Chapter 1

At thirty-five years old I didn't expect any big changes in my life but then I met Nina.

My name is Laura Denison and my husband; John and I had been happily married for six years. We don't have any children yet but we're planning to start working on that in a few months. John works as a consultant for a large financial firm and about a year ago he was offered a promotion, which involved relocating to South Carolina. I had been working as a legal secretary for a law firm in Winston-Salem and was sad to have to give up my job but the opportunity for John was just to good top pass up. So, eleven months ago John and I moved to South Carolina and bought a house near Myrtle Beach.

While we were moving things into our new house I saw a woman standing in the yard next door watching us. The woman was tall and slender with shoulder length dark brown hair. If asked, I would have described her as attractive. I guessed that she was close to my age but maybe a couple of years younger.

She didn't speak as she watch us go about our business. A short time later another woman appeared in the neighboring yard. The second woman had the same dark hair and slender body as the first woman and looked so much like her that they had to be related. At first I thought they could have been sisters but then I got a closer look and realized that the second woman was really only a teenager. Because of the close family resemblance I guessed they were mother and daughter.

The young girls physical attributes were nearly equal to her mother's making me guess, at first look, that she was seventeen or eighteen years old but when I got a closer look at her face I could see she was much younger.

I waved to the two of them but the older woman turned and walked away as the young girl smiled and waved back at me. It bothered me that the older woman didn't acknowledge me but I let it pass. I didn't see either of the neighbors for the next two weeks.

It was the first week of June and the weather was already hot. I was out in the front yard picking up some papers that had blown out of someone's trash can when the young girl came out of her house to get their mail.

I said, "Hello."

"Oh, hi."

I walked toward the girl as I spoke and she turned and came toward me. She was five feet five inches tall. I know this because that is how tall I am and she was my size. She was a very pretty girl full of the innocence of youth.

"I'm Laura Denison, my husband John and I are your new neighbors," I said.

"My name is Nina. It's nice to meet you."

"Nina? That's a pretty name," I said. I thought it was a stupid thing to say but nothing else came to me.

"Thank you."

"How old are you Nina?"

"I turned fifteen three weeks ago."

"Really? You look older," I said.

Nina smiled. I could tell she like me saying that she looked older.

"Who was that I saw with you the day we moved in?" I asked.

"That was my mother."

"How long have you lived her?"

"I have always lived here," she said.

"You were born here?"

"No, I was born in the hospital," she said as she giggled.

"Oh, you have a sense of humor. That's good," I said. "Do you have any brothers or sisters?"

"No."

"I haven't seen your parents around since we moved in. Do they both work?" I asked.

"My mother works for an insurance company, I don't have a father," she said. "I mean, I have a father but he's gone. He left before I was born. My mom says he was just like all men, selfish and undependable."

"Has he ever come to see you?"

"No. "Did you know the people that lived in this house before we moved in?" I asked.

"That was the Hogan's house."

"Did they have kids your age?"

"No, their kids were younger."

"Do you have a lot of friends in the neighborhood?" I asked. "No. I don't have any friends."

"You don't? Why?"

"My mom home schools me so I don't get to meet many other kids. The kids that live around here are all younger then me."

That bothered me. A girl her age needed friends.

"I don't have a job right now so I'll be around the house most of the time. If you would like, I could be a friend."

"Would you? That would be so nice. Sometimes I wish I had someone to talk to."

"You know we have a swimming pool. You are welcome to come over and swim if you would like."

"That would be great but I'll have to ask my mom."

"Why don't you ask her if you can come over tomorrow and you and I can swim and get to know each other better."

"That would be nice, thanks. I'll ask my mom tonight."

Nina said goodbye and turned and went back into her house.

That evening I told John about my meeting with Nina.

"I always wonder why parents home school their kids. Isn't it usually religious fanatics that do it?" John said. "I think it robs the kids of the social life that schools provide. Now you have a fifteen year old girl with no friends, that just seems unfair."

"That's why I told her I would be her friend. You know how kids are at that age, they want someone other than a parent to talk to,"

"Right, a kid wants someone older than their parent to talk to," John said.

"Hey, be nice. I know she would probably rather have someone her own age to talk to but I am all that's available to her at the moment," I said.

"I think it is very nice of you to offer to be her friend but be careful that you don't step on her mothers toes," John said.

"I'll be careful not to get between the two of them."

John then changed the subject to talk about things that happened in his office that day.

At ten o'clock the next morning the doorbell rang. Nina was at the door and she had a note from her mother.

