I have been zinged where it really hurts-in the pocket book.
I let myself be scammed, and this is a warning to other people. I am not real smart when it comes to money, so it was probably very easy for me to fall for this one. I let some con artist from China convince me that my computer needed checking for hackers. Well, I won't go through the whole process, but I wound up letting them clean out both my checking account and savings account in the guise of letting them go through my computer looking for malware. The upshot is that all of the money I now have for the rest of the month for groceries, etc. is what I had in my billfold.
The scammers were so slick that Bank of America said that they did nothing illegal and I am stuck with the results. All I can do is complain to the local police, and you know what they will do to catch crooks in China.
The problem is that my PayPal receipts have fallen to nothing lately, so there is no help there. Luckily, I do have a life insurance policy that I can borrow against, but that takes as much as two weeks to get a check from them, so I will be eating a lot of stone soup if I don't come up with something pretty soon.
Anyway, be warned! Don't get fooled like I was by being too trusting of strangers.