them about something, I could talk to you or Mae”.
Mae was Darian’s wife.
“Yes, that’s true, you can tell or ask us anything and we won’t mention it to them, unless it’s something they would need to know”.
“That’s the problem”, said Chloe, “I want to ask about something I don’t think I can ask them, but it’s something that you may feel the need to tell them”.
“Ah!”, said Darian, “How about you start telling me what you want to ask, or the reason you want to ask; if I think it’s something they should know I’ll stop you and we’ll figure out how at that point, if I think it’s not something they need to know immediately or at all, I’ll say ‘go on’; maybe just starting to tell may allow you to speak with them”
Chloe relaxed, “Okay, that will work, I think”. Darian had always had a knack for putting her at ease.
“Right then, tell me everything”.
She made a split-second decision to blurt it out and get it over with
“I’m thinking of having sex”.
“Go on”
“You’re not shocked!”
“Why would I be? It’s something natural and it was bound to happen sooner or later, what did you expect me to say?”
“Not ‘Go on’ that’s for sure”.
“Okay, now that’s out of the way, let’s discuss, but there is one thing I do need to ask in order to qualify the ‘go on’”.
“And that is?”
“Are you being pressured into having sex by someone?”
“No”
Darian leaned back in his chair, looking up at the ceiling, while he formulated what to say next. After a while he looked at Chloe.
“If nobody is pressuring you to have sex, why do you want have sex? I won’t say you’re not old enough yet as the law says otherwise, but do you not think you may be rushing into it?”
“Well, some of my classmates have said...”.
Darian cut her off, “First, don’t pay attention to what they say they have or haven’t done; they aren’t you. Being practical about things, having sex is something that happens on your terms, not because someone wants you to or others say they have. You should take your time coming to the decision because you can’t get your first time back if it goes wrong or it’s with the wrong person”.
Chloe slumped back in her seat; a weight seeming to lift from her shoulders.
“I’m not sure if I wanted you to say that or if I wanted you to say something else, but I think you’ve said the right thing”.
“So far”, countered Darian, “Go on”.
“I don’t know”.
Darian leaned his arms on the table, looking at the young blonde.
“How about we talk through what I see as the things you need before you make such a decision”.
Chloe nodded.
“I’m going to assume that you followed a pretty normal path up until now, you’ve learned to masturbate, practiced putting condoms on bananas, learned about the mechanics of it, am I missing anything?”
“Yes, I have”
“What is your turn-on?”
“How do you mean?”
“What gets you in the mood to masturbate? Is it thinking about a guy or a girl? Is it a situation with them?”
Chloe sat open-mouthed, she hadn’t expected this, but she stammered out an answer.
“I ... I ... I never ... really thought about it, I just feel the need and I do it”.
“That’s a bit clinical”, said Darian, “We all feel the need, but it’s how you do it, I suppose, is the more accurate question. Do you imagine yourself with a specific person, like a pin-up or a cute boy or girl? Do you understand what I’m trying to say? Nobody just finds a private space and masturbates because they feel the need. If I felt the need right now, I couldn’t excuse myself for a minute and come back satisfied, I’d need a bit more time”.
“How do you mean?”, said Chloe with a puzzled expression.
Darian squinted at her, “I thought you said you knew the mechanics of it?”
“I do! You put your erect penis in my vagina”.
“Correct, but do you really think it’s that simple?”
“Isn’t it?!?”
“No! a penis must be erect for sex, but it’s not something that happens on command”.
“Could you explain a bit more?”, Chloe asked mischievously.
“There’s not much to it really, the natural state is flaccid or limp, it may swell a little at times, but generally it’s limp and if you saw it, it doesn’t look like much. When a man is with someone with whom they might have sex if the attraction is there, it may swell a little, but you need to prepare to ensure it gets fully erect and hard enough to insert, likewise a girl doesn’t go around with her pussy ready to be penetrated, you need to prepare and become aroused so that you are lubricated.”
Chloe laughed, “Of course I knew all that, I just wanted to see how far you would explain! Can you imagine what it would be like if men went around with boners all the time?”
“Indeed! But listen, it’s a big step to take, if you want to go ahead it’s your choice, but don’t feel pressured because you think a boyfriend will break up with you over it. The first time is considered special for everyone, but more especially girls, so make sure you do it when you want and with someone who respects your decisions in that respect. Speaking of, is there someone you have your eye on?”.
