The Shadow Tycoon
Copyright© 2026 by CaffeinatedTales
Chapter 133: The Answer Lunite Did Not Expect
A bank’s money was a very broad concept. Before the bank settled an individual’s or organization’s money in cash, every dollar deposited in the bank could be called the bank’s money.
That was also one reason banks were not especially afraid of financial fraud. Sometimes, they would even take part in it voluntarily and play a role that did not look particularly pretty.
The reason was actually simple. Take William, for example. If he borrowed that much money, he could not possibly carry all of it on his back wherever he went, and he certainly could not put that much money somewhere unsafe.
The only thing he could do was keep the money he borrowed from the bank inside the bank. If one thought about it carefully, it was absurd, but in a certain sense, it also satisfied the bank’s need for risk control.
Sometimes, before issuing a loan, the bank would even sign a supplemental agreement. The specific amount of the loan would be deposited into a designated special account, and that account would be supervised by the bank.
If the bank believed the risk was too high, it could freeze the money at any time until it believed the risk had declined.
A company borrowed ten million dollars from a bank. In principle, the ten million dollars belonged to the company, but it was deposited in the bank. If that company suddenly collapsed at this moment, what would happen?
The bank would have an additional ten million dollars in bad debt, but it would also hold an additional deposit, along with an initial interest payment.
There were too many ways inside this arrangement to avoid certain risks. At the same time, when it came to bank bad debt caused by a company’s bankruptcy, the people actually responsible were not as frightened as outsiders imagined.
William’s answer left Jorgreman caught between laughter and exasperation. He thought William was already playing a very large game, but William regarded it as a small amount of money. That made some of the vigilance in Jorgreman’s heart relax completely.
What he had considered an alarming sum might, in William’s eyes, be no more than a handful of beans. What was there for him to worry about?
After that, Jorgreman decided to lend to Dyson Company. The full one million six hundred thousand dollars was transferred into Dyson Asset Management Company’s account the moment Jorgreman signed his name.
Looking at this steady young man, Jorgreman finally felt that he had grown old.
“Free tonight?” he asked casually. William thought for a moment, then nodded.
He had no other arrangements that evening. In fact, at this stage, much of his work was still in the coordination period. More importantly, he had no money in hand. He had been drawing pies this whole time. Now that the pies were almost drawn, he naturally needed to find money to fill those plans.
Before the plans began, he still had plenty of time and leisure.
Jorgreman clapped his hands, making the decision for William. “Come to my house tonight. You should try my wife’s cooking. We can talk about the next stage of work. I believe we’ll have some common topics.”
As he spoke, he did not forget to add, “And you can meet my family.”
His regard for William came from two aspects. The first, naturally, was that William’s methods and thinking were far too polished to belong to a young man of his age, which meant he was destined not to become an ordinary person.
The second was that William had a broad vision and a clear sense of the overall situation. That was also important.
Some people possessed very strong execution skills, but they had only execution skills and no larger vision. Even if they started faster and better than others, it was still difficult for them to go very far.
Jorgreman believed William could. Sometimes he suspected that beneath the young skin of the young man sitting opposite him was a soul about the same age as his own.
Nothing William did seemed like something a twenty-year-old could do. It was hard to believe.
William did not refuse the goodwill Jorgreman released. Before he left Sabine City to develop elsewhere, having a strong personal relationship with the lending business chief of one of the six major banks would be a powerful help to his business.
If a company wanted to grow rapidly, this capital society had already told people the simplest and most effective method: acquisition.
And that required money. A great deal of money.
After leaving the bank, William called Cooke and the others. After their last meeting, he had asked Cooke to look for other truck drivers. With more than a dozen cities and towns of various sizes across the state, relying on barely a dozen drivers was not enough. He needed more.
Incidentally, those people would also become part of the sixty jobs. It was almost too perfect.
After meeting Cooke, he handed over all the keys and asked him to take people to move those things to the empty lot at the club for temporary parking, and to inspect and maintain the vehicles while they were at it.
That evening, he had dinner with Jorgreman, his wife, and their child. In truth, Jorgreman wanted on one hand to draw closer to William, and on the other hand, he may not have been entirely free of the idea of introducing his child to William.
His child was a boy. Like all parents, he was also making arrangements for his child’s future character and conduct. If he could place a stake in William, then at the very least, he could ensure his child would not have to worry about food and clothing in the future.
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