Matt, Chloe and Tina: 1 Getting Together
Copyright© 2026 by Dionysos
Chapter 4: Rainy Days
Coming of Age Sex Story: Chapter 4: Rainy Days - Matt, a young investment banker meets sexy 15-year-old waitress, Chloe. Despite their age and background differences, they have an instant and growing attraction to one another. However, Chloe was already in a relationship with her best friend, Tina. How is this going to work?
Caution: This Coming of Age Sex Story contains strong sexual content, including mt/ft Ma/ft ft/ft Romantic BiSexual Heterosexual Polygamy/Polyamory First Oral Sex
On Wednesday Matt had to work late and when he got home at 9, it was raining heavily. He dried himself off and changed out of his suit into some old jeans and a sweatshirt. Just before 10, he set off with a large golf umbrella and got in his car to meet Chloe after she finished work. He managed to park in the lay-by in front of the shops, just along the road and was standing close to the restaurant door when she came out. She initially looking horrified at the way the weather had turned, but then a big beam crossed her face as he moved closer and held the umbrella over her.
“You’re so lovely!” she squealed as she put her arms around his neck and gave him a big kiss.
“Not everybody thinks so!”
“Well I do. It was so thoughtful of you.”
“It was worth it, just for that kiss!”
She gasped when she saw his car in the lay-by. “You got your beautiful car wet!”
He laughed as he held the umbrella over her as she got in the passenger door. He was not as successful at keeping himself dry. He had to collapse the umbrella and stow it behind his seat while he was exposed to the weather before he got in.
When they arrived at her house, he parked directly outside. She kissed him and went for the door handle. “Thank you so much, you’re awesome!”
He was already out of the car, retrieving his umbrella. “Wait! You’ll get wet.”
He walked around to the passenger side and held the umbrella over her as she got out. He walked her to her front door and she turned to kiss him. “I think I love you!” she exclaimed, before dashing inside and leaving him speechless on the doorstep. Once he had recovered, he walked back to his car and drove the short distance to his apartment.
The next morning, she messaged him <I bragged to my friends about how much of a gentleman you were last night. They’re all so jealous!>
He replied <It’s how I was brought up to treat a lady>
On Friday he finished work early and went to the gym for a workout, then relaxed at home for a while. Fortunately, the wet weather had passed, so he was able to walk up to the restaurant for dinner without getting wet. He had decided to eat a little later than usual, so that he could be ready to leave the restaurant at the same time as Chloe. The maitre d’ seated him and his favourite waitress soon appeared with a gin and tonic.
“Good evening, Sir. I’m Chloe and I’ll be your waitress this evening. If there’s anything you want, you only have to ask.”
“Good evening Chloe! I’d like to nibble a nice tender bottom, I mean rump steak please.”
She could not manage to suppress a little giggle. “Medium-rare as usual. Or would you prefer something a little juicier?”
“Medium-rare would be fine, at least for tonight. And a bottle of your favourite wine, please.”
“Coming-up, Sir!” she grinned, giving him a sexy wiggle of her rump as she walked to the kitchen.
After the steak, he had plenty of time for a desert and a coffee while waiting for Chloe to finish work. As they were so busy, she could not get away before 10:30.
“Sorry I’m so late Matt.”
“Don’t worry. It gave me more time to watch your lovely legs and sexy bottom, rushing around between the tables. And I really like it when you know I’m watching and give me a sexy little wiggle!”
“I do not!” she exclaimed, trying to look innocent, but laughing.
They took the scenic route and spent some time in the dark alley making out. Again, he made no attempt to feel her breasts. She decided that he must think them too small to bother.
As they got near to her house, he asked “Would you have time for a little walk along the river tomorrow, then perhaps I could help you with maths revision and we could decide what to do for the evening.”
“That would be really nice, but I’m having a bit of trouble with some macro-economics too. Are you any good at it?”
“Sure. I did A-level economics and I’ve been doing some work on macro-economic modelling recently. I didn’t realise you were doing economics. How many subjects are you taking?”
“Nine - maths, economics, business, computers, English language and literature, French, geography and music.”
“What instrument do you play?”
“The triangle” she replied, laughing. “Actually, the piano. Do you play?”
“Yes, I learned the piano too, but then I started playing keyboards in a band.”
“Are you famous?”
He laughed “No. We just played local gigs and at uni for fun.”
“We should play together sometime, it’d be fun!”
“Definately, if you promise to sing too.”
They were almost at her house, so they kissed goodnight and they went to their separate homes.
The next morning, Saturday, Chloe did her chores while Matt went to the supermarket to stock up. After lunch, Chloe walked down to Matt’s for him to help her with maths and economics revision. After an hour of maths and an hour of economics, she was finding everything easier to understand with Matt explaining, and she was gaining more confidence. It was a beautiful early summer day, so they went for a walk along the riverbank, holding hands.
“So, how’s the rest of your revision going, Chloe?”
“Good. We finished the syllabus in all my subjects a couple of weeks ago, so homework is revision for a topic which we get tested on the next lesson. The teachers explain any problems we had with the tests, but in the advanced classes I’m in, nobody has any big problems, except in maths with old Doddy.”
“Don’t worry Chloe, a few more sessions and I guarantee you’ll easily get an A in maths.
There was a clearing through the woods at the side of the river and some sails were visible on dinghies being rigged.
“Do you want to take a look at the sailing club?” Chloe asked.
“Sure, have you ever been sailing?”
“Only a couple of times, and I loved it, especially when it got gusty!”
He was pleased. He had already been thinking about taking her on his parent’s yacht. “So, didn’t you get scared when the boat started leaning over and going faster?”
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