@Pete Fox
Me, heck it's all just fiction, words. Age of consent worries, again these are fictional settings just words, no human or animals harmed.
As to the original question. Life does not begin at 14. Out of respect of the webmaster I work to avoid the issue but also people have babies and siblings who are just passing through, nothing sexual on the pages.
A story about younger teens sure I would read it, was it good writing a fun story. I think we all would. Glad I don't live in Australia.
Look to the classics it is full or young people in sexual situations...
You have said much better what is quite similar to my opinion.
Similar to many youths throughout the ages, I had to mature quite quickly, really before I was ten years old. So that by the time I was 13 or 14 I was acting as a near equal partner with older adults in my family. I started school "early" turning 5 before Christmas Break of 1st Grade, and then skipping 2nd Grade. I was "emancipated" at age 15, although living with a Great Aunt. I dated girls a couple of years older than me, although they were in my grade (or a year either side of my grade). I was neither popular, nor on any of the "prestige" sports teams. Most of the girls I dated were White, but Not among the "popular" cliques; girls from drama, debate, chess team, choir, or "dweebs/nerds" since I read a lot of books and met some girls that way.
I joined the Army at 17, and was in my early to mid-20's when I went to college; due to being recalled to Active Duty during Desert Shield / Desert Storm, I spent extra years in college because I had to drop my Fall 1990 classes. I also had to re-take some classes when I returned to the university, because I changed majors, and there were some new "required" courses. So, I was considerably older than many of my classmates.
Again, I tended to hang out with an odd mix of Veterans (also some "First Responders" {LEO, Paramedics, firefighters, etc.}, "odd sports such as Rugby, Football (Soccer), Hockey, Lacrosse, etc. as well as the Geeks, Sci-Fi, D&D, Drama, and of course fellow voracious readers.
Many of us were older than average, however, there were also some younger than average students. Most of us had no interest in the Fraternity/Sorority scene, nor the typical shenanigans and binge drinking in too many dorms. Mostly girls, but a few boys 15 to 17, hung out with us and were if not as mature as the Vets/First Responders, they were more mature than the typical college Freshman or Sophomore.
I mention this because there are several other posts, of completely valid points of view. They state that "typical" 14 to 18 year-olds lack maturity, and "they" couldn't participate in a "stimulating" or even "engaging" conversation with an older person. Since I have had minimal contact with "typical" people, I grant their point of view generally applies. However, there are significant numbers of people who are not typical. (Fortunately,, my cousins and their families provide me a grounding in the more typical. I am the "Wierd Uncle" who shows up at holidays and family gatherings with little trinkets from exotic lands and stories about distant lands and historic places.)
My short-lived career in Law Enforcement, and more so my experiences in private security (often armed), often wearing a suit or some other garb brought me in to contact with a number of celebrities, people with more money than sense, as well as "Escorts" Strippers, and other "Ladies of the Night"
{One of whom was a fellow Crim-J student. We had been at an off-campus meeting for a group project; somehow the subject of stripping to pay for college came up. The "typical" female undergrads denigrated any woman or teen girl for stripping; equating it with prostitution. Of course, the boys "concurred" with their female classmates (although I knew several of them, like me, had been to strip clubs themselves). After our meeting the other students drifted off She (a few years older) and I remained; we were the Serious Caffeine Achievers, and lingered over our third or so cup of coffee (our classmates male and female, mostly had caramel-soy-macchiato-skinny-frapes) After the "kids" had departed, she confided that She was a Stripper, paying for her nice condo, a two-year old car, and her university education, and a nice wardrobe to boot! Why she told me, I am not certain. I suspect she was just venting. Similar to me, she didn't stay long as an LEO. She got her JD, and passed the Bar, but I believe focused on non-typical legal matters. She published a book based upon a bit of her experiences, and that of other women who worked as strippers & "escorts" that was based upon her dissertation.}
My experiences with and listening to women and teens who have been involved in stripping, escorting, prostitution, and several other activities have provided some inspiration of some of my Fictional stories. A significant percentage of women who become involved in commercial pornography and/or prostitution (or "Escorting") often become sexually active around age 13 to 15. So, a "hard-limit of age 14 is not detrimental to my stories.
Personally, I am not (sexually) interested in girls younger than teens; so, again 14 is not a "burdensome" limit for me.
I think that there are some interesting stories that may be told involving teenage (14+) characters on SOL. I have been told some very interesting stories, and while I am NOT using any stories of any person I know; I am depicting teens in situations inspired by a variety of sources. I hope that I manage to Write fictional stories that are bot Interesting and arousing, or at least titillating.