Momma Was A Callgirl - Cover

Momma Was A Callgirl

by Drifter

Copyright© 2002 by Drifter

Incest Sex Story: Financial hard times forced her into it... and then ...

Caution: This Incest Sex Story contains strong sexual content, including Ma/Fa   Consensual   Incest   Mother   Son   Brother   Sister   Father   Daughter   .

The Beginning

Things were getting rougher and rougher around the Smith household. Money had never been so tight. When you have it you don't think about it, when you don't, that's about all you can think about. Dan, the husband and father in this household, was already working two jobs, Janet, the wife and mother, was doing all she possibly could to help her husband. But with no training other than for beauty contests and bikini modeling, she made little more than minimum wage, except when she got one of her rare bikini modeling gigs. And to make matters worse, she had trouble even keeping the lousy jobs for more than a month or two.

It really wasn't her fault that she had to keep changing jobs. The truth is Janet was just too damn cute, too good looking, and was just too damn well built, too sexy, at least for the job situation. She would interview, be hired almost instantly as the male interviewers practically drooled over her lush body. But after a month or two she would be fired when she wouldn't "accommodate" her boss. It had happened over and over for the last two years. Each time she would come home in tears and Dan would tell her she had done the right thing, no matter how badly they needed the money.

But lately Dan was beginning to wonder about that even. Janet really felt worse and worse about it each time it happened. Especially with the extra load it put on Dan until she found another half ass job.

Things had all gone to hell financially, two years before, when her Dad had gotten seriously ill, so ill he had required open heart surgery immediately. But with her dad having no insurance, no hospital would take him. A decision was required right then, Janet had been overwrought and her husband, whom she adored, had cared so much for her and her family he had suggested they take out another mortgage on their house to pay for her Dad's surgery. And that's what happened, a very big mortgage. Janet knew they were having trouble living on Dan's salary before, and now with another big mortgage...

The surgery had gone well thankfully and Janet's dad was now out of the woods and recovering, if slowly. It had been a long expensive process. Now Dan and Janet were glad he had done so well, but unfortunately, the two of them were stuck with the bills. Their savings were gone and they had to struggle to just make all the mortgage payments to keep from losing every thing they had worked for the last 16 years.

With Dan holding down two jobs and Janet her sometimes job, they were just getting by. Troubles in this life never seems to come to you singularly. Unknown to them there were other problems starting to brew in their household. Their two teen age kids, a daughter Rachel at 15, and a son Randy at 14, had way too much unsupervised time on their hands and you know how kids can be, they were going to fill that time with something. If their parents had known what they were filling it with they might have been upset, although what the kids were doing could have been a lot worse. But we will get to that later.

Their house was expensive, lovely, in an upscale neighborhood and well taken care of in spite of all the problems. This day, a Friday, Dan came home exhausted between jobs. He had only three hours before he had to be at his night job for another five hours.

Understandably he was not as aware as he might have been had he been rested. Rested he might have noticed the flimsy little garments in the floor beside the couch he had flopped down on while waiting for Janet to get home.

Thank God, he thought, today is Friday. I actually have two days to rest a little and catch up on things here at home. His thoughts ran over those things, the yard, the cars, the kids, but mostly he was thinking about what he and his beautiful and equally horny wife would be doing in their big bed most of Saturday morning. He realized he wasn't all that tired, as his cock started to harden into a large bulge in his slacks.

Just then Rachel, his early blooming, lovely young daughter, came into the room with a fearful, guilty look on her face, and nervously moved over to her Dad. She sat on the edge of the couch beside him, smiled lovingly and said hi to him as she leaned down to kiss his cheek. Her dad surprised her as he wrapped her in his arms and hugged her close to him. He did love his kids and was very proud of them.

As Rachel half lay on top of him with one hand on his chest her other slim young hand slid just under the couch to get what she had come downstairs for. Her wispy little black panties and bra were peeking out from just under the couch. Hell her parents didn't even know she owned lingerie like that. She kissed her Dad again and noticed her sensitive nipples were hard and tingled against him. Dan noticed that too and how nice, big and firm her breasts had become. It was even more noticeable since she didn't have a bra on. Then Dan rebuked himself for his inappropriate thoughts but his previously growing cock took another big jump.

