The Naive and Submissive Girl
by Vanessa Evans
Copyright© 2026 by Vanessa Evans
Fiction Story: Grief comes in many forms.
Caution: This Fiction Story contains strong sexual content, including Consensual Fiction Exhibitionism .
Grief comes in many forms.
Hi, my name is Tom and I’m about to tell you the story of my last few years.
Before I go any further let me tell you a little about myself. I’m in my late thirties, slim, reasonable looking (so I’m told), and keep myself fit. I am a Financial Consultant specialising in reducing income tax bills. I am lucky in that I work from my house in the suburbs of London.
I was single until I met this amazing woman around 5 years ago and a few months later we got married.
Angela was a single mum with a 14 year-old daughter, Jade, who is just as gorgeous as Angela was.
I say ‘was’, because on Jade’s 18th birthday, Angela fell victim to a man who thought that after 10 pints of beer, he was okay to drive home.
I had stayed back at Jade’s party venue to help her clear-up whilst Angela had headed home earlier to start preparing for our own family party.
It had only been a small party because Jade didn’t have that many friends at school, her being a bit of an introvert, but they still managed to make quite a mess.
Jade and I got home and wondered where Angela was. The police arrived later that evening and shattered both my life, and that of Jade.
I fought to hold it together because poor Jade just couldn’t stop sobbing as she cuddled up to me on the sofa, finally falling asleep in the early hours.
Me, I just cuddled Jade, wanting to hang on to as much as I could of Angela for as long as I could.
We finally woke around 10 a.m. still in our party clothes.
“Go and have a shower Jade, it will make you feel slightly better, I’ll start some breakfast.”
Twenty minutes later, a totally naked Jade walked into the kitchen, stood there with her hands by her sides and said,
“Tom, mum always chooses what I wear but ... will you do it for me?”
“Wow Jade, you look just like a younger version of your mother.” I thought, “except for that jungle at the top of your legs...”
Now, early on in our relationship, Angela had told me that Jade wasn’t very street-wise and needed help making decisions. Also, that she found it difficult to understand the social graces that girls are expected to abide by, so it shouldn’t have been a shock, but it was.
During the few years that we’d all lived together, I’d noticed little things, like Jade sitting with her knees well apart and accidentally displaying her underwear, or sometimes the lack of. When we’d been on holiday one time, Jade’s bikini top came undone and fallen off. She’d been running around topless for a few minutes before Angela saw and told her to put her top back on.
There were a few similar things that no step-father of a girl should see, but I’d always just looked away and ignored what I’d seen.
With my naked 18 year-old step-daughter standing in front of me, everything started to come together. I quickly realised that Angela had been looking after Jade for all those years, trying to educated her in the social norms but not making much progress. I remembered Angela always going to Jade’s room after Jade had been in the shower so I guessed that it was to choose Jade’s outfit for her.
Finally, I realised that I was going to have to care of Jade like Angela had.
“Okay Jade, you go up to your room and I’ll follow you up.”
Then wasn’t the time to really appreciate Jade’s naked form, although I couldn’t help looking at Jade’s cute, little, round, bare butt as she climbed the stairs in front of me.
Jade stood and watched me, hands by her sides, as I opened her closet and looked at the array of clothes hanging there.
“Something bright and summery,” I said, “something to cheer you up a little.”
“It won’t.” Jade replied and she stepped forward and gave me a naked hug,
“Why did it have to happen to mum?” Jade asked through the sobs that had started.
“I know Jade, it’s not fair, but who said that life was fair? We just have to take it as it comes. Try not to think of the fairness, think of the happy times that we had with mum.”
That didn’t really help as Jade continued crying and hugging me tightly.
Ages later, I got control of myself and realised that I had a naked 18 year-old girl hugging me. Nature started to take over and I felt a stirring in my jeans.
“No, no, this is not right Tom,” I thought, “stop it for heaven’s sake, Jade is my step-daughter and Angela has just been killed, get a grip man.”
I took Jade’s arms and eased her away from me then got a nice, yellow summer dress out of her wardrobe and handed it to her saying,
“Put this on then come down to the kitchen, I’ll make us a some breakfast.”
I left Jade and went and put some coffee and toast on. Five minutes later, Jade walked in and it was immediately obvious that she hadn’t put a bra on.
