Jenny arrived home from school. As she walked up her drive, she fumbled in the pocket of her short skirt for her door key. It was not in it’s usual place attached to the clip, so she assumed it must be in her rucksack. She took it off and unzipped the smallest pocket, but the key was not there. She sighed and tried the middle compartment with the same lack of success. Finally, she pulled her books out of the main compartment and placed them on the doorstep then rummaged around but still there was no key. “Shit!” she muttered.

None of her friends lived nearby, but fortunately the weather was dry and mild so she sat on the top step leading up to the front door. She grabbed the book she had to read for English Literature, expecting a long wait until her parents returned from work.

She was just 14, slim and very pretty with blue eyes, a slightly turned-up nose and long blond hair held in a ponytail. She had long, shapely legs, toned by the many sports she loved. Her puberty had gradually crept up on her over the past couple of years. Her breasts had developed into a nice handful, as her first boyfriend had told her. Wispy blond hair had begun to appear on her pubis and her labia had become more pronounced and slightly darker in colour. Her boyfriend was unable to comment on either of these though, as she had refused to let him into her panties. That was the reason he had dumped her after numerous failed attempts.

Her periods had started over a year ago and had been heavy and erratic so after a few months with no improvement, her mother had taken her to the doctor who prescribed the pill. The doctor also mentioned the pill’s other benefit in addition to controlling her periods. Her mother noticed Jenny’s grin and when they got outside the clinic, she said, rather severely “Don’t even think about it!” Although she did think it was one less thing to worry about with bringing up a teenage daughter.

“I’m not ready for sex yet Mum!” she had replied. “Anyway, I don’t even have a boyfriend.”

In her daydreams she was planning to stay a virgin until she was at least 18 then meet the love of her life, get married after she finished University, have kids a few years later and live happily ever after. She had not taken into account losing her key.

Andy had recently moved in next door but one, further up the hill. He had met Jenny soon after they moved in when her parents had invited them round for welcome drinks. Since then, he always said “hello” and gave her a big smile when he saw her at school or on the bus and sometimes there was a little fun banter between them. He thought she was really fun and sexy but too young for him. He was 16 and one of the school’s sports stars, in addition to having a bit of a reputation with the girls, so her friends teased her whenever he greeted her. She secretly liked being teased about him, even though she usually blushed, but he always seemed to have a bunch of girls from his year hanging around him so the sexy dreams she had about him seemed pointless.

He had caught the bus home 15 minutes after Jenny and as he walked past her house, he looked up her drive and saw her sitting on the doorstep.

“Waiting for me?” he shouted, grinning.

“In your dreams!” she replied, laughing. “I’ve lost my key.”

“Why don’t you come in with me until your parents get home?” he offered, adding “Your pretty little bottom must be getting cold sitting on the doorstep.”

She blushed but managed to reply “I’m sitting on a book, but it would be more comfy on your sofa, if you don’t mind.”

She got up, put her books back into her rucksack and followed him up the street and into his house. They both kicked their shoes off and used the toilet. Then he showed her into the open plan lounge/dining room.

“Do you want to carry on with your homework on the dining table or do you prefer the sofa?” Andy asked.

“I’ve got this book to read for Lit, so the sofa would be comfier if that’s OK” Jenny replied.

“Of course it is. Can I get you a drink?” he asked.

“Coke please, if you have it” she replied, getting her book out, and sitting, with her legs curled up on the sofa in her usual reading position.

First she texted her Mum to tell her about the key and to say she was doing homework with Andy. Her Mum texted back her approval and to say they would be quite late getting home.

He went upstairs first and changed into a t-shirt and jogging shorts, then went down to the kitchen. He got them both a coke and sat opposite her on the other sofa. After a while, he looked over to her and his eyes went wide as he could see that her skirt had ridden up so that he had an unobstructed view of her legs, right up to her white cotton panties. She sensed that he was staring at her so she looked up and immediately knew what he was staring at, before he could look away.

She blushed and said “Sorry” as she pulled her skirt down.

“I’m sorry for embarrassing you but you’ve got such beautiful legs, I couldn’t look away” he said.

She blushed even more but carried on reading, letting her skirt ride up without bothering to pull it down again. She knew he could probably see her panties too but she was getting really turned on with him looking at her. The bulge in his shorts told her he was enjoying it too.

She switched to history and realised she had missed some important dates in her notes. “Could I borrow your computer for a few minutes, there are a couple of things I need to look up?”

“Sure, but it’s an old desktop of my dad’s, so I would have to bring it down with the monitor, keyboard, mouse and stuff. Would you mind using it in my room?”

This sounded dangerous but she was sure he would not push her too far.

“OK. Providing you promise not to rape me!” she grinned.

“I promise!” he replied, laughing and he led her upstairs and into his room.

“Sorry about the mess” he said. “I wasn’t expecting company.”

“Don’t apologise, mine’s probably worse” she replied. But probably not quite as smelly, she thought.