Having retrieved her undies before her dad saw them and started asking questions she didn't want asked, Janet, wadded them up in her hand... yep they were that tiny. Then after another kiss for dad she stood up to go back to her room. Rachel told her dad she had to go finish her home work and started to walk away but not before she noticed the large swelling in her dad's slacks and she grinned to herself, wondering if she had caused that...

Janet was late getting home and rushed in some thirty minutes after Dan had expected her. He noticed she looked flustered as she apologized for being late. He also noticed she looked like she was upset and about to cry as she blew him a kiss and hurried upstairs. He heard her shower and wondered why the change in routine. Normally she went right to the kitchen to fix dinner before Dan had to leave for work. Oh well, he thought, she will explain when she comes down.

She was almost running as she headed for the kitchen wrapped in her thin robe. She still looked like she was upset about something as she again blew him a kiss in passing.

Dan was so beat he actually fell asleep for a few minutes of much needed rest while Janet was busy in the kitchen. The next thing he knew Janet had leaned over and kissed his lips to wake him for dinner. He thought for a minute it was Saturday morning in his half sleep. He pulled Janet down on top of him and kissed her with a lot of tongue as his hands found the opening to her robe and pushed it up over her waist, baring her cute bare ass and long trim show girl legs... and her already swollen pussy lips. In his mind he expected her to raise up and take his hard cock in her tight wonderful pussy as she did every Saturday morning.

She was calling his name, "Dan, Dan honey wake up." as he caught her knees and pulled them up higher beside him on each side of his rib cage.

Janet was about to panic knowing how exposed she was. Her beautiful cunt lips, closely trimmed for the few bikini modeling jobs she posed for when she could, those lips were now in clear view if anyone came down the stairs. Nervously, still trying to pull free, to get the exhausted Dan to wake up, she looked over her shoulder to see Rachel and Randy standing, staring at her revealed ass and pussy with huge mischievous smiles on their faces.

She screamed loudly, jumped up pulling her robe back around her and rushed into the kitchen. Dan sat up shaking the sleep out of his eyes and saw the kids staring at him grinning. He missed hearing Rachel whisper to her brother, "I told you they were horny people, and did you see Dad's big cock stretching his pants. Wow!"

Randy laughed softly saying, "Are you kidding, I couldn't take my eyes off of mom's sweet looking pussy. Her's looks exactly like yours sis, bare and sooo beautiful."

Dan just managed to get up groggily as the kids led the way to the dinner table.

Janet was blushing still as they sat down and she served dinner. She knew how the kids had seen her entire bare bottom, pussy and all, and she couldn't think of a thing to say. It wasn't their fault. Still they didn't have to enjoy it so much. Every time she looked at her son or daughter they smiled at her and she blushed again. She thought, first the thing with her boss and now this. What the hell else is going to happen to me today? Am I going to tell Dan about what happened with my boss or just keep my mouth shut and secretly use the extra money to pay down that damn second mortgage? She decided she would talk to the kids after Dan left for work about what happened on the couch and then think about what, if anything, to tell Dan later...

Dinner behind them, at the door, with the kids upstairs, Dan slowly kissed Janet goodbye. His hands were inside her robe on her bare ass and those magnificent tits. His hard cock was pressing into her shaved pussy through his pants. "Janet, baby, I need you so bad. Sex on just the week ends just isn't near enough."

Janet was as hot as Dan, especially since her fires had been stirred up so high at her office that afternoon and only partially cooled. She moaned, "I agree baby, hurry home and we can start our Saturday morning games as soon as you get home. I'll be waiting up for you. But we have some things to talk over this week end."

He looked at her warily, wondering if another boss had tried to fuck her. Probably, she is so damn sexy without even trying to be. She kissed him and pushed him out the door saying, "Don't worry, we can work this all out and if I'm right, sooner than we thought maybe."