“No bra today Jade?” I asked.
“You didn’t get one out for me Tom.”
“Jeez, this is worse than I thought, the poor girl couldn’t even think to put a bra on, I wonder if she put any knickers on.” I thought.
But before I could say anything, the toast popped-up, distracting me.
“I’m not hungry Tom.”
“Just try a little honey, you need some food inside you.”
Jade sat opposite me, both of us avoiding the chair that Angela usually sat on.
After a few minutes of silence, and a little toast and coffee in our stomachs, I said,
“There’s a few things that have to be done Jade, places to go, things to do that I can do on my own, will you be okay on your own?”
“Can I come with you Tom, I don’t want us to be on my own.”
“Okay, but there’s some places that a young lady should never have to go, you’ll have to wait in the car.”
“You won’t be long in those places will you Tom?”
“I’ll be as quick as I can honey.”
We got ready and went to the car, Jade hanging onto my arm with a death grip.
As we rode down the street, Jade asked,
“What will happen to me Tom, you’re my best dad, but you’re not my real dad, will I have to go into care?”
“No Jade, 2 reasons, firstly, I would never let anyone take you away from me, you’re my daughter, apart from your mother, you are the best thing that ever happened to me. Secondly, you are now 18 so you are an adult, no one will try to take you away so you are lumbered with me.
“I’m not lumbered with you Tom, I love you and I want to stay with you for ever.
“And I want you by my side for ever as well Jade...”
We did all the necessary together, but I told Jade to wait in the car while I went into the morgue to make the formal identification.
When everything that could be done was done, we headed back to the car park. On the way, Jade saw the McDonald’s and I felt her grip on my arm loosen a little.
“Do you want a Big Mac or something Jade?” I asked, “You must be hungry by now.”
“Please Tom, but mummy said that McDonald’s are for special occasions only.”
“I think that we’ll make an exception today Jade.”
It was me that had the Big Mac, Jade only wanting a kids meal.
As we sat eating, I noticed 2 young men sat opposite us staring our way, so I looked down at Jade’s lap. Then I remembered what Jade had said at breakfast, about not wearing a bra, her ‘A’ cup tits and eraser size nipples were poking at the front of the dress that looked really cute, albeit a little small on her.
“Jade,” I asked, “when you said that I hadn’t got out a bra for you to wear today, did you get dressed without knickers as well?”
“Yes, you didn’t get any out for me.”
“So do you realise that with you sitting like that, those men over there can see up your dress and see your bare pussy?”
“Oh yeah, mummy told me off a few times for sitting like this because my knickers were showing. I don’t see what the problem is, sitting like this is more comfortable. I can never remember what mummy said about how to sit. Am I being naughty, do you need to spank me?”
“What, no, did mummy ever spank you Jade?”
“No, she threatened to but I never understood why. I guess that I was never naughty enough. Will you spank me if I’m naughty Tom?”
“Are you going to be naughty Jade?”
“No.”
“Well then I won’t spank you.”
“So am I being naughty sitting like this and letting those men see my pussy up my skirt?”
“That’s a good question Jade. Some people will say that you are and that you should keep your knees together all the time, but other people will say that there’s nothing wrong with sitting like that.”
“Even without knickers on?”
“Even without knickers on Jade.”
“What do you say Tom?”
“I’m with the latter group Jade, it’s natural, and why should girls be uncomfortable when they are sitting, but I must remember to get some knickers out for you to put on tomorrow morning.”
“It doesn’t bother me not wearing knickers Tom, I get a nice breeze that tickles my pussy and makes my whole tummy area tingle.”
I didn’t reply to that, just wondered what I was letting myself in for. A couple of minutes later, as Jade was finishing her fries, she said,
“Tom, mummy said that she was going show me how to shave myself down there, then get me some new clothes. She said that I’d look good in shorter skirts and with some cleavage showing. I guess that that won’t happen now, and do you remember when mum took me to the doctors because I had bad pains in my stomach?”
“Yes, your mother didn’t tell me what was wrong with you, but you stopped getting those pains didn’t you?”