“How do you mean?”
“Well as we discussed, there’s a reason it’s called intercourse, it’s not exactly something you can do on your own! Are you saying, and apologies for being crass, that you would have spread your legs for the first person to cross your path?”
Chloe was a little taken aback when Darian put it that way. Even at eighteen and with all the street smarts that she had, she was still a little naïve.
“Well, no”, she stammered, “I wasn’t planning to spread my legs or put out for just anyone”.
“So, when you say you’re thinking of having sex, it’s more of an academic exercise at the moment?”
“No! I want to have sex”.
“So, you’re not thinking about it, you just want to have it?”
Chloe knew Darian was looking out for her best interests, but at the same time he was tying her up in knots.
“Can I ask”, he continued, “What has made you want to have sex? I’m assuming that you’ve been masturbating regularly, at your age I suppose it must be almost daily.”
Chloe glowed red, it was not a question she thought she would be asked.
“Not completely daily”, she murmured, “It depends on how I feel”
“Do you have any problems climaxing? Does it sometimes take a bit more effort?”
“I always get off, but yes sometimes it does take a bit more”
“If you ask me, that’s what’s fuelling your desire to have actual sex. Your brain is using it as the last bit to get you over the hill to climax. Can I make a suggestion that I think may help?”
“Yes”, Chloe wondered what he would suggest, she felt a rush of sensation through her.
“Log on to a porn website, if you haven’t already. Go through the videos that are there, the categories, etc. Find things that appeal to you, things that make you say to yourself, I’d like to try that one day and use those to help”
“Do you think it will?”
“I believe it might. The important thing to remember is that most of what you see is not representative of real life. In reality, things are messier and don’t last anywhere near as long, but you get ideas and an education about things. One last thing I’ll say, remember that having sex with anybody makes you vulnerable but especially with boys. You are letting them insert themselves inside your body so you have to be sure they won’t take advantage of that. And with that, let’s draw a line in the sand on the conversation. I hope I’ve answered what you want?”
“Yes, for now at least”, Chloe stood up, gave him a quick hug and left.
All the way home Chloe thought about her conversation with Darian. As she reflected on her purpose for the visit she came to realise that he was probably right. As much as she said she wanted to have sex, she hadn’t given much thought to going about it. She didn’t want to do it just for the sake of doing it or “getting it out of the way”
Finally at home she went straight to her room for a while. She grabbed her tablet and unlocked it. She switched it to the secure mode where she kept all the things she didn’t want others to see. Her parents were quite liberal and trusted her, so they didn’t place too many restrictions on her use.
Opening up the web browser she looked up porn sites, finding a free one that had videos from a variety of sources. She noticed as she browsed through them that there was the option of favouring them, so she quickly set up a free account. She had a quick browse within the account, before leaving it aside for a while. It was getting near dinnertime and it would be better to browse them once she was in bed.
Later that evening in bed and once the house was quiet, she took out the tablet again and opened her account. Browsing the videos, playing ones whose titles attracted her attention, she added some to her favourites, liked others and checked the categories. There was a lot to go through and she masturbated quickly before going to sleep achieving orgasm quickly.
Over the following days she viewed videos whenever she had a chance. Initially she focused on videos that showed penetration marvelling at seeing a penis enter a woman. Indeed, seeing erect penises entering and ejaculating got her off quickly and easily many times. As time went on she began to expand her viewing and would go through the categories lists, ignoring any which related to characteristics of participants and choosing those that seemed to relate to the acts. She viewed everything, sometimes she was quite taken aback by what she saw, other times it seemed obvious how something in particular.
After she had done all that, she took Darian’s advice to find her “kink”. While she knew about some things like anal sex before, and had resolved to do it when she became sexually active, she began to look for things that she hadn’t heard about. She found things with unusual titles like golden shower and squirting, fisting, DP, facials, the list seemed endless.
She took a methodical approach to it, listing out the things she found that sounded interesting and would watch some videos from the category before deciding on whether it intrigued her enough to want to do it with someone.
She began developing her list of things to do, primarily the “normal” activities of regular, anal and oral sex. Then she added lesbian sex, squirting and golden showers among others.