Dan drove the few miles to the office where he was moon lighting as he thought about Janet. Fuck, he thought, another bastard trying to get in Janet's pants. I can't stand another loss of a single dollar and keep us afloat. Sometimes I wish she would just fuck the bastards, keep her job, and not say anything to me about it. I have about all I can handle right now. In his minds eye then, he saw his Janet, his beautiful wife bent over a desk, nude, with her boss fucking the shit out of her doggie style. Dan's cock was standing rigid in his pants for the third time that evening. Without thinking, Dan touched himself and almost came. He felt a little guilty for his thoughts and opened the window to let the cool air get his mind off that recurring fantasy of his. Damn, he thought, as he calmed down, I'm not getting near enough pussy. If his previous thoughts about his wife weren't bad enough, he remembered how good Rachel's body and growing tits felt against him.

Janet had pulled the kids into the living room after their father left. She looked at them, still embarrassed trying to say something... but then to her surprise Rachel smiled lovingly at her and said, "Mom we know you were embarrassed earlier when Randy and I saw you and Dad playing. Hell mom, we know you guys fuck around. Just because we saw your bare bottom smiling at us, shouldn't get you so shook. I thought it was cool."

"Watch your mouth Rachel honey." Janet said, but it was pretty weak. She and Dan used those words pretty freely so how could she fuss at her daughter too much, just enough to seem to object. Then she smiled at her beautiful children and knew she was lucky to have such good kids. They were never in trouble in school, made excellent grades, were loving and considerate and to top it all off they had foregone almost all normal expenses most teens required. She was proud of them. She had meant to apologize to them for embarrassing them. Guess that wasn't necessary.

She looked over at Randy and said, "You cool with it too honey?"

"Yeah mom," and it smiled naughtily and said, "It was pretty educational at that."

Janet knew he was talking about looking at her pussy. She blushed... smiled... and then all three of them were laughing in each other's arms on the couch. After a few minutes Randy said, "Mom, do you suppose I could take you to school for show and tell? The guys would love it."

With that the laughter rolled again. Then she hugged him and kissed his lips lightly. She was surprised when his soft young male lips parted sexily. And did she just imagine feeling his tongue? She pulled back frowning and moved over and hugged and kissed Rachel... with the same thing and the same question in her mind afterwards. She ran them off to their rooms shaking her head. Then she thought, "Forget it girl, you have bigger worries than a little tongue kissing from your kids."

She retired to her bed to ponder what she was going to tell Dan. How could she tell her husband she had finally gotten tired of hunting for jobs and had given in and let this latest boss fuck her. She had said no to so many. But this one was different. The thing that had been different this time was the $200 "bonus", as he called it.

Laying there she relived the last week at work, culminating in the last hour that day. When it came down to it, she had found it easier than she ever imagined to cheat on Dan. She liked this boss, Bob Barker, he was cute, very nice and sexy looking. If she had not been married she might have fucked him anyway. And she was always sooo horny lately. He had started to come on to her Monday, compliments about her body, little touches that in truth turned her on. It had increased each day for the entire week. She hadn't reacted positively or negatively as his touches had gotten more and more personal. Then he had starting playing with her ass a little and then her big tits, finally he had said how much he would love to fuck her. Just like that, I would love to fuck you Janet...

Then he had said he knew from the conversations between them at the office what a bind she and Dan were in financially and he would add an extra $200 to her pay if she would let him fuck her. She stared at him blankly for a moment, his bluntness made her head swim. She and Dan hardly had time or the energy to have sex except on week ends and that wasn't near enough for Janet's appetite. And $200 was a lot of money.

Without answering his question she silent sat there looking at him as he fondled her large firm breasts through her dress, squeezed them in both hands lovingly. Next she found herself being slowly stripped, her dress coming up over her head as she raised her arms, without a word, to help him take it off of her. Her bra next, she had helped him with that too. Then she had slid her panties down and off on her own. She remembered lying back on his leather couch spreading her legs for him and raised her knees as she looked up at him in eager invitation. She thought of how she slid her arms around his neck and held her lips up to be kissed as he crawled between her spread legs as naked as she was.