“Yes I did, the doctor examined me, even stuck something in my pussy and looked inside me, then he gave me an injection. I don’t know what it was, but I can still feel a little lump in my arm. And he was right, I’ve never had a period since. I like that doctor.”
“Err, good to know Jade, about those new clothes, we can still get them for you, would you like to go and look at some now?”
“No, can we leave it for a day or two, I’m not in the mood to be changing clothes today.”
“Okay, I can understand that, in a couple of days then, and we’ll have to get you a black outfit for the funeral.”
“What’s wrong with this nice dress? I like this dress.”
“So do I, but you’re supposed to wear black at a funeral.”
“That’s silly, everyone in black will make me more sad.”
“I know, but that’s what people do.”
We stood to leave, but I could see tears welling in Jade’s eyes again so I decided to change the subject,
“Jade, when would you like me to show you how to shave your pussy?”
“Not today Tom, I don’t feel like it right now, maybe just before we go clothes shopping, can we go home now?”
“Of course we can sweetheart, come on.”
Jade put the death grip on one of my arms again and we walked back to the car. I could feel one of her hard nipples rubbing against my shirt covered arm.
We silently drove home where we sat on the sofa and I put a movie on the television. Jade lifted one of my arms and put it round her as she snuggled to my chest.
I’m pretty sure that neither of us followed the plot of the movie and afterwards Jade said that she was going to bed.
I used that alone time to make a list of everything that I had to do. Fortunately, neither Angela, nor myself, had any family that I had to tell, so that kept the list from getting too long.
I made a couple of phone calls to give them the bad news. One was to her boss and the other to a friend of hers who lived where Angela and Jade had moved from when they moved in with me.
When I decided to go to bed, I looked in on Jade, she looked to be asleep so I went to the bathroom and did my routine.
I didn’t bother putting the light on in my bedroom, I dropped my boxers, climbed into my bed and was soon asleep.
“Have you got an erection Tom?” were the first words that I heard when I woke up. “Can I hold it?”
But Jade didn’t wait to get told no, her hand wrapped around my cock before I was fully awake.
“Jade, stop that, what are you doing here and why have you no clothes on?”
“I couldn’t sleep because I was sad and lonely, and you didn’t get a nightie out for me. Did you used to put that monster in mummy’s pussy, I’ve had those sex education lessons at school?”
Jade’s hand was still holding my cock as I said,
“Jade, you shouldn’t be here, you’ve got a bed of your own.”
“I know, but I woke up so sad and lonely, I needed a cuddle.”
I couldn’t fault her for that. I too was getting some comfort from Angela’s daughter cuddling me, but we were both naked and she was holding my cock which refused to go soft.
“Jade, you shouldn’t be touching me like that, it’s not right, you’re my step-daughter.”
“So what, do you like me holding your cock, it’s so hard and warm. Isn’t it uncomfortable?”
“Didn’t they teach you in school that it’s wrong to do anything sexual with a family member?”
“The teacher did say some thing about that but I didn’t understand what she was saying, besides, you’re not my real father, you’re my step-father. Does that make me an orphan now?”
“Possibly, it depends on if your birth father is still alive, but don’t you worry about that Jade, I’m the only father that you will ever need.”
As we just lay there I wondered if she was going anywhere saying that I wasn’t her birth father. But my mind was in turmoil, this was all wrong, a naked 18 year-old girl shouldn’t be in bed with her naked step-father, never mind holding his erect cock, but at the same time it was nice. I decided to try to ignore it and deal with it some other time. Putting my arm over Jade’s shoulder, nearly touching one of her little tits, I said,
“Jade, it’s too early, try to go back to sleep.”
I guess that Jade did manage to go back to sleep because I felt her hand loosen it’s hold on my cock, and I finally managed to go back to sleep as well.
Jade was still asleep when I woke up and I discovered that she was holding my cock again, and it was erect again. My hand that was on her chest below her little tits, had moved up and was cupping her left tit.
It felt so nice and it reminded me of Angela’s tits.
Not really wanting to get into a conversation about what was right and wrong, I slowly eased myself out of the bed, collected a clean pair of underwear and went to the bathroom.
Jade was still asleep when I returned so I put a T-shirt and sweatpants on and went down to the kitchen.
I was sat drinking some coffee when Jade walked in, still totally naked.
