I've looked at the Do-Over stories in Category Search and can't find this one. Sure it was on SOL.
MC in 1st life spent his time, money and effort working for wife and kids ? (daughters ?), and getting taken for granted. Resolves on do-over from age 10 to make sure he that he doesn't miss out this time on what life offers him.
Ian
ETA it is not 'Emend by Eclipse'