As it was a solo affair, she looked at squirting and read up on how it occurred and whether it was what it looked like. Once she understood how to do it, she tried. Initially her attempts were unsuccessful, however she persevered, until one day she felt something trickle down her. Looking at the sheet under her, she was elated to find a very obvious damp spot.
It was some months after her conversation with Darian, that Courtney told her that she and her mother would be moving abroad. Her mother had been offered an opportunity with a friend in her home country and Courtney was going with her as she had not spent any significant amount of time there and wanted to get to know the culture better. Darian would be staying at home as his job would only permit him to travel to visit them for short periods of time. He also believed it would be better as he said that with him around she would not get the proper opportunity to engage locally.
Chloe was disappointed that her friend would be gone for who knew how long, but at the same time she understood the opportunity it represented for her. As the time for the departure approached, an idea germinated in Chloe after an incident with her sister. While her autism had not worsened, the onset of puberty did make it much more difficult to control.
After Courtney and her mother had gone, Chloe waited a while, still unsure about the idea that had germinated, but another incident with her sister motivated her to see if it would be possible to pursue.
After meeting up with friends one weekend and before she had to head home, she passed by Darian’s house. Seeing that he was there, she called in.
Darian was shocked to see her on the doorstep, he had all but forgotten her previous visit and the conversation that happened.
“Well, hello, this is a surprise!”, he greeted her.
“I was passing by and thought I’d stop in, not just to say hello, but to ask something also”
“You better come in then, do you want a drink?”
“Just a juice if you have one”
They went into the kitchen, Darian got her a tall glass of orange juice and a glass of lime lemonade for himself.
“So what did you want to ask me?”, he said as he sat down.
“It’s about my sister’s challenges”, she started, “Things have been all over the place since they figured it out and it’s difficult at times”
“I can’t say I know how it is, but I can guess”
“I’m sure you’ve heard from Mum or dad that there have been a few ... incidents recently”
“I did, pubery’s a bitch that way, but it will pass in time hopefully”
“I know, but I’m finding it difficult to deal with, I was wondering if I could stay here occasionally when things are kicking off”
“Hmm”, Darian mused, “In the regular run of things I would say it’s fine, however currently given Courtney is away, I think you should check with your parents and see what they think. If they’re okay with it, then yes, you can stay here when you need to”
After some more small talk and once her juice was finished, Chloe headed home. She wasn’t sure how to broach the subject with her parents, but the opportunity arose the next day. Her sister was sent home from school in a bit of a state, another student had ignored the boundaries set by the teacher and triggered an incident. Even at home and with her parents’ attention she was still upset and finding it difficult to balance herself.
When her mother had a moment before going to bed, Chloe took her opening and spoke to her.
“Mama”
“Yes, what can I do for you?”, her mother replied, sounding worn out with things, but trying to pay attention to her older daughter.
“It’s more about what I could do for you. I find Jana’s episodes difficult, though I don’t think it’s as difficult as they are for you. I was thinking that maybe when she has one I could stay somewhere else so you don’t have to worry as much about me”
“You’re very sweet to think of that and it would be good, but you can’t go descending on someone’s house randomly for however long”, her mother replied.
“What about Courtney’s? We’ve spent enough time there that nobody would notice”
“That’s true, but Courtney and her mother aren’t there and I’m sure Darian doesn’t want to be taking care of you on his own”
“Would you ask him? He can only say no”
“I’ll see”
Chloe’s mother left the room and closed the door. On the other side she leaned against the frame a moment, she suddenly felt a mixture of guilt, exhaustion and grief wash over her. Guilt that dealing with her younger daughter mean Chloe was sometimes ignored, exhaustion from dealing with the increase in episodes she faced and grief that her older daughter was growing up too fast as a result. It was a good idea, Darian was a close and trusted friend. She resolved to call him in the morning and discuss it.
The following morning, Darian was in the office at work when his phone rang. Laura, Chloe’s mother, was on the other end.
“Hi Darian, how are things? Living the dream on your own?”
“Of course! Things are great and you?”
“Exhausted, Jana had another episode, which is why I’m calling”
“Oh, I’m sorry to hear that, is everything okay?”