“Morning Tom.” Jade said, as she rubbed the sleep out of her eyes. “You weren’t there when I woke up and I started thinking about mum again.”
“I know honey, I was thinking about her as well, come and give me a hug, that might help.”
I was already sat back from the table and I expected Jade to stand beside me and hug me, but she sat on my lap and put her arms round my neck, her bare left tit pressing on my face.
After a few seconds Jade said,
“Is it true that men like sucking on girl’s tits Tom, I thought that that was only for babies?”
“Yes it’s true Jade, some men do like doing that and some girls get pleasure out of men sucking their tits”
“Do you want to suck mine?” Jade replied as she pressed her hard nipple onto my mouth.”
It was so tempting and my lips were definitely enjoying the feeling, but I resisted the temptation and used my hands on her hips to lift her off me.
“Cereals Jade, your usual?” I asked as I got to my feet.
“I don’t think that I want anything.”
“Jade, you have to eat, at least try.”
“Okay.”
Jade sat on her usual chair and I again noticed that she sat with her knees open. I wondered if she had always sat in the kitchen like that but there again, before the last couple of days she’d always been wearing a knee length skirt so there wouldn’t have been any accidental exposures.
Once Jade started eating, she continued and finished the bowl off.
“I have some paperwork to do Jade, I’ll go and get dressed and get on with it, you go and shower then maybe we could go for a walk, get some fresh air to make us feel a little better.”
“Okay Tom.” Jade replied, and I again followed her cute little, bare butt up the stairs.
Not thinking of the consequences, I threw the T-shirt on the bed and the sweatpants into the washing basket then went into my office to get on with what had to be done.
About 45 minutes later, Jade walked in wearing just my T-shirt. I instantly remembered what I hadn’t done and I started to get up apologising and saying that I’d get her some clothes.
“It’s okay Tom, this T-shirt will do, I like wearing it, it smells of you and it’s so baggy that it feels like I’m not wearing anything.”
“You didn’t put a bra or knickers on then Jade?”
Jade answered that by lifting the front of the T-shirt right up to her neck showing me that she was naked under the T-shirt, her saying,
“You didn’t get any out for me.”
Wanting to keep both Jade and myself busy, I said,
“Come on, let’s go for that walk, that T-shirt is as long as your yellow sundress so I guess that you’ll be okay wearing that. Do you want to put a bra and knickers on?”
“What for?”
“Okay, go and get your trainers then we’ll go.”
I did the same and we were soon walking down the drive.
“Where are we going Tom?”
“I thought that we could go to the park.”
“Okay.”
“Are you sure that you’re okay without a bra and knickers Jade?”
“Yeah, why wouldn’t I be? The breeze is tickling my pussy again and my tummy is starting to tingle, will you shave me when we get back?”
“I guess so.”
“You’re not going to cut me are you?”
“Not intentionally honey.”
“Will you rub my clitty while your down there, see if you can make me feel as good as when I accidentally did it?”
“That’s a big ask Jade, I shouldn’t really.”
“But you will won’t you?”
“Of course I will Jade, I’ll do anything for you.”
By then, Jade had grabbed my hand and as we walked, I thought about the many times that Angela had gone out with me, sans underwear,
“So you like not wearing a bra or knickers then Jade?”
“Yeah, as I said, my pussy gets tickled, my tummy tingles and my nipples tingle as well, but mum always said that I should wear them.”
“Well you’re 18 now so you can make your own decisions.”
“I don’t know Tom, I do like the feeling of the breeze up my skirt and tickling my pussy, and my nipples rubbing on the inside of my tops. Both make me all tingly. I remember one time when I put my hand up my nightie into my knickers and tickled my pussy. It felt so good, and after a while I had this real weird but nice feeling. At first I thought I was about to die because my body was shaking and my brain was all muddled. Then after ages of the nice feeling and my body shaking, it all faded away. It left me feeling all warm and nice but my pussy was drenched.”
“Did you tell you mother about it?”
“No, I thought that I was being naughty and that she might punish me.”
“Well Jade, you weren’t being naughty, millions of girls do that to themselves every day, they even have toys to help them and they often get boys to to it to them, it’s called masturbation and it’s perfectly natural. You do know that you can tell me anything Jade, I’ll never judge you.”