The note read, "Thank you for inviting Nina over to swim in your pool. She has my permission and I have told her that while she is there she must obey your rules. She understands that she is not to hang around your house all day and pester you. I want you to feel free to tell her to leave when ever you wish."

The signature on the note was "Joanna Kelly".

"That's great. I am glad your mother said you can come over to swim," I said. "So you mother's name is Johanna."

"Yes, but everyone calls her, Jo."

"Do You?"

"Sometimes"

"Well, when did you want to come over to swim?" I asked.

"When would it be all right for me to come?"

"I have already finished my house work so why don't you go put your bathing suit on and come on over."

"Okay, I'll be over in ten minutes," Nina said and ran back to her house.

I went back in the house and put on the skimpy two-piece bathing suit I wear around the pool so I can get a good tan and then waited for Nina to come back. True to her word she was back in ten minutes ringing the doorbell.

I led Nina through the house and showed her how to get to the back yard without having to come through the house. "From now on, when you come over to swim just come through the gate and knock on the patio door," I said.

"Okay, Mrs. Denison."

" I thought we were going to be friends," I said.

Nina looked at me and her eyes got big. "I'm sorry, did I do something wrong."

"If you are going to be my friend you have to call me Laura, not Mrs. Denison."

Nina's face lit up with a big smile. "Okay Laura."

Nina was wearing a terry robe over her bathing suit and when she took it off I was a little surprised. It was obvious that Nina was pretty well developed for a fifteen year-old but her bathing suit was very conservative. I supposed that it was probably proper for a teenager to wear something conservative but I knew that when I was her age I had a two-piece bathing suit and I had a less interesting body than Nina's.

Nina immediately jumped into the pool and I sat in a lounge chair and watched her swim while I worked on my tan. After twenty minutes of playing around in the pool Nina got out and sat down in the chair facing mine.

Nina began talking. Mostly she asked questions about John and me, about where we lived before and then finally she started asking me question about what I was like when I was her age.

Nina's inquisition lasted about a half hour then we both fell silent for a few moments. That's when I notice the way she was looking at me. It took a moment before I realized that she was looking at my bikini.

"Nina, do you think my bathing suit is a little too sexy for someone my age to be wearing?" I asked.

"I don't understand what you mean by too sexy," Nina said.

"I meant, do you think my bathing suit is inappropriate for someone my age?"

"No. I think it looks very nice on you," she said. "I know a little about sex. My mom told me that sex is the only thing men want from a woman and it is how babies are made but I didn't know what you meant when you said your bathing suit was too sexy."

I probably should have left my explanation of 'too sexy' meaning inappropriate stand but I couldn't let it go. I asked Nina what she knew about sex and she told me that her mother had explained about how men and women make babies but only in the most basic of terms making the whole thing seem dirty.

I spent the next hour and a half explaining sex and the facts of life to Nina in more detail and in a better light than her mother had. It was certainly an interesting subject to her as I spent most of the time answering her questions.

I found it difficult to believe that a fifteen year-old girl in this day and age didn't know more about what intercourse was or what went on between a man and a woman. Nina understood the concepts but not the specifics. I tried to educate her without going to deep into the subject. I was enjoying my role as educator but I was aware that I had to be careful about how far I went. I was aware that Nina's level of sexual awareness was where her mother wanted it to be and I was definitely overstepping boundaries by telling her as much as I had.

Nina sat quietly for a while, I guess she was digesting everything I had told her, and then she got up and jumped in the pool. I was beginning to worry that I had upset her with the things I had told her. The information can be upsetting if you are not prepared to hear it. I was a just a bit younger than Nina when I learned about sex and it scared me a little until I had time to digest it all.

Nina stayed at the far end of the pool and just looked at me for a long time. When she finally got out of the pool she came over to where I was sitting. " I think I better go home now," she said.

I felt terrible as I watch her put her terry robe on. I had not intended to upset her. Why couldn't I have kept my mouth shut.

Nina pulled the robe tight and then turned to me. "Laura, can I come back again tomorrow?"

"Sure sweetie. I would love to have you come back tomorrow."

Nina started to leave and then turned toward me again. "When I come back tomorrow will you teach me more about sex?" she asked.

I don't know why, but her question excited me. "Of course Nina, we can talk about anything you want to talk about but you have to promise not to tell anyone, especially your mother what we talk about."

"Oh, don't worry about that. I won't tell her. This is just between friends, right?"

"That's right. We are friends and this will be our secret," I said.

"When can I come over tomorrow?" Nina asked.

"You can come over right after your mother leaves for work."

"Okay, I'll see you at nine o'clock. Bye."