“Yes, we’re getting there, but the increasing frequency is taking a toll on Chloe, which is what I want to talk about”
Darian paused before responding, “Okay, how can I help?”
“How would you feel about allowing Chloe to stay with you as a bit of a safe refuge when Jana is upset?”
“It’s not a problem, she’s always welcome at the house, but would she want to given that Courtney isn’t here?”
“It’s actually her idea, she suggested getting out of our hair by staying somewhere else, but obviously she can’t randomly land in on a friend without notice. She did suggest it and you are the one place where she could turn up without notice and settle herself in”
“Well, that’s settled, she can turn up whenever she wants, you have a key, so she can grab that or you can make her a copy”
Laura felt some relief wash over her, she didn’t have to worry about Chloe so much now during one of Jana’s episodes. When Chloe came home that afternoon, she took her to one side.
“I spoke with Darian this morning, he’s happy for you to stay with him when you need, he said to give you a key. My only conditions are that you let us know when you are there and you don’t become too much of a nuisance”
“Okay, that’s great!”
It was a week later when Jana had another episode, this time worse than any she had previously. When Chloe came in and realised what was going on, she packed a small bag of things, messaged Darian if it was okay. It was a while before he responded saying it was fine, he was at the office, but just to let herself in.
Chloe told her mother where she was going and to let her know when things were okay again. She grabbed her bag and quietly left. She felt guilty about leaving, but she just wasn’t equipped to deal with it.
She let herself in to the house and put her bag in the hall. She didn’t want to presume as to where she would stay. She sat on the couch, suddenly unsure about things. Being away from her own house was good, but she was alone in the house. After a while she got up, Darian would be home at some point, why not make a meal for them. She went in to the kitchen and has a look around. She decided on a simple supper meal, that could be reheated later if it wasn’t all eaten that evening.
Shortly before seven, Chloe heard the front door as Darian came in. She met him in the hall as he closed the door.
“Thanks for letting me stay, I know it’s weird having me here without Courtney”
“It’s not a problem, you can come and go as you please, the only rule would be to just let me know”
“Of course! I’ve made a supper for you if you want, it’s not much as I wasn’t sure whether you have something at work”
“You didn’t have to do that and certainly you shouldn’t feel that you have to. I did eat in work, but I usually have a light snack in the evening”
First Darian showed her to the guest room where she could stay and keep her things, then they went down to have the supper which proved to be just enough for both of them. They chatted as they ate, discussing various things, including how Courtney was getting on during her sojourn away.
Darian had a prior engagement so after the supper he headed off telling Chloe to make herself at home (not that he needed to). Chloe filled her evening watching a movie before heading to bed. She had a quick shower before towelling off and without thinking left the bathroom naked and walked to the guestroom she was staying in. Halfway there, she realised Darian was at the top of the stairs with a surprised almost shocked look on his face. She made an attempt to protect her modesty and blurted an apology
“I’m so sorry, I didn’t think, at home...”, she blushed deeply.
“It’s okay, I understand, although we should set some boundaries or expectations, don’t you agree?
“Um, yes”, Chloe stammered, not sure what he would say.
“I’m assuming given how open-minded your mother is that this is normal and none of you view seeing each other naked as something not to be done”
“Yes, at least not so far”
“Okay, I have no objection to it, you did catch me by surprise all the same. I’m not going to force false modesty on you, if this is normal for you, I have no problem, but I would suggest that you limit going naked to up here and not wander through the house downstairs”
“Okay, I’m really sorry, I just didn’t think...”
“It’s fine, you have nothing I haven’t seen before”
The last statement was completely true, her and Courtney’s parents often recounted the story of when they were younger and the two came home from an outing on a hot summer day. Knowing that Darian had set up a pool in the back garden, the two young nymphs had managed to strip completely between the front and back doors, leaving a trail of clothes behind them.
Chloe didn’t stay long only two days, but over the weeks she stayed a few more times, in part because of Jana’s episodes, partly for convenience to get to outings and partly for herself when she needed time.
For his part Darian let her come and go as she pleased. After that first night surprise, Chloe had tried to respect him by avoiding nudity outside her room, but there were occasional instances. Darian paid little attention to it, but he couldn’t help but notice her body was quite well put together.
One evening on one of the few occasions they ate together while she stayed, she reminded Darian of their conversation.