“So I can do it again and I won’t get into trouble?”
“Of course you can Jade, and no, you won’t get in to trouble, you can do it anytime that you want.”
“You said that boys sometimes help girls do it Tom, will you help me?”
“I’m your daddy Jade, I shouldn’t do that to you, it’s not appropriate.”
“You’re my step-father Tom, doesn’t that make it okay, and besides, I want you to help me, I don’t really know any boys that would help me.”
“Tell you what Jade, I’ll buy you some toys that you can play with.”
“I’ve already got some Barbie dolls and cuddly toys Tom, I don’t need any more.”
“These toys are specially for big girls Jade, when you see what you can do with them you will understand.”
“Will you show me what I can do with them please Tom?”
“We’ll see Jade, just use your fingers for now.”
“Will you tickle my pussy for me Tom?”
“Let’s not rush into anything Jade. Now that you have finished at school you will have plenty of time for things like that.”
“Yeah, and with you working from home you can help me, show me how these toys that you said you’d buy me work.”
Part of me was really hoping that a dildo and a vibrator would keep Jade satisfied. The other part of me was starting to think of Jade as a substitute for Angela. Jade certainly has the body for it, she is 18 now and technically I am not her real father.
As I was thinking that last part I suddenly realised that I was thinking of having sex with Jade, and I berated myself, it wasn’t right, but Jade was obviously using sex to get over her grief. How could I possibly try to stop that, she was looking happy for the first time since her 18th party.
We got to the park and I quickly realised that it was quite breezy in that big open space and I could see Jade’s (my) T-shirt bellowing in the wind, Jade doing nothing to stop it.
“Do you want to turn around and go back Jade?” I asked, “that T-shirt is too loose for this wind.”
“No, I’m good, I like the feeling of the wind blowing all over my body, my nipples and clitty feel all hard and tingly.”
“You’re not bothered that the wind might blow the T-shirt right up, even to round your neck?”
“No, why would I be?”
“But people might see your naked body Jade?”
“So what, we’ve all got a body.”
“And you’ve got a beautiful body Jade, so like your mother’s. She used to like the breeze blowing up her skirt and she got turned-on by men seeing her naked. I sometimes called her an exhibitionist and she never denied it.”
“What’s an exhibitionist Tom.”
“Someone who gets sexually excited by other people seeing them naked.”
“Am I one of those, my clitty is tingling at the thought of other men seeing it.”
“Maybe, time will tell.”
When Jade had said that last sentence, a couple of older teenage girls, walking the other way, were right alongside us and I was sure that they had heard Jade. I heard them giggle and that sort of confirmed my thoughts.
On we walked, Jade holding my hand or my arm, and her not at all bothered about the T-shirt billowing up, revealing her naked body, sometimes right up to her neck. A few times Jade did grab the T-shirt and pull it down, but that was only when it had blown over her face and she couldn’t see where she was going.
When the path went round the corner of some bushes, a very strong gust of wind blew the T-shirt up around her neck again. As per the previous times, Jade did nothing to pull it down, even when 2 cycling youths came towards us.
“Hi Jade,” one of the youths said when he was close, “I see that the carpets match the drapes.”
A second later the second youth was close, him saying,
“Hi Jade, ugly bush.”
“Do you know those two Jade?”
“Yes, they were in my class, they we horrible to me.”
“Well, at least school is over now, you may never see them again.”
“Good, Tom, what did Harvey mean about the carpet matching the drapes?”
I laughed a little then replied,
“It’s a saying that means that your head hair is the same colour as your pubic hair.”
“Oh, but you’re going to fix that for me when we get back aren’t you Tom?”
“I did promise that didn’t I?”
“You did, and will you rub my clitty so that I tingle then explode. It’s been a long time since I discovered that?”
“I’m pretty sure that that explosion, as you called it, was an orgasm Jade. Orgasms are a wonderful thing, especially female orgasms. Your mother always told me that they were amazing, and watching her cumming was a wonderful sight.”
“What’s cumming Tom?”
“It happens at the start of the explosion, as you call it Jade. You know that the explosion is about to happen, cumming, and you can’t stop it.”
“That sounds fun, will you make me cumming?”