“The computer takes a while to boot up so you can sit down for a couple of minutes if you want” he said.

She sat on the edge of his bed while he switched the power on. While they waited, he sat next to her and they chatted, mostly about school sports. It was not long before his hand drifted over to cover her’s which was resting, palm down next to her on the bed. She turned and grinned at him, so he risked a kiss. When she moaned and whispered “That was nice!”, he followed up with a longer one, teasing her lips with his tongue. She opened them slightly to let him slide it in, her tongue meeting his to welcome him in.

The kiss became more passionate and his other hand found her breast through the soft material of her white, short-sleeved blouse, confirming that she was not wearing a bra, as he had guessed. His gentle caress felt really nice, but she would not usually let a boy feel her up on a first date and this was not even a date. Still, it felt nice and he was not being aggressive, so she let him carry on. He was half expecting a slap but, when she moaned louder, he fondled the other breast too and traced a finger around her areola through her blouse, causing her nipple to harden and become erect. He was mesmerised by her sensitive breasts and started to undo the buttons of her blouse.

She realised what he was doing and thought about stopping him, but he was a really nice boy and she was confident that he would stop when she asked him to. When he had undone a couple of buttons, he slid his hand in to cup her naked breast. She gasped and stopped kissing him for a second, whispering “Naughty!”, but when she locked mouths with him again and reached up to pull his head closer, he knew she was not stopping him yet. He undid the rest of her blouse buttons and opened it wide to reveal her pretty breasts. He then pushed her blouse off her shoulders and she let it slip down her arms, leaving her naked from the waist up for the first time with a boy. She felt really naughty but excited by him looking at her breasts with a big smile on his face. She was pleased that he did not look in the least bit disappointed that they were not bigger. He then removed his t-shirt and she smiled when she saw the toned muscles of his chest and realised she was getting more excited now that they were both naked from the waist up. She fantasised about rubbing her hard nipples against his chest.

He pulled away from her mouth, smiled at her, then gently pushed her onto her back. She did not resist but was a bit worried. This was getting dangerous, but maybe it would be OK for just a little bit longer. He kissed down her neck to her breast and started teasing her nipples with his tongue. She moaned on every touch. When her nipples were both well and truly hard, he started sucking on each breast in turn. She gasped. This felt so good. She had let her ex-boyfriend play with her breasts, but he had never used his mouth and got her nowhere near as excited as this. Her nipples seemed to be hard-wired to her clit and her hips were writhing about.

Andy looked up to her and smiled. He could see that she was getting as highly aroused as he was. He decided to push his luck and put his hand on her knee. When she did not immediately stop him, he slid his hand around, behind her knee and caressed the sensitive spot there with his fingers. She giggled, then moaned louder, loving the feel of his gentle fingers and amazed that it caused her pelvic muscles to contract. She knew he was getting her really excited and that she would have to stop him soon, but he was making her feel so good she decided to let him carry on just a little longer.

Her eyes went wide and she gasped as he slowly slid his hand up the inside of her thigh, caressing the soft, smooth skin with his fingers. She moaned louder as he was making her feel so good. Her panties were soaked with her flowing juices. She had never been so sexually aroused before but she was frightened, thinking this was too erotic. She was worried that if she did not stop him before he reached her panties, she probably couldn’t. She was about to shout “Stop!” when his hand suddenly left her leg, only inches from her panties. She whimpered and was shocked at how disappointed she felt.

However, her smile returned when she felt his hand on her other knee. He repeated his caressing inside the second leg. This time, his magic fingers were almost touching her panties. She knew she must stop him now, not just because she was about to lose control but also because she would be extremely embarrassed when he touched her wet panties. His fingers felt so nice, but she hesitated too long, her will-power deserting her as soon as his fingers caressed her labia through her wet panties. She gasped loudly and pulled his head closer as his mouth sucked harder on her breast.

He reached round to undo the clasp and zip at the side of her skirt and she raised her hips to let him slide it off her. She could hardly believe she was letting him do this. She was now naked except for her tiny wet panties. He eased her into the middle of the bed with her head on the pillow and kissed all the way from her lips down to her neck, breasts and then her cute tummy button, licking it to make her giggle. At the same time his hand had again caressed up her inner thigh and was now gently rubbing her labia through her panties. He kissed down her tummy to the top of her panties then pulled the front down a little so that he could kiss her pubis through the wispy blond hairs.

He then sat up and gripped either side of her panties. She whimpered, knowing what he was going to do and she knew she should stop him. He looked up to see her wanton eyes, smiled at her questioningly and she nodded, not believing she had done that. He slid her panties slowly over her bottom as she raised her hips to help them down her legs and off. He looked at her with a lusty smile. “You’re so beautiful Jenny!” he exclaimed. She smiled at him but was suddenly scared as this was the first time a boy had ever seen her completely naked. This was much father than she had planned to let him go. Her mind screamed “Stop!” but her body was not listening, now totally controlled by her hormones. It was then that she realised her body was his to do what he wanted and she was really scared.