I inadvertently posted Ch. 8 as Ch. 9. It was the correct chapter for copy with the wrong title. I've re-posted, fixing another small error at the same time.
Also, to all of you who let me know of all the alternatives to Microsoft Office, I thank you for your suggestions. Right now, I'm stubbornly getting to grips with the latest version and it looks like I've got myself back on track. Time will tell.
Coaster2 (The stubborn old fart!)