“Make me cum, just cum Jade, and I guess that I’m going to have to now.”
We arrived at a bench and Jade asked if we could stop for a rest. I sat and instead of sitting next to me, Jade lay along the bench with her head on my lap, her knees bent and het feet on the bench. The T-shirt fell over her stomach and I just knew that anyone walking by would be able to see her bare pussy.
I didn’t know if Jade knew what she was showing and was laying that way on purpose, or she just didn’t realise. I suspected the latter.
We talked a little more, then Jade surprised me again. One of my hands had been lightly resting in her lower ribs but she lifted it up and put it down the neck of the T-shirt so that it rested on one of her bare tits.
“Will you rub my nipple like you did last night Tom, it made me feel good.”
“I’m sorry Jade, I was half asleep last night and I thought that you were your mother.”
“That’s okay Tom, I liked it and I want you to do it again.”
I was about to say that I wouldn’t, and pull my hand out, when I realised that my fingers were already teasing her nipple.
“Sod it.” I thought, and continued while I tried to change the conversation subject but Jade kept coming back to me shaving her and her ‘explosion’.”
After a while, the two cycling youths appeared again, this time stopping right near Jade’s feet.
By that time, one of Jade’s feet had moved from the bench to the ground, resulting in her pussy being spread and very much on display.
“Hey Jade,” Harvey said, “I know that we didn’t get on too well at school but I’ve just heard about your mother and I wanted to tell you that I’m so sorry for your loss.”
“Yeah, me too.” the other youth added.
As they were talking I was looking at their eyes which were pointing at Jade’s spread pussy.”
“Err, thanks guys.” Jade replied without even a hint of embarrassment, nor moving her knees together.
“Is this your dad?”
“Yeah,” Jade replied.
“Well I’m sorry for your loss too mister.” Harvey said.
Then I saw Harvey’s eyes move and focus on Jade’s chest, me realising that my hand was still down the top of the T-shirt rubbing one of her nipples. We’d been caught, but Jade was acting like she was dressed for a snow storm.
It was me who got a little embarrassed and I pulled my hand out and said,
“Thanks for the condolences guys, but it would be nice if you could go and let us grieve in peace.”
“Oh, yeah, sorry, come on mate.”
With that they left us and I asked Jade,
“Did you realise that they were staring at your bare pussy Jade?”
“Yeah, it used to be just my knickers that the boys stared at, but now that I’ve stopped wearing knickers they’ll have to settle for my bare pussy. I never used to get all tingly when anyone saw my knickers but Harvey and Dennis staring at my bare pussy just now made me tingle, and I liked it. I don’t think that I’ll ever wear a bra or knickers again Tom, so don’t bother getting any out for me. And I think that my pussy has got all wet. Will you look and see if I’m right Tom?”
I couldn’t see from where I was so I gave Jade the finger test.
“Oooh, that was nice Tom. Can you do that again please?”
I didn’t reply as I held my finger in front of Jade’s face.
“I was right Tom, Harvey staring made me get all wet and that’s not pee is it? Why was that. I’d only been wet before when I didn’t wipe my pussy after peeing. Oh, and when I tickled my pussy and made myself explode.”
“Come on Jade, let’s head for home and I’ll try to explain on the way.”
Before I could start, Jade said,
“Tom, would you mind if I started calling you daddy? Now that I haven’t got a mother I need someone named like a parent.”
“Okay Jade, if that’s what you want, I guess that I can live with that.”
“Oh goody.”
The wind was still blowing the T-shirt all over the place and Jade was doing nothing to stop or rectify the wardrobe malfunction, even when we left the park and walked down the streets.
I tried to explain about vaginas producing lubrication, but I could tell that Jade was struggling to understand. By the time we got home I just about managed to get her to understand, her saying,
“So my pussy gets wet when it thinks that a cock is going to fuck it even if my head brain doesn’t think that I’m going to get fucked?”
“That’s sort of right Jade.”
“So my pussy has a brain, is that my little clitty? That would explain why I get wet when I rub it. Will my clitty brain understand if I talk to it?”
I was really getting to understand why Angela was constantly keeping an eye on Jade, she was trying to shielding her from the reality of life, but I realised that I needed to educate Jade in the realities of life, how being an adult is different to being a child.
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