Oh fuck it had felt so good when his hard cock spread her swollen pussy lips. She remembered thinking sorry Dan baby, I love you but I want this and it's too fucking late to stop now, even if I wanted to. So big, so deep, she started cumming and couldn't stop as she wrapped her long legs around his back and fucked back into him freely and cried, "Oh yes boss, fuck me, I need it sooo bad." She had gone a little crazy as she loved everything he did to her as they fucked, kissing and sucking her hard nipples, playing with her clit, playing with her sensitive asshole, kissing her open mouth so passionately. After he finally came in her, flooded her appreciative pussy, and pulled out, she bent down and eagerly sucked his wonderful cock to another climax.

The last thing she remembered as she left the office in a daze to go home, only somewhat cleaned up, was her boss saying, "Janet, that was spectacular. If you could see your way clear to do this again, there would be a $200 bonus for you... each and every time."

All the way home she thought about what she had done made her a whore. She had just been fucked for money. She smiled from ear to ear as she strangely liked that idea. Such easy money and such fun. Then she pulled into their driveway, thought of Dan and had gotten scared.

As she thought about it all now after the fact, and relived it all again, she shuddered and had another small orgasm... she thought about her children seeing her bare wet pussy as she spread her legs over her husband... and then their sweet tongue kisses and she shuddered and came again even harder. After that she laid her head on her pillow and just before she drifted off to sleep her thoughts were, I can make a lot of money doing this with my boss, and maybe other men too, Dan has to go along, he has to. I will convince him. So much money and so much wonderful sex.

She drifted off to sleep dreaming about lots of cocks in all of her openings with Rachel and Randy watching her get fucked by a string of men, and the money came raining down around her.

While Janet relived her exciting afternoon her children were in Rachel's room, with the door locked. The two of them were on the bed in a beautiful and passionate 69. And it was obvious they knew what they were doing, and loved it. Later when they were once again sated for the moment Rachel turned around and kissed her brother's lips and laughed saying "You taste like pussy my sweet brother." He laughed with her and said, "And you like cum sweet sister."

Rachel laughed and said, "Aren't you glad I talked you into fucking me last year?"

After a short pause with Randy just smiling at her Rachel, blurted out, "I want to fuck Dad next... and I want you to fuck mom." Rachel seemed to be the instigator of all of their fun games, just as she had seduced her brother into their sex games months before. Of course Randy was always eager to go along with anything she could think up.

Randy looked her in the eyes and smiled, "Damn Rachel, I would love that... to fuck mom... but how are we going to pull that off?"

"Well my horny brother, I don't know yet by we are going to do it. I will have to think about it for a while. I will have to seduce Dad like I did you. And you can do the same with mom. Can you even imagine how much fun it would be if we were all four openly fucking each other?"

With that thought Randy didn't want to talk and Rachel saw his newly erect cock and smiled. Suddenly she didn't want to talk either as she felt his cock enter her again, and again...

Dan slipped into the house later and went to Randy's room to tell him good night. Randy stood there in his brief little shorts and Dan could clearly make out his son's semi-hard rather large cock. His son was growing up fast he thought. He is as tall as I am and is filling out nicely. Smiling to himself he wondered if his son was still a virgin. Dan had lost his at 13... younger than Randy was now. They had already had "the talk" and it had been frank and open. Dan and Janet were always very open about sex with their kids, even letting them know masturbating was fine. Dan had ended their latest sex talk, after answering all of his sons questions directly, with Dan saying, "Son sex... pussy, is wonderful. I'm sure you will enjoy a lot of girls, I did. Just be careful, no unwanted babies or diseases and be nice to them all. OK Tiger? If you need help on anything let me know." We can but wonder what Dad would have thought if he knew the pussy his son enjoyed currently was his sister's? With his sites set for Dan's wife's pussy next, his own mother's pussy.