I don't know why the prospect of talking about sex with Nina had such an effect on me. I felt happy and excited. I think it may have been due at least partly to the relief that I felt when I realized that I had not upset Nina but rather piqued her interest.

That evening I didn't tell John about my conversation with Nina and as we sat watching television that evening I began thinking about what I might tell Nina about sex the following day.

Nina was at the patio door at 9:00 AM. She was wearing shorts and a tee shirt, which showed off her young physical attributes nicely, and she was carrying her bathing suit. I invited her in and Nina sat in the kitchen while I finished the breakfast dishes.

"Laura, does it hurt?"

"Does what hurt?" I asked.

"When you have sex. Yesterday you told me how a man puts his thing into a woman's weewee. Does it hurt when he does that?"

"First let's call the man's thing a penis and the woman's weewee a vagina, okay?" I said. "Sometimes it can hurt. If you aren't ready or if the man is too rough but mostly it feels good."

"I don't know," Nina said. "Last night I took my mom's mirror into my room and looked at my weewee, I mean vagina. I just can't imagine that it would not hurt to put something inside it."

"I guess it does look that way but the vagina will expand to accept a penis." I said. I was actually getting a kick out of telling Nina these things.

"Do you think that anyone will ever want to have sex with me?" Nina asked.

"As pretty as you are you will have to beat the boys off with a stick," I said. Nina laughed. "What if I don't have a stick?"

"That will be a problem," I said.

"Do you really think I am pretty?"

"Yes. You are a very pretty girl and you will be a beautiful woman," I said.

"Will I be as pretty as you?"

"Flattery will get you everywhere with me," I teased.

I spent the rest of the day answering Nina questions, most of which were about sex. It was beginning to get difficult to answer her questions in any detail. When she asked specific questions about how things are done I often didn't know how to describe them adequately.

Nina went home at four o'clock and before she left she asked if she could come back again the next day. At that moment something happened that surprised me. I felt myself become aroused. I didn't know why that happened but I guessed it had something to do with all of our talk about sex and a desire to continue our conversation the following day. I really enjoyed talking to Nina about sex. She was so young and knew so little; I guess it gave me a feeling of power.

I told Nina she could come back in the morning if she wanted to and then I began cooking dinner as Nina left through the patio door.

John came home that evening with the news that he had to go to Atlanta for a week and he would be leaving the following morning. This was not unusual, as John often had to take business trips on short notice. We made love that night as we always do the night before John leaves for one of his business trips. That night I was more aroused than usual and although John gave me three orgasms I was still awake and horny when he feel asleep. It was in this sexually aroused state that I came up with an idea for helping Nina with her sex education.

It was Wednesday morning and John had just left for the airport and I was sitting at the kitchen table with a cup of coffee. I was rethinking my idea for teaching Nina about sex. I began to worry that I had already told her way too much and that I should back off. Was I being a friend when I told her these things or was I satisfying some perverse need of my own? After all, Nina was only fifteen. Should she be getting her sex education from a thirty-five year-old neighbor? I decided that I would have a talk with Nina and explain why it was not appropriate for me to continue talking to her about sex.

Shortly after nine o'clock Nina appeared at the patio door. She came into the house and began helping me clean the kitchen. Neither of us spoke for a while. I think we were both nervous but for different reasons. Nina wanted to ask me to continue educating her about sex but was embarrassed to ask and I was nervous about telling her that we couldn't talk intimately about sex anymore. I was supposed to be her friend and I was about to start acting like a parent. When the kitchen was done I took Nina into the living room and we sat down.

"Nina, I think we need to talk. I have been thinking about all the things we have been talking about and I am not sure it is such a good idea. I am old enough to be your mother and I am worried about the influence the things I tell you might have on you," I said.

I could see the disappointment on Nina's face as she lowered her head and looked down at her hands. "Don't you want to be my friend anymore?" she asked.

"Of course I do but..."

"I can't talk to my mother about any of this and you are my only friend. These last two days, talking to you like this has been the most fun... Ah... It's more than fun but I don't know how to describe it. Please don't stop. This is our secret. I'll never tell anyone what we talk about," Nina said.

Nina looked at me and her dark brown eyes were open wide making her look like she was pleading with me, which I guessed is what she was doing. I sat quietly for a minute trying to decide what I should do. Actually, I knew what I should do but I was pulled the other way by what I wanted to do. I looked at Nina's pretty face again and made my decision.

"Okay. If you are sure this is what you want."

Nina hugged me and said, "Thank you. This will be fun, you'll see and it will be our secret."

"Nina, I thought about this last night and I came up with an idea that might help make everything you want to know about sex a little clearer. What I am about to suggest I am sure your mother would not approve of and if anyone were to find out about this we would be in big trouble," I said. "Are you interested in hearing my idea?"

