Betsy is turning 40 very soon and she takes time to recall her past. Some of the things she did, especially the sexual affairs, still sent shivers up her spine.
Lori and Andy lived in a quiet residential neighborhood and were happily married with two lovely children who were now grown up. One day, their next door neighbor, Ken, got lucky and managed to take some pictures of Lori and Andy in a most compromising positon. These pictures and ones of the young daughter he took of her suntanning were enough to blackmail Lori. She had a decision to make and Ken and his two teenage boys would surely be rewarded by what Lori decided.
Lori volunteers at a summer camp that her children attend and is surprised by two teenagers. A married woman, a mother, the last thing in the world Lori ever imagined was having sex with someone half her age.