“You were right”, she said, “I wouldn’t have been doing it for the right reasons. I did take your advice and looked at some porn to see what excited me”
Darian looked at her with surprise, “I’d almost forgotten about that, did you find something you liked?”
“I wouldn’t entirely say that, I found some things that are interesting that I do want to try when the time comes and also some things I can try before then”
“Well good, that will keep you occupied trying new things”
“Aren’t you interested in knowing what they are?”
“Yes, but kinks are things you keep to yourself until you are sure your partner will accept them, if you want to tell, then do, but don’t feel it’s something you need to share with me because of the conversation”
“Well the first is squirting, I’ve been trying for a while and I’m getting close, but it’s difficult when you are worried about people hearing, it kind of makes you a little self-conscious which inhibits things a little”
“Interesting, well given it’s just me here, don’t worry about me hearing anything, make yourself comfortable and go for it, but try not to make too much of a mess. What are the others?”
Chloe was happy to hear Darian say that, she had hoped she might be able to try, but was conscious she was in someone else’s house.
“The other one is golden showers, I haven’t seen anything else that is particularly of interest to me”
“Golden Showers?!?!”, Darian spluttered, “That’s quite a kink, what attracts you to that?”
“I don’t know, it just seems like something I’d like to try once”
“Well to each their own, have fun experimenting, let me know how you get on”
The rest of the evening was quiet for them doing their own things. When she went to bed that evening, Chloe masturbated herself quietly achieving a satisfactory and comforting orgasm, one of the first she had experienced somewhere other than her room at home.
Things were quiet over the next few weeks and she didn’t feel the need to stay away from home, but then Jana had a total meltdown that proved difficult to handle. Chloe packed her bag and headed away. Had she known what would happen over the next few days she might have packed differently.
She let herself into the house and went to her room, where she unpacked her bag. She went downstairs and got some project work for school out of the way. She was just finishing up when Darian arrived home.
“Back again? Just kidding, I was talking with your mum earlier and she told me what was going on so I reckoned you might”
“Yes, I feel guilty, that I can’t do anything, but if I’m there...”, she left the remainder unspoken. Darian nodded in silent agreement.
“Well, just relax and take care of yourself”
“I will, don’t worry”
Not long afterward, she excused herself and went upstairs. She wasn’t in the mood for anything other than solitude that evening.
Up in her room she lay on the bed listening to music and reading, as time went by and she felt better, she was overcome by a desire to feel better. She began to gently masturbate, taking her time and letting the pleasure wash over her. She didn’t know how long she had been pleasuring herself when she found herself on the edge of a mighty orgasm, a ripple of it washed over her and then she felt it, the urge to pee. She knew this was the pre-cursor to squirting. The circumstances were right, she didn’t have to worry about her sister or parents movements, she was comfortable and secure.
“OH. MY. GOOOOOOOODDD!!!!!!”, she screamed as she convulsed and released a huge geyser from her vulva. Another convulsion, another jet, albeit it smaller. She convulsed again, she could almost see rainbows. She felt like she was floating and detached from her body, until Darian knocked on the door.
“Chloe, are you okay? Do you need help?”
Through the haze of her orgasm, she stuttered, “Yes, No, Yes, ummmm”, not realising entirely what her response was saying.
Darian opened the door and was greeted by the sight of her naked on her bed, her legs parted and a damp patch between. He ignored it all, as Chloe looked at him surprisingly unashamed at her appearance.
“What happened to you?”
Chloe came around from her reverie, “I squirted, I really squirted”
“Amazing, was it what you thought it would be?”
“That and more”
“Is it something you would do again?”
“Whenever I can, it was amazing!”
“Grand, well enjoy yourself, you can tell me about it later”, Darian left the room barely realising that what was a second nature comment could be construed differently.
The following evening when Darian returned home, Chloe was making herself an evening meal. Darian hadn’t thought about the sight from the previous evening since he left the room.
“Evening, how are you today?”
“Amazing, I feel so good, it was unbelievable”
Darian realised with a start what she was talking about and then recalled his parting words the previous evening and realised that Chloe may be about to tell him about it. It was not what he had intended, but he was not averse to hearing about it either.
“Well that’s good, a great day is an achievement”