I could see the excitement on Nina's face. I guessed the idea of doing something that her mother would not approve of interested her almost as much as learning about sex.

"Yes, I want to hear your idea."

"My husband visits a lot of the pornography sites on the Internet and he downloads movies from the sites and keeps them on his hard drive. He doesn't know that I know where he stores his favorite movie clips. These movies will show men and women having sex and we can watch these movies if you want."

Nina's expression held all the answer I needed. "Come with me," I said and led Nina into the study.

John always left his computer on so all I had to do was move the mouse to wake it from sleep mode and then go to the folders on his hard drive. I clicked on a folder named Taxes and then clicked on a folder named tax instructions. Inside that folder were several folders, none of which contained anything remotely related to tax instructions.

The first folder I opened contained six video clips. I clicked on the first clip and it opened the Windows Media Player and loaded the clip. When video clip started it showed a man and a woman sitting on a sofa together. The man began kissing the woman, pushing his tongue into her mouth. I had seen this video and the others in this folder several times. When John was away from home on business trips I often watched these clips while I masturbated. I knew what was going to happen in the video. It was the usual progression. The man would go from kissing the woman's mouth to sucking on her breasts and then the woman would pull the man's cock out of his pants and begin sucking on it. Then it was the man's turn to go down on the woman and then intercourse. The scenes often ended with the woman finishing the man in her mouth or the man pulling his cock out of her pussy and shooting his load on her ass or on her pussy.

Instead of watching the movie clip I watched Nina's face as she watched the video. I wanted to see her expressions as she watched what was happening on the screen. I expected Nina to ask me a lot of questions during the video but she didn't say a word. The clip lasted about fifteen minutes and when it was over I said, "What did you think of that?

"I don't think I understand everything that happened but it was exciting to watch. It made me feel funny," she said.

"How did it make you feel funny?" I asked.

"I feel funny down there," Nina said as she pointed between her legs.

I felt myself get a thrill between my own legs when she said that.

"How did it feel?"

"It felt nice. I felt like I wanted to do the things I was watching. Something else happened too," she said.

"What's that?"

"I think I peed myself a little. I didn't feel it happen but my panties feel a little wet."

I briefly explained how her excitement had caused her to excrete some sexual juices and that's what made her panties damp.

"Is that a bad thing?" Nina asked.

"No. That is what is supposed to happen. It's your body's way of preparing itself to have sex. It is a natural lubricant for your vagina."

Nina's face was glowing. "I think I like the way it feels down there," she said.

I smiled at her and said, "I'm glad you like it. Do you want to watch another video?"

"Yes, please."

As I clicked on the next video I told Nina that she should ask me questions about anything that happened in the video that she didn't understand. The couple in the second video was on a bed but other than that the content was about the same as the first clip. Nina was not shy about asking questions. When she would ask a question I would pause the video and explain what was happening. We talked about foreplay, oral sex and why the man shot his sperm on the woman's ass.

Then we watched more of the videos and I found myself explaining anal sex and blowjobs and how sometimes in the movies the guy would cum on the girls face and sometimes he would shoot it into her mouth. I also compared what happened in these movies to what happened in real life.

We watched eight video clips and I could tell they had quite an effect on Nina. She was squirming around in her seat as she watched and I don't think she even realized what she was doing. What I found to be the most interesting was my own reaction. I hadn't really watched the video clips. I had spent most of the time watching Nina and answering her questions. In the end I was as aroused as she was. My panties were wet and all I could think of was how badly I needed to get myself off.

"So Nina, how do you feel now? Do you think you have learned enough about sex yet?" I asked.

"I don't know how I feel. I guess I would have to say that I feel funny. My panties are so wet I would swear that I peed myself and I feel very sensitive down there. Is it Normal to feel like this?" Nina asked.

"That's is normal. You are sexually aroused."

"How long will I feel like this? I feel like I'll go crazy if this doesn't go away soon," Nina said.

I felt bad for Nina. I had the same need for release that she did but I knew how to get relief and she didn't. I wondered for a moment if I should teach her about masturbation. I was again thinking about the appropriateness of a thirty-five year-old woman teaching a teenager about masturbation. Then I thought back to how I learned about it. I was fourteen when one of my friends told me about it. So Nina was old enough to know about it and if I remembered that I was supposed to be her friend and not a parent it would be okay for me to teach her.

"The feeling will pass in a while but I know how frustrating it can be when you are this aroused. Would you like me to tell you how to relieve yourself and also make yourself feel even better?" I asked.

"Yes."

