Matt, Chloe and Tina: 1 Getting Together
Copyright© 2026 by Dionysos
Chapter 15: School’s out for Summer!
Coming of Age Sex Story: Chapter 15: School’s out for Summer! - Matt, a young investment banker meets sexy 15-year-old waitress, Chloe. Despite their age and background differences, they have an instant and growing attraction to one another. However, Chloe was already in a relationship with her best friend, Tina. How is this going to work?
Caution: This Coming of Age Sex Story contains strong sexual content, including mt/ft Ma/ft ft/ft Romantic BiSexual Heterosexual Polygamy/Polyamory First Oral Sex
Chloe woke up with her alarm at 6:30 on Monday morning. She turned over sleepily to find that Matt was not there. She was disappointed, but then started to relive her weekend and a big smile spread across her face. She was no longer a virgin and had experienced the pleasures of having her lover’s cock inside her. She felt all tingly, just thinking about it.
Her mum was on an early shift and had already left for the hospital, so Chloe grabbed a quick coffee and a slice of toast on her own. She knew she was crazy getting up so early on the first day of the school holidays, but she was looking forward to seeing Matt and their regular swim with Tina and Lisa. However, Lisa texted to say she overslept, was still tired and was going back to sleep.
Chloe and Tina arrived at Matt’s apartment at the same time, exactly 7 o’clock. Matt was a few minutes late, also tired from the weekend, but they were soon in his car and on their way to the pool. Despite being tired, both girls were bubbly, gossiping about the party. After 20 lengths, they all decided it was enough. Matt let the girls get out of the pool first, as usual, so that he could admire their tight little bums. They both gave him a little wiggle on the way up the steps. After drying and dressing, they were back in his car and when they got back to the apartment, he left to get the train into the City.
After dropping Chloe’s Versace dress off at the dry-cleaners, the girls met up at the tennis club where they knocked-up for an hour or so. They then walked up the hill to Tina’s house to grab some lunch and spent the afternoon lazing in and around the pool. When Matt arrived back from work, Chloe went over to his apartment to talk. After kissing him and giving him time to get changed, she asked “Matt, can we talk about you, me and Tina?”
“I think we need to. Things are moving fast and I think we need to be sure everyone is OK with the direction we seem to be headed in. You first.”
“OK. I love you and Tina too and I really want to have a full relationship with you both. I’m convinced that you and Tina are falling in love, and I’m more than happy about that. So, the question is, do you and Tina think the same way and, if so, could a three-way relationship work? It seems a bit radical.”
“Well, I have to admit that I’m definately falling for Tina too, but I don’t want to risk what we have. But maybe we have to take risks sometimes in life to avoid the ‘What-ifs’. One of my heroes wrote ‘Take half a chance and you won’t be sorry for a might-have-been’.”
“Sounds like a great philosophy! I’m pretty sure Tina will be up for a threesome too. Do you think it could work?”
“Well, I think we’re going to face a lot of challenges, but if we believe in us, I think it could.”
She kissed him. “The first challenges are coming right up. We are going on holiday together to Cornwall with my parents, without her. She is reluctantly going on holiday with her parents at the same time. Then we are going to Croatia to meet your parents on the yacht and after that you talked about joining your friends in Sardinia. It wouldn’t be fair to leave Tina alone all summer if we’re all supposed to be in a relationship.”
“Well, I don’t think we can do anything about the Cornwall holiday. For Croatia, I’ll just tell my parents about the three of us. I think they will be happy for the three of us to go. The Sardinia trip will definately not be a problem, although I will definately get a number of ‘Lucky bastard!’ comments.
“The question is, can Tina get her parents to agree to coming with us?” Chloe said.
“We need to talk with her. As Lisa and Tom are coming over tomorrow, I’ll invite Tina over on Wednesday so we can talk with her privately.”
On the Tuesday, Chloe, Tina and Lisa got the bus to the shopping centre where they all bought bikinis, wraps, sundresses and summer dresses ready for their holidays. In the afternoon, they went to Tina’s for a swim to cool off, naked as usual.
In the evening, Tom and Lisa came to look at the guest apartment and talk to Matt. After greeting them on the landing, he took them straight into the guest apartment. It was just as luxurious as Matt’s apartment, but with smaller rooms and only one bedroom. He had furnished it in the same style as his own and it was complete with bedding and towels.
“Wow! This is fantastic!” Lisa exclaimed. “And we can have it for the whole weekend?”
“You can have it for the whole summer” Matt replied. “I’m sure I won’t be having any guests over the summer and we have the spare bedroom in our apartment if someone does turn up.”
Lisa rushed over and kissed him, excitedly. “Thank you so much Matt, you’re wonderful!”
Tom laughed and went over to shake Matt’s hand. “Thanks a lot, Mate, but I’m not giving you a kiss!”
“OK, pleased to help out my friends,” Matt said. “The cleaner will come in on Tuesday afternoons, after she finishes my apartment. There’s a change of bedding and towels, but you will need to wash them. There’s toiletries and even new toothbrushes. You just need to buy food and stock up the fridge. There’s WiFi, internet and Netflix on the same subscription as mine.”
“Our very own luxury love-nest!” Lisa exclaimed. “I can hardly believe it!”
“So, here are a set of keys and security fobs each” Matt said, handing them over. “Why don’t I take Tom back to my apartment for a drink while Chloe shows Lisa how everything works. Come and join us when you’re done.”
Matt got himself and Tom a beer and after they both said “Cheers!”, Tom started hesitatingly. “The necklaces you gave Chloe and Tina for their birthdays looked amazing. I know you’re good friends with all three of them so I was wondering what you might get Lisa.”
“Well, it would be inappropriate to buy Lisa jewelry, that’s what boyfriends do, so I got her an iPad as Chloe said she needed one.”
Tom initially looked pleased, but then frowned. “I can’t afford to buy her solid gold jewelry.”
“Well, I think silver would look better contrasting with her darker skin and silver would be more affordable, though still not cheap.” Matt advised.
“I think you’re right, silver would look great on her, but I don’t know anything about silver.”
“Well, pure silver is too fragile, so most jewelry is made of sterling silver which has a small percentage of another metal. Silver plated is even more affordable, but I wouldn’t recommend it as the plating will wear away. If you shop around, you could probably find a nice sterling silver chain and pendant for around 100 pounds.”
“Thanks, Matt, I could afford that, so I’ll take a look.”
The girls came back to join them and after Matt poured them some champagne, they sat chatting in the lounge.
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