Next Dan stopped by Rachel's room and rapped lightly on her door. His visit was brief, a lot briefer than he planned, and he was blushing with a growing hard-on when he backed out of his daughters room. When he had opened the door she had been laying there, posed in wait for her dad, in a sheer baby doll top, no bottoms, and the top pushed up above her tits. Her full young tits and her lightly downed pussy were beautiful and in clear view. Her hand was between her legs toying with her clit. He had stared and stuttered, apologized for intruding and then leaned down for a quick kiss goodnight on the cheek so he could get the hell out of there. But she had turned and their lips met. He felt her tongue slide deep into his mouth and automatically he softly sucked on it for a second or two or three... and his daughter... his daughter moaned sexily. Dan backed away as he noticed she was staring at his hard cock saying, "Good night Daddy, come back soon." and her hips were moving seductively in a fucking motion.

As he closed his bedroom door behind him, he almost convinced himself he was having a delusion... he started tearing his clothes off. Janet raised up and rolled over on her back throwing the sheet off, beautiful and nude she said, "Hurry baby... hurry. I've been waiting..."

It was a savage fuck for both of them, no tenderness, just hard unrelenting fucking... just what they both needed as his mind kept jumping from his sexy wife to his sexy daughter and Janet's from her husbands hard cock to that of her boss. Then without a word after the wonderful climax, they collapsed and slept the sleep of the exhausted.

They awoke mid morning and spent the next two hours getting reacquainted... more fucking. No port was left untouched, even a rare ass fuck. By the time they came down for breakfast it was lunch. By mutual agreement the kids were out of the house all day on Saturdays so they only wore short little robes. The robes didn't quite cover either of their pubic hair so you can imagine what they looked like.

A light lunch, then Janet pulled Dan into the living room on the big couch as she said, "It is time to talk about our situation, and something that happened to me yesterday, and maybe a way for us to get out of this fucking financial mess we are in."

There was a long pause as she tried to get her courage up for what she was about to tell her husband and then her suggestion... no not a suggestion, a plan she was now determined to implement it fully.

"Honey, I am so sorry that my dad's illness put us in this box. I have always loved you so much and the way you bailed my parents out was above and beyond. I am yours, lock, stock and barrel forever, I hope you know that. Please know that. Know I will never love anyone but you as I tell you what has happened and then my suggestion for how we can get the second mortgage paid and off your poor back."

Dan looked at her puzzled, wondering what she was talking about, but getting that fucking mortgage paid, well he was for that. She continued, "Honey you know how many jobs I have lost because I wouldn't fuck my bosses. Each time I had to quit a job I knew I put an additional load on your sweet back and I am so sorry. It hurt me every time. So much I had started thinking I ought to just go ahead and let my boss fuck me and not say anything to you about it. I always felt so guilty about not being able to help you more."

She swallowed and almost faltered but took a deep breath and said, "I hope you don't hate me after I tell you what I have to say... Honey, today my boss came on to me... said he wanted me... wanted to... fuck me.

Another pause as she studied her husbands face. So far he seemed OK, then she said "He was very nice about it, no grabbing like most of them have done. Then he told me about a financial bonus if I would be nice to him... if I would fuck him. A big bonus every time I would fuck him. And... oh shit Dan, I did it... I fucked him." and she handed him the two $100 dollar bills.

Dan sat there staring at her blankly, not saying a word, looking down at the bills in his hand and then up at his wife. His head was spinning as he thought short pieces of thoughts... she fucked him... for money... whore... my wife is a whore... she fucked her boss... and he noticed his own cock was very hard. He thought about how she had rushed upstairs and showered as soon as she got home last night... how she looked like she was going to cry. That was because she had cheated on him, another man had fucked his wife, came in her pussy...

Dan truly wasn't a jealous type. His head was swimming now though as he got up and walked to their bedroom without a word. He didn't know what he was going to do, he just had to do something as his brain slowly fried... Janet followed him silently, waiting for him to speak. Dan just slipped into a pair of jeans, shoes and a loose t-shirt. Then he picked up his billfold and his car keys.

Janet started to get really scared then. When he couldn't face something he usually left the house for a drive... to think. Janet broke the silence, "Dan, honey, don't leave, stay and talk to me. Don't you see I couldn't continue to let you down, I had to help with my daddy's bills that you have been slaving, killing yourself to pay. It didn't mean anything to me when he fucked me, just a way to earn some money. Don't you see I had to do this. For us."

He just stared into her eyes with no emotion, he heard her and part of it made sense. Then he turned and walked out the bedroom door. Janet was scared but determined to stop him, she had no idea how. His car was in the garage she knew, so she followed him down the stairs through the house to the garage door. He opened it and walked through it. Janet took a deep breath and dropped her small robe, standing there for a second without a stitch on, and then followed him out the door into the garage. He saw her and yelled, "What are you doing Janet? Go back in the house."

She just shook her head and walked across the garage to stand near the closed garage door. "Dan if you open the door I will follow you out and down the street screaming for you to come back and all of our neighbors will see me like this. Do you want that?"

He just sagged and leaned into his car. She went to him and slid her arms around him kissing his face, she cried big tears as she said, "My dear sweet husband, please don't be upset. I guess I shouldn't have let him fuck me but it was such an easy way to earn a lot of money in just a few minutes. It meant nothing to me baby. Please come back inside and talk to me about this. We have to get past this darling."

He looked into her teary eyes and knew he was undone. He loved her so. He hugged her to him and they stood there and rocked back and forth for some time. Then quietly Janet caught his hand and led him back inside, to the couch, picking up her robe as she went. In the living room she put on the little robe and they sat on the couch, holding hands, facing each other.

Janet straightened her shoulders and said, "My darling husband. I simply could not continue to let you bare all the burden and I had no other way to earn real money. Please try to think of it as nothing important. My boss uses my hands to type, my voice and ears to handle the phone calls. He just used a little more of me... Honestly it was so easy, I just let him do what he wanted to me for about twenty minutes and I made $200."

The money was laying on the coffee table where Dan had dropped it. Janet spoke again, "Dan... if you can just get used to the idea, I can earn enough with my pussy, and my mouth, to get us out of debt in a year. Not ten more years of this hell we're now looking at but one. And that year will be a lot easier on all of us. You can quit your second job immediately. The kids can have the things they have been willingly giving up to help, I won't have to put in so many hours and we can be a family again right away. I have thought it over and am certain it can work. It may be our only hope."

He stared at her. He was so tired of working all the time her idea was tempting. Then he thought, my wife a whore, a hooker, a call girl. He liked the name call girl best, it seemed more glamorous somehow. He thought of her dressed sexily, going out on "dates" with different men and his cock started to react. He seemed to relax and Janet snuggled up close in his arms, her robe wide open. Dan looked at her awesome body and his cock stirred a little more. She kissed him and they looked in each other's eyes for a long time as the information sunk into his head.

He started to speak in a soft relaxed voice, "Janet, the idea of being out of debt in a year is damned appealing, the way it is now, my kids will grow up without me, and you and I will be old before this fucking mortgage is gone. I've always said prostitution should be legalized. I'm know you would be in great demand as a call girl, a very high priced call girl. Your beauty, your body, and hon you are a great fuck. No question you could make a lot of money."

Then after a moment he said, "But I'm not sure I can deal with you fucking other men, a lot of other men. What would it do to you, to us?"

She knew her husband, he was close to agreeing. Janet said, "Baby, when you made love to me last night when you got home, was I any different? Did my pussy seem different? I had fucked my boss just a little while before you fucked me. Could you tell? It will take some getting use to I know my love, as I get dressed to go out with other men, to fuck other men. But I will always come home to you, clean, fresh and ready for my husband any way he wants me. We will have more time to be together, and with our beautiful kids. It will be just a job for me... a very high paying job."

He kissed her and she could tell he was getting turned on. The idea was close to a fantasy of his. She stroked his hard cock through his jeans, then she ripped them open and pulled his hard cock free and dropped her mouth over it.

When he finally blew in her talented mouth she sat back up and kissed him, giving him a taste of his own cum knowing that always turned him on. "Dan, I have read of how some men get off on their wives being fucked by other men. If somehow we could make it appeal to you that way... it would make it easier for you... have you ever thought of me with another man in your fantasies?"

 
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