"Do you know what masturbation is?"

"No."

"Masturbation is a way of sexually stimulating yourself," I said. Without taking my clothes off I described to her how to use her fingers to pleasure herself. As I explained the technique to her I felt myself getting more aroused and I was tempted to pull my shorts down and give Nina a demonstration but I resisted that urge.

Nina listened intently and asked a few question. The most important one seemed to be, "Would I be a bad person if I did that?"

"No. Of course not. Most girls masturbate, usually starting when they are about your age or maybe even a little younger," I said.

"Did you do it?" Nina asked.

"Yes. I started when I was fourteen," I said and then explained how my friend told me about it. Then I said, "I still do it Nina."

"You do?"

"Yes and I plan to do it tonight. Would you do me a favor?"

"Yes, anything," Nina responded.

"I want you to try it tonight and then tell me about it tomorrow," I said. "Will you do that for me?"

Nina looked a little embarrassed when she answered. "If you want me to I will."

I found myself staring at Nina. She was really a beautiful young lady. For fifteen years old she was well developed. Her breasts appeared to be a B cup size. Her legs were long and shapely and her buttocks were firm and nicely rounded. It was only her face that gave away her young age. The amazing thing was that Nina didn't seem to have any ego about her looks. She liked it when I told her she was pretty but she didn't act as though she thought of herself in those terms.

I couldn't explain it but I felt a strong attraction to this girl.

I was surprised when I looked at the clock and realized that we had spent four hours watching those videos so I suggested we have a sandwich and go out to the pool.

Nina went home at four o'clock that afternoon with the promise that she would come back in the morning to tell me about her first experience with masturbation.

I went to bed early that night. I slip off my panties and top and lay down on the bed nude. I began thinking about the sex I had with John the night before and how good it was as I licked my fingers used them to spread my labia. I gently worked my fingers up and down my slit as I visualized John's cock sliding into me. I though about all the things I wanted to do to John when he got back home as I penetrated myself with my fingers but when I began to tease my clit with my other hand I suddenly had an image of Nina laying in her bed doing the same thing to herself.

This image in my head had an unexpected effect on me. I felt my sexual juices running down my fingers and I began to climax. It wasn't a big orgasm but I had never cum that quickly while masturbating before. Even after the orgasm I was still aroused and I couldn't get the image of Nina lying in bed sliding her fingers up and down on her pussy out of my head. I imagined the expression on her face as she reached her first orgasm. My second orgasm took much longer than the first but it was a lot more intense and I was still thinking about Nina when it happened.

I was able to drift off to sleep after that but I started to dream about watching Nina. In the dream she let me watch her masturbate. I woke up at two o'clock in the morning with my pussy dripping wet and crying for attention.

This time as my fingers worked their magic on my clit I dared to imagine myself not only watching Nina but also touching her while she masturbated. This fantasy lead to another intense orgasm and then I was able to sleep.

I was up drinking my morning coffee by 6:30 AM. I couldn't get the thoughts of Nina out of my head. I didn't understand why I was feeling that way. I had never had any sexual fantasy about another female before and I had never been attracted to another female. I had to admit to myself that I was definitely attracted to Nina. I began to wonder what Nina would look like without her clothes on. How much hair would she have around her young pussy? What would her nipples look like? Then I wondered what it would feel like to touch her nipples and her breasts. I wondered what it would be like to touch her vagina. Would she let me do that? What would it feel like? Would I want to kiss it?

Without even realizing it I had slipped my hand inside my panties and was rapidly bringing myself toward an orgasm.

It took me several minutes to recover from the intense orgasm but even in my more rational state I still knew that I had a desire to be more than just a friend to Nina. I thought of the danger of trying anything with Nina and weighed that against my lust for her and the lust won. I decided that I would see how far I could go with her. I would try not to push so hard that I would scare her away but I had to at least try.

When Nina came over at ten that morning I had already finished cleaning the kitchen so we went directly into the living room and sat down.

I knew I should be patient but I couldn't wait. "Did you do what I told you to do?"

"Nina looked a little embarrassed. "Yes."

"Did it feel good?"

"It felt very good. That's why I am late coming over this morning. I did it again after my mom left for work."

"What did you think about when you did it?" I asked.

"Last night I was thinking about the videos we watched yesterday," she said, "but this morning I was thinking about you. You told me that you were going to do it last night and I pictured you doing it while I did it. Is that bad?"

I had put clean panties on just before Nina arrive that morning and now they were wet.

"That's not bad. I thought of you last night when I did it too," I said.

"You did?"

"Yes. Now what would you like to do today?" I asked.

"I don't know. What do you think we should do?"