The Shadow Tycoon
Copyright© 2026 by CaffeinatedTales
Chapter 62
The moment the room door opened, a short, brisk chime rang out inside. It was neither harsh nor long, lasting only a second or two.
That sort of chime existed for one purpose, to remind the people inside that someone was opening the door, so as to avoid awkward situations as much as possible, if only by granting a few seconds of warning.
Jorgreman stood up. There were three young men beside him, all clearly taking their lead from him, and they followed him in greeting William.
William walked over with a calm expression and extended his hand. He shook hands with Jorgreman. Jorgreman behaved with a certain restraint. After exchanging a few fitting pleasantries, he introduced the three young men standing behind him.
“These are all outstanding Account Managers from Golden Exchange Bank...” Ignoring the fact that their names hardly mattered at all, William already roughly understood Jorgreman’s meaning.
He would not swallow this business alone. In fact, he would not involve himself in it at all. William would reach a loan arrangement with these three Account Managers, and the pledges in his hand would become their performance.
For Jorgreman, it made no difference which of them signed William’s business. At his level, personal performance no longer mattered. Even if he failed to close a single deal all year, no one would think him useless.
As credit department manager, his “performance” was the collective achievement of the entire credit department. Since it made no difference whether he signed the deal himself or not, why not use those contracts to buy people’s loyalty?
Where there were people, there would be struggle. Where there was struggle, there would be factions. These three young men were Jorgreman’s firm supporters. They were younger, with more potential. If these deals, and those that came after, ended up in their hands, they would be pushed to a higher place.
At the same time, as manager of the credit department, he too would benefit from it. So why not be a generous superior?
Besides, it was also a preventive measure. If something went wrong on William’s side during the whole process and affected the bank’s interests, Jorgreman could immediately detach himself from it. None of it would have anything to do with him.
He had merely handled the introduction. He had merely confirmed that these loan applications complied with the bank’s procedures for review. As for everything else, it had nothing to do with him at all. If anything illegal existed within it, then naturally that too had nothing to do with him.
If the cooperation went smoothly, he could still benefit from it. Loan contracts worth several million dollars had been signed under his supervision. As the direct man in charge of those results, he too would receive important evaluations from the division, even from headquarters.
For the bank’s upper ranks, especially in a department as important as credit, assessment and prevention of risk would always come first. They could tolerate making little money, but they absolutely could not tolerate massive losses.
With Jorgreman taking the lead, everyone first chatted briefly, and before long the topic shifted from unremarkable ordinary matters to the Federation’s recent economic trends.
Economic development seemed to have suddenly slackened. Small problems had appeared in every trade and profession. One could tell from the year-on-year comparison of loans issued by the six great banks in the first half of the year against previous years, both in loan ratio and total amount extended, that society was quietly changing.
As they talked, Jorgreman gradually relinquished control of the conversation and let the young men speak freely, while he himself observed from the side, chiefly observing William.
Copies of Gatnau Finance Company’s new contracts had already been sent to the division. The legal advisers there believed the supplementary clauses in Gatnau Finance Company’s loan contracts held great significance and value. They too were planning to roll out their own new contracts in the second to third quarter of next year.
The reason it would take that long was, on the one hand, to wait until the current batch of contracts had been used up before printing new ones, which would save a good deal of money. On the other hand, they also needed to conduct an investigation into whether those clauses conflicted with the local laws of certain states.
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