I was hanging out at the pool of my apartment complex one morning. Not doing anything fun, just sitting there at one of tables with the umbrella up reading a book. I had the whole pool to myself as everyone else was either at work, on vacation, or something else. Actually, the pool isn't used much as it is but was especially quiet this morning which suited me just fine. I had been reading and enjoying the quiet for a while, when I heard the gate to the pool area open. Looking up I saw a girl who I knew lived in the same building as me, walk in. She was short, probably around 5'5, chunky, not what I would call fat, though she did have a bit of a belly, just some meat on her bones. Long dark blonde hair pulled back into a pony tail, and nice skin complexion. I couldn't see her eyes as she was wearing sunglasses and an oversize t-shirt and a pair of shorts. But what caught my attention and plainly visible even through the overs-size shirt were a pair large, full breasts that bounced nicely as she walked in. They had to be around a 38C or even D cup in size. I had been looking at her through my own sunglasses but had kept my head down as to not appear to be staring. From where I had been sitting, she appeared to have a nicely shaped ass. As I said before, I knew she lived in my building but that was the extent of it. My pool companion, spread out her towel on a lounge chair and arranged her belongings on the little side table. I was still watching her to see what her body did look like under her clothes and didn't have long to wait when with her back towards me, she wiggles out of her shorts and yes she did have a nice curvy ass. Then the moment of truth. She pulled the shirt over her head and much to my enjoyment she was wearing a bikini. The bottom part covered most of her ass and the top appeared to be a string type. She turned around where I got a full front view, and my lord they looked marvelous. Her breasts were even meatier that I imagined as they were puffed up over the top of her bikini top. She quickly laid down on her towel and with my view mostly blocked now, I went back to reading my book.

Sometime later, I heard a splash in the pool and glanced up to see her dive underwater. Damn, I missed seeing her get up from the chair, so I went back to reading. I was just starting to get back into reading when a voice called from the pool. "Am I disturbing you?" I looked up and saw she was hanging on the side of the pool right in front me. "Not at all" I replied with a smile. "I was thinking about getting in myself". She smiled and said that the water was nice. "Well, you talked me into it" I said and placed my book on the table, took off my sunglasses and walked to the pool edge. By this time she had moved more to the middle of the pool. I dipped my foot in when she said "Its nice and cool". It certainly was, so I just dove in and swam for a bit underwater before coming up to the surface. "Yes it is" I said. I swam around a bit aware that the girl kept glancing at me. Finally after a few minutes she said "We live in the same building don't we?" "Yes we do" I replied, "I'm Dave by the way". "Hi, I'm Christy". "Nice to finally meet you Christy". We chatted a bit about the apartment complex and what my job was, the school she went to, just the usual banter. Turned out Christy was 16 years and just finished up